We're building Promis to offer top-tier RWA yields, but without high crypto correlation, high default risk, or liquidation challenges.
Consistent returns regardless of market conditions.
let's actually compare onchain yields.
maple: 6–10%. real interest, but the borrowers are crypto trading firms. is it really "real world" if the yield is levered to the same crypto cycle?
goldfinch: 10–13%. emerging market business loans. higher headline yield, longer default history, multi-month lockups.
centrifuge: 8–12%. structured credit, invoices, receivables. genuinely asset-backed, but lockups vary and liquidation in a default is messy.
notice what they share crypto correlated borrowers, emerging market credit risk, or capital you can't pull for months.
now promis.
ProUSD: 6–7%, senior tranche, 24-hour redemption.
ProUSD : 10–15%, junior tranche, 90-day lock.
Backed by US merchant cash advances. Repaid by daily ACH. UCC-1 secured. entirely uncorrelated to crypto.
Same yield range as the field. different collateral. a barber in ohio doesn't care what bitcoin did last night.
chart below