OpenAI is introducing a feature that allows ChatGPT to connect with usersβ bank accounts through Plaid, a platform already used by many financial apps.
The feature gives ChatGPT access to balances, transaction history, subscriptions, debts, and investment summaries to help users understand and manage their finances.
OpenAI says the AI cannot move money, make transactions, or access full banking credentials.
Financial data will not be used for AI training unless users opt in.
AI assistants are evolving into full digital companions connected to email, calendars, shopping, health tools, and now banking information.