COO | President & Founder; Seasoned Bankers Group | Girl Dad | Career Coach | Corporate Influencer | Transformation Evangelist | A strong proponent of 9-5

Joined October 2012
5,288 Photos and videos
Last Election, I won my polling unit for Peter Obi. This time around come 2027, I will win the 6 wards in my constituency for PO. Mark this tweet!
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Ayo FBI retweeted
Despite Three Years of Tinubu's Food Emergency, Nigeria hungriest ranking index declined to among the worst nations globally. In celebrating his supposed successful three years in office, President Bola Ahmed Tinubu listed some achievements in the agricultural sector, firstly, his declaration of emergency on food security in July 2023, followed by the acquisition of 2,000 tractors and 9,000 farming implements, stated as Nigeria's largest agricultural mechanisation programme. Yet the outcome of this has been the opposite. Nigeria's hunger index has worsened significantly. Nigeria's hunger index ranking was 103rd out of 123 countries surveyed in 2022/2023, and this figure had since worsened to 115th out of 123 countries surveyed in 2025/2026. Consequently, Nigeria is now classified among the world's most hungry or food-insecure nations in the world, with the World Bank forecasting that 33 million Nigerians could experience severe hunger. In fact, Nigeria has the highest number of hungry people in the world. I have always maintained that Nigeria have no reason to be seen among the hungriest nations in the world when we have fast, uncultivated land in the north, which is our greatest asset today. We must transparently invest in Agricultural production, which will guarantee food security, but create huge employment. A new Nigeria is POssible. -PO
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Do not be surprised by the vitriolic attacks you see on Peter Obi from all sides, expect more. He did the unthinkable and unfathomable thing to the Nigerian Political establishment in 2023 by moving to an unknown party to contest the Presidential elections and actually winning it all under 8months. Thats why they are all scared of him. That’s why you’d never see Atiku’s ADC attack Tinubu’s APC and vice versa. Only one man remains their target. Like I always say, Peter Obi does not have a winning problem, he has won it before and he will win it again. The onus is on all of us to ensure that this time around, our votes Count!
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Peter Obi has so much material to use for optics that he doesn’t use just because that’s not who he is. But in the same vein, I think it’s not too late to start. When those you are competing against wouldn’t stop their smear campaign against you, reel it all out and show them who the boss is.
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What that tells me is that he’s a genuine stand-up guy not doing it for optics or to chase applause; it’s just who he is.
All the money he's been donating for boreholes would have helped his cause a lot more if it was put into actual PR People have been screaming about how he needs to invest in TikTok and videos generally, but he hasn't listened This whole thing is a mess, and it's sad
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There’s definitely not going to be anything like top to bottom. I didn’t do it in 2023 when it was popular, I won’t do it in 2027.
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As much as I have a whole lot to say about the ensuing NDC drama in the past 48hours, I choose to see beyond it and stick to the bigger picture. Two wrongs will never make a right. Sheath your swords people, we have elections to win! Nigeria will be OK. ✌️
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Taking a step back and to determine if it’s actually worth it is an evaluation everyone needs to do every now and then.
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Chairman and largest shareholder, UBAGroup Chairman and largest shareholder, Transcorp Chairman and owner (Heirs Holdings with 18 subsidiaries) Chairman and largest shareholder, SEPLAT At this rate, Mr Tony Elumelu will be top 3 African Richest Men in no distant time. Africapalism to the world👏
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Tempted to mention a particular employer’s name but nah.
Some employers are w!cked. How can you not pay your staffs for two months. Who does that?
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DUI; considered to be one of the worst traffic offenses anyone can commit in America has a fine of #5,000 in Nigeria once found wanting. Toh.
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For Graduate Trainees who just joined or intend joining any of the FUGAZ, this tweet right here is for you. Immerse yourself completely into learning rigorously, you will be happy you did few years down the line in your career. Do NOT limit yourself to your daily deliverables!
1 May 2024
I really milked the popularity the African Day contest I won gave me when I was a an employee at UBA. During my 1hour break time, I’ll go to different departments (I didn’t need introduction) with my notepad which I now call “My Encyclopedia” From Legal to Audit, from Treasury to FINCON to Database Management to Liquidity Management to Credit Risk, Compliance, Internal Control, Customer Experience, Marketing, Sales, Relationship Management, Messaging and Collaboration, Middleware Management, CIO and so on. I’ll look for one person who looks approachable and ask them to summarize what they do from the moment they put on their Personal Computer to the moment they shut it down. The most important part of their jobs, the timelines and associated risk and applicable sanctions if/when they fail to do what they must do. This move was the game changer for me because by the time I was done touring those units and departments, it felt as though I have had a hands on experience on what they do. So whenever I’m in a room and there are general conversations that is not limited to my core competencies, I always have a valuable contribution to such conversations. And that’s why I owe a good percentage of current success and in fact future success to my time at UBA, I really learned a lot from that Bank.
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Yesterday, I was part of the team bonding event organized by our class leadership of Unilag MBA 2024/2025 set to mark the end of our being together in one Stream as we proceed to different specializations this final semester. I know my classmates and my classmates know me 😊
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E get where the misogyny touch, the man pressing his phone had to drop his phone and clap. That to me is the Final boss 😂😂
“Instead of Remi Tinubu to be in the kitchen and take care of her husband, she is busy interfering in the affairs of Warri” - Warri Chief
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Eyowo was one of the most interesting fintech experiments in Nigeria. It tried to solve a real problem: financial inclusion without requiring a bank account. The idea was truly elegant-send and receive money using just a phone number. However, despite strong early promise, it faded from the market. The failure wasn’t because the idea was bad; it was mostly execution, market timing, and ecosystem constraints. Why Eyowo Failed 1. Weak Product–Market Fit Eyowo’s core proposition was: “Send money to anyone using just their phone number.” But by the time they were scaling: - OPay - PalmPay - Paga - Flutterwave had already normalized easy transfers and wallets. Most banks already allowed transfers through: - mobile banking - USSD - apps So Eyowo’s differentiation quickly became less compelling. 2. Poor Distribution Strategy Fintech success in Nigeria is 90% distribution. The companies that dominated built massive agent networks: - OPay → hundreds of thousands of agents - PalmPay → aggressive merchant penetration - Paga → deep agent network Eyowo remained mostly digital, which limited adoption among the financially excluded. 3. Weak Network Effects Wallet products succeed when everyone is already using them. People use OPay because others accept OPay. Eyowo struggled to reach critical mass. Without scale: merchants didn’t adopt users didn’t see the need 4. Limited Capital Firepower The Nigerian fintech market became a subsidy war. Competitors spent massively on: cashback - agent commissions - merchant onboarding - branding Companies like PalmPay and OPay had hundreds of millions in backing. Eyowo couldn’t match that level of burn. 5. Regulatory and Infrastructure Constraints Nigeria’s financial regulations create friction for wallet-first products. Licensing issues around: - switching - agency banking - settlement - KYC tiers often slow growth for smaller fintechs. 6. Strategic Drift Eyowo experimented with: - wallets - remittances - payments - banking partnerships But it never dominated one killer use case. Meanwhile competitors focused sharply: OPay → agents payments PalmPay → consumer wallet merchant POS Paga → infrastructure agents What Eyowo Could Have Done Better 1. Go Aggressive on Agent Banking Nigeria is still cash heavy. They should have built: - 50k–100k agents - cash-in/cash-out network - POS wallet combo The playbook used by: - OPay - Paga 2. Own One Vertical Instead of a general wallet, they could have dominated: 1️⃣ Remittances 2️⃣ Student payments 3️⃣ Informal market merchants 4️⃣ Salary wallets for SMEs Focus wins in fintech. 3. Stronger Strategic Partners If they had partnered with: -telcos -FMCG distributors -large employer networks -distribution could have scaled faster. 4. Merchant Acceptance First Payments businesses win when merchants adopt first. They needed: -Merchant POS -QR payments -Cheap settlement Then drive consumers to pay those merchants.
Eyowo was such a dope product name for a banking app
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Ayo FBI retweeted
The abduction of the Chibok girls in 2014 triggered a global movement. One school abduction was enough to unite Nigerians, attract international attention, and place enormous pressure on the government through the #BringBackOurGirls campaign. Yet, what has happened since then should trouble every Nigerian. Under President Buhari's eight years in office, Nigeria witnessed about ten school abductions. Under President Tinubu's administration, in just three years, we have already recorded over ten school abductions. Despite these repeated tragedies, there has been neither sustained national outrage nor significant international attention comparable to what followed Chibok. This raises an important question: have we become so accustomed to insecurity that what once shocked our national conscience is now treated as normal? At a time when millions of Nigerians are grappling with insecurity, poverty, and hardship, it is deeply troubling that those in power appear more focused on political calculations and preparations for the next election than on addressing the urgent challenges confronting our people. It is, therefore, no surprise that some observers have labelled us a "Now Disgraced Nation". While we do not agree with any attempt to define our great country by its present difficulties, we must acknowledge that persistent insecurity, economic hardship, and leadership failure have damaged our reputation and standing among nations. The answer is not denial, propaganda, or political distraction. The answer is leadership that is competent, compassionate, accountable, and genuinely committed to the welfare and security of the Nigerian people. The Nigerian youth must not become indifferent. We must all refuse to normalise failure. Young Nigerians - Take back your country! A New Nigeria is Possible. -PO
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Peter Obi gets invited to talk about issues and how he plans to solve them while others get invited only to talk about Peter Obi. There are levels to these things.
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APC supporters will listen to this man speak and call him dull then listen to Tinubu speak and call him the “Master Strategist”

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The events from the past weeks about INEC have been damning, blatant and some sort of “what can you guys do?” and an indication of what’s to come during 2027 General elections. We found out that INEC chairman, Joash Amupitan made a twitter post on the 18th of March 2023 during the Gubernatorial elections aligning and showing his support for APC by responding to Dayo Israel that “Victory is assured”. Till today, INEC has failed to release the purported ‘forensic report’ on the said X account ‘linked’ to Amupitan - We did nothing! Dada Olusegun, a common presidential aide issued a supposed INEC “press statement” 24hours before the umpire itself released the same statement verbatim - We did nothing! Nyesom Wike’s aide, Olayinka Olalere who has an unrestricted illegal access to INEC’s Database logged in as an admin, lifted Emeka’s Ike’s voter information and shared it online to prove a point. And as if that were not enough, he even gave all of us a middle finger by leaving the post up for over 72 hours before eventually deleting it - Again, we did nothing; just some social media outrage. Many credible reports have shown that INEC has been indiscriminately transferring, manipulating and deleting voter information in a bid to systematically suppress and disenfranchise duly registered and eligible voters concentrated in the areas and regions of the country where they perceive the ruling party;APC does not stand a chance at winning. What this means is that the affected persons would get to their polling units on Election Day and would not find their names on the voter register and as such, cannot vote!. And when this happens, INEC will blame it on the fact that many Nigerians kicked against it when they asked voters to do “VOTER REVALIDATION” (It was all part of their long game) - Again, we are doing nothing. But somehow, we are hoping that this same INEC led by Joash Amupitan will give Nigerians a free, fair and credible election next year? That’s wishful thinking, a foolish one at that! “Power is not served on à la carte”, and anyone who thinks this current administration will give it up so easily does not know who Tinubu is. Let’s keep doing nothing and keep expecting a miracle guys, January is almost here. Enough said!
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