If I hand you $100 in cash, you have immediate purchasing power. You can spend it locally, hand it to someone directly, or hold it without relying on any system.
If you want to move it digitally, you deposit it into a bank and rely on the banking system to transfer it. That system works. But it comes with cutoffs, intermediaries, and geographic limits.
If I send you 100 USDC, the dollar already lives in digital form.
It can move across borders without correspondent chains. It can settle outside business hours. It can plug directly into payment platforms.
Both represent dollars.
The difference is where they live and how they move.
The real shift isnât the dollar. Itâs the infrastructure around it.