Content Creator and ETF nerd empowering investors to build wealth on their own terms. Not financial advice. No DMs.

Joined August 2025
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See The Best Performing Mutual Funds Of All Time 👉 realmoneymoves.com/best-perf… We ranked the all-time record holders, 20-year survivors, and 10-year leaders. The winner pulled 29.2% annual returns. A $10,000 investment would've become ~$280,000. The numbers are wild.
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"To invest successfully, you need not understand beta, efficient markets, modern portfolio theory, option pricing, or emerging markets. You may, in fact, be better off knowing nothing of these" — Warren Buffett
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Real Money Moves retweeted
It really can be this simple🤷‍♂️
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“The secret for success in investing is buying things for less than they’re worth.” — Howard Marks
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"Yes, the market goes down. But when you’re dollar-cost averaging, downturns let you buy more shares of great companies at lower prices. Bonds rob you of that opportunity." — Paul Merriman
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Research from MIT found that people tend to spend 12-18% more when using plastic cards instead of laying down real cash. In some cases, they spent more than twice as much!
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When Dave Ramsey was asked, “What’s wrong with having a credit card if you pay the balance every month?” his response was simple: Most people don’t.
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“The thoughts you should hold change from time to time, but how to think is valid in the long term.” — Howard Marks
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"If you think you're so good that you can pick stocks and beat the index, give it a try! Learn the hard way... Virtually no one beats the index."   — Kevin O'Leary
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Over investment periods of 15 years or more, index funds have beaten most hedge funds and mutual funds.

ALT Bogle Vanguard Index Fund Jack Bogle GIF

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We all have our Vices! My friend smokes a pack of cigs everyday, and has for years. $8/day = $2,920/year = $29,200/decade If she had been investing that into $SCHG instead ( 18.40% annually), she'd now have ~$70,000.
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Planet Labs $PL 🛰️ captures daily earth imagery and sells mission-critical geospatial data to governments and enterprises. Representation in Space / Frontier Tech ETFs: $UFO 6.16% $ROKT 7.28% $FITE 3.67% $ORBX 12.36%
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Then Vs. Now: $1,000 into the Vanguard Total International Stock Index Fund ETF $VXUS over the past 10 years (with dividends reinvested) turns into about $2,449 today, at an average annual gain of ~9.37%. Top 10 Holdings Below 👇
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The ALPS O'Shares U.S. Quality Dividend ETF $OUSA tracks the O'Shares U.S. Quality Dividend Index, a U.S. quality dividend index. Top 5 holdings: $GOOGL 6.14% $JNJ 5.24% $AAPL 4.87% $V 4.75% $MA 4.28 Expense Ratio: 0.48% Yield (TTM): 1.40% 10 Year NAV Return: 10.41%
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Then Vs. Now: $1,000 into the iShares Core Dividend Growth ETF $DGRO over the past 10 years (with dividends reinvested) turns into about $3,489 today, at an average annual gain of ~13.31%. Top 10 Holdings Below 👇
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"If you aren't willing to own a stock for 10 years, don't even think about owning it for 10 minutes." — Warren Buffett
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The Schwab U.S. Dividend Equity ETF, $SCHD, tracks the Dow Jones U.S. Dividend 100 Index of high-quality U.S. dividend payers. Top 5 holdings: $TXN 5.35% $UNH 5.11% $QCOM 4.31% $CVX 4.16% $COP 4.07% Expense Ratio: 0.06% Yield (TTM): 3.22% 10 Year Return: 12.89%
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Looking back on this post about $HIMS Allocations have decreased, and 2 of the 4 ETFs listed here have dropped it completely. How do you interpret this? 🤔
$HIMS 🧴 builds recurring revenue through direct-to-consumer health, converting trust, convenience, and retention into a scalable, margin-rich engine built for long-term compounding. Here’s where it sits in digital-health ETFs: $HEAL ~4.31% $EKG ~3.52% $PTH ~3.31% $THNR ~4.33%
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Looking for top companies within the Mid-Cap Growth sector? Check out these top ETF overlaps: $VOT $IWP Total Overlap: 37% Top 3 Companies: ⚡ $VRT: VERTIV HOLDINGS CO. CLASS A 🔌 $PWR: QUANTA SERVICES INC ✈️ $HWM: HOWMET AEROSPACE INC.
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“There are basically five categories: Fast growers, slow growers, cyclicals, asset plays, and turnarounds.” — Peter Lynch
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Biotech ETFs price binary risk and breakthroughs, driven by pipelines and FDA catalysts. $IBB: iShares Biotechnology ETF $XBI: State Street SPDR S&P Biotech ETF $FBT: First Trust Nyse Arca Biotechnology Index Fund $BBH: Vaneck Biotech ETF
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