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Adobe needs 3 datacenters of memory to open a pdf. Uninstall asap, use Sumatra PDF viewer instead - Lightning fast - No bundled crapware - Free & open source

Starting a gofundme for Jared to visit Iowa.

$500 customer: 7 calls, 6 emails, late payment $30,000 customer: send invoice I see this take all the time, lesson being only sell high ticket, avoid poor people like the plague. But how about don't sell to customers you can't support? McDonalds prints cash serving $5 burgers. Graveyard of local restaurants have gone bankrupt trying to sell the same thing for $18. Everyone dreams of high ticket, high margin, no stress businesses. I do as well! But recently I've seen so much of this nauseating take it feels worth stating the obvious: You can make money in business serving the general population.

I'm trying to renovate a 32 room hotel for 1/2 of Zach's window budget 😅 Levels to the game!

Love reading Sunny’s detailed breakdowns. One of the few newsletters I actually read. High value for anyone in real estate.

Bookmark for a masterclass on educating your customers. This single comparison page probably outperforms your entire website: - Killer design - Hyper localized content - Honest and educational pros/cons - Perfectly tailored FAQS - Social proof and clear CTAs You know a website cooks when you scroll to the bottom to see who made it! Bravo.

$15 for 5oz of chips I need to stop listening to podcasts.

Blows my mind how many racist retards are on x.

GOP electeds buck Trump EVERY DAY on immigration, housing, credit card interest, Ukraine, Iran etc Trump not only says nothing but even ENDORSES them Massie bucks him on Israel, Epstein, and sticking to his long held fiscal beliefs and all of a sudden its time for purity tests

Easiest layup in the century but Kentucky biffed it. Truly sad to see.

Super cool use case for voice AI -> leaving reviews! First time seeing this when trying to write a review for @relay Sidenote, if you use Zapier or want the easiest possible entry into AI agents, Relay is amazingly awesome. Cheers @RE_Notion for the prescient advice.

Past 3 days Marriott sold 12,426 people on trip protection. Travel insurance is stupid profitable. Pennies on the dollar for peace of mind and tons of "coverage", it's an easy sell. I wonder if Marriott hotel owners get a cut of the commissions.

Ringcentral was the OG cloud biz phone company. Amazing to see the fall from grace. All comments warning about RC and suggesting openphone (fwiw quo is a stupid name). Will patiently wait for a @girdley video walking through a park to explain what happened

You can walk into any Hilton in America, book $50,000 in suites on 0% business credit cards, and resell every single reservation for 85 to 95% of retail on Airbnb, Trivago, and Craigslist the same day. Cash in your bank account by Friday. This is how people convert 0% credit limits into liquid cash without Plastiq, without Melio, and without paying a 2.85% processing fee. The hotel accepts credit cards for bookings up to $50,000. No questions. You walk in, book 8 Presidential Suites at $2,499 each, and walk out with $19,992 on your Chase Ink Business Unlimited at 0% APR. List them on Airbnb as "Iconic Downtown Penthouse" at $2,199 each. They sell in 24 to 48 hours because unused Hilton rooms have the highest resale velocity of any travel product on earth. People buy them because they're getting a $300 discount on an experience that never goes on sale. $2,199 x 8 = $17,592 in Airbnb revenue Airbnb Host fees (13%): -$2,287 Your net cash received: $15,305 You spent $19,992 on a credit card. You got $15,305 in cash. You "lost" $4,687" That's a terrible deal" No. You converted $19,992 in credit into $15,305 in LIQUID CASH at a cost of $4,687. That's a 23.5% conversion fee Plastiq charges 2.85% but has a $100K annual limit and many payees are restricted. Melio charges 2.85% but some payments take 5 to 7 days and large amounts trigger manual review. The hotel resale method has: No annual limit (book as much as they'll sell you) No payment restrictions (it's a walk-in booking) No manual review (it's a credit card transaction at the hotel) Cash in your bank within 3 to 5 days (Airbnb payouts are fast) And you can improve the conversion rate dramatically: Standard King rooms resell at 92 to 96% of retail (better than suites). A $1,199 luxury king room sells for $1,050 to $1,100 on Craiglist within 48 hours. That's only a 5 to 8% loss after fees Junior suites resell at 88 to 93% of retail Ocean view rooms resell at 85 to 90% 2nd Flr Walkups resell at 82 to 88% The optimal mix for maximum cash extraction: $30,000 in luxury king room units (25 rooms at $1,199): resell at $1,080 avg = $27,000 - 13% fees = $23,490 net. Loss: $6,510 (21.7%) $20,000 in Presidential Suite units (10 suites at $1,999): resell at $1,799 avg = $17,990 - 13% fees = $15,651 net. Loss: $4,349 (21.7%) Total credit card spend: $50,000 Total cash received: $39,141 Conversion rate: 78.3% Effective "fee": 21.7% "21.7% is way worse than Plastiq's 2.85%" Yes. If Plastiq works for your use case, use Plastiq. The hotel method is for when you need: More than $100K liquidated (Plastiq has limits) Cash in 3 days not 7 No paper trail linking credit cards to bank deposits through a payment processor (the cash appears as Airbnb revenue, not as a Plastiq transfer) Amounts above $25K per transaction (Melio flags large single payments) The people doing this at scale aren't converting $50K. They're converting $200K to $500K across multiple luxury hotels, OTAs, and traditional travel agents. At that volume they attain Airbnb Superhost status, which pushes the conversion rate to 82 to 85%. There's also the Sonder Retail Arbitrage version: book hotel stays at retail, sell on Sonder as a third-party seller, Sonder pays out every 2 weeks. The conversion rate is similar but Sonder's customer base is willing to pay closer to retail for the professional mgmt and peace of mind. An Indian uncle I know converts $80K to $100K per month from credit cards to cash using this exact method across luxury hotels, resorts, and major chains. His blended conversion rate after Airbnb fees and marketplace fees: 81%. He converts $100K in credit into $81K in cash every month $81K in cash from $100K in 0% credit. His "cost" of $19K per cycle is his equivalent of a processing fee. He treats it as a cost of capital. $19K to access $81K in free cash for 15 months = effective annualized cost of 18.6% "18.6% is expensive" Compared to what? An MCA (merchant cash advance) charges 40 to 150% effective APR A hard money loan charges 12 to 18% 2 to 3 points A personal loan at 680 score charges 15 to 24% APR A credit card balance at standard APR: 24.99% 18.6% annualized for UNSECURED CASH with NO APPLICATION PROCESS, NO UNDERWRITING, and NO REPAYMENT SCHEDULE beyond minimums at 0% for 15 months is cheaper than almost every alternative source of liquid capital for someone without assets to collateralize And the credit card rewards on $100K in hotel bookings: roughly $2,000 to $3,000 in points. That drops the effective cost to 15.6 to 16.6% btw the IRS doesn't track retail bookings on credit cards. The purchase shows up as "AIRBNB UHD8ZQ" on your credit card statement. The Airbnb revenue shows up as income from your Airbnb host account. If your LLC is the Airbnb host, the booking is a "business travel expense" and the revenue is "product sales." The accounting is clean this is the emergency version of the liquidation play. when you need cash in 72 hours, can't wait for Plastiq, and need more than $25K. you walk into the hotel, book everything they'll sell you, walk out, list it on Airbnb, and have cash in your bank by Friday. the most liquid asset in America isn't gold or bitcoin. it's a fresh Hilton reservation lmfaooo (we get 700 score business owners $100K-$250K in 0% business funding. how you liquidate is your business. we build the capital stack. link in bio)

Another one of our vendors is starting to charge cc fees. Also my fav local coffee shop, mexican restaurant, etc. What's the move for hotels? There isn't appetite to move back to checks/cash. And don't know of any leading PMS that supports native ACH. Are cc fees coming to hotels soon?