Live regulatory intelligence across AI, prudential regulation, crypto and emerging tech. 100 feeds from governments and regulators worldwide.
Joined February 2022
- Tweets 16,846
- Following 218
- Followers 265
- Likes 9
Photos and videos
Apr 29
Regulators including ESMA have issued advisories on AI tool risks and promote responsible AI use in retail investing.
AI tools enhance credit scoring accuracy and real-time fraud detection capabilities in financial services.
Generative AI is exploited by scammers to create sophisticated phishing scripts and deepfakes, increasing fraud scale and sophistication.
Retail investors are increasingly using AI like ChatGPT for trading advice without regulatory oversight, posing financial health risks.
regflowhub.com/?topic=AI&med…
1
67
Mar 26
[AI]
🇺🇸 FRB | Governor Lisa D. Cook Addresses Financial Stability at Yale Program
• Governor Lisa D. Cook addresses the Committee on Financial Stability's role post-Global Financial Crisis, emphasizing cross-sector analyses for macroeconomic implications.
• Financial Stability Report (FSR) by the Federal Reserve System acts as a platform for policymakers to assess and monitor key vulnerabilities, such as asset valuations and leverage in the financial sector.
• Scenario analysis plays a critical role in assessing financial stability by examining the implications of various shocks on different sectors and institutions with a focus on amplification effects.
• In-depth analysis involves evaluating second-round effects of shocks on markets and institutions, considering responses like deleveraging and spillover effects.
• Continuous efforts focus on refining data collection and monitoring mechanisms to improve understanding of financial system linkages and potential risks.
#FinancialServices #FinancialStabilityCommittee #FSRAnalysis #ScenarioAnalysis #MarketInteractions #DataMonitoring #AIart️️️️️️️️️️️️️️️️️️️️️️️️️️️️️️️️️️️️️️️️️️️️️️️️️️️
60
Mar 26
🇦🇺 ACMA | ACMA to Implement Enforceable Industry Standard for Telco Consumer Protections in Australia
• Australian Communications and Media Authority (ACMA) to replace industry-developed Telecommunications Consumer Protections (TCP) Code with enforceable industry standard.
• New industry standard aims to provide stronger consumer protections in critical areas such as advertising, responsible selling, fair treatment for vulnerable consumers, and credit/debt management.
• Consumer reliance on telecommunications deemed essential in everyday lives, necessitating enhanced safeguards.
• ACMA emphasizes need for consistent expectations, clear obligations, and stronger enforcement powers for regulator in protecting telco consumers.
• Extensive development and consultation process led by Australian Telecommunications Alliance (ATA) did not result in a code capable of registration, prompting the move towards an industry standard.
#Telecommunications #TelecommunicationsConsumerProtections #ConsumerProtection #TelecomRegulation #IndustryStandards #EnforcementPowers
acma.gov.au/articles/2026-03…
44
Mar 26
🇬🇧 HM Treasury | UK Chancellor Secures Commitment from Banks to Support Customers with Expiring Fixed-Rate Mortgages
• Chancellor Rachel Reeves secured commitment from major banks to proactively assist 1.6 million customers with expiring fixed-rate mortgages.
• Mortgage Charter reaffirmed to offer bespoke support options well before payment changes, such as six-month breathing space and interest-only payments.
• Lenders report low arrears and steady lending despite increased customer inquiries for guidance.
• Around 86% of mortgages on fixed rates, providing most borrowers with stability amidst short-term market volatility.
• Efforts aim to provide clear reassurance and practical help amidst uncertainty, ensuring access to support without affecting credit scores.
#BankingAndFinance #MortgageCharter #CreditScore #MarketVolatility #CustomerSupport #Lending
gov.uk/government/news/chanc…
44
Mar 26
🇬🇧 HM Treasury | EU Finances Statement 2025 Focuses on Brexit Withdrawal Agreement Implementation
• The 45th European Union Finances Statement emphasizes the implementation of the Withdrawal Agreement post-Brexit.
• It covers the breakdown of EU invoices received by the UK as a non-Member State, detailing 2025 payments and forecasting the UK's total outstanding liability.
• This year's edition marks the fifth publication since the UK's exit from the EU, providing insights into financial obligations post-Brexit.
#GovernmentServices #EuropeanUnion #Brexit #FinancialObligations #EUFS #WithdrawalAgreement
gov.uk/government/publicatio…
26
Mar 26
🇺🇸 SEC | SEC Commissioner Supports Proposed Changes to Nonbank Designation Process
• The SEC Commissioner expresses support for the proposed changes to the nonbank designation process.
• The proposal is seen as a meaningful step in the right direction.
• It is acknowledged that the proposal has limitations and cannot fully resolve the fundamental issues with nonbank designation under the Dodd-Frank Act.
• The Commissioner emphasizes that the ultimate resolution of these issues lies with Congress.
• There is a call to continue refining interpretive guidance within existing authorities despite the limitations of the proposal.
#FinancialServices #NonbankDesignation #FinancialRegulation #InterpretiveGuidance #DoddFrankAct #FinancialStability
sec.gov/newsroom/speeches-st…
24
Mar 26
🇬🇧 HM Treasury | Craig Coben Appointed as Non-Executive Director on UK Government Investments Board
• Craig Coben, with extensive experience in corporate finance, appointed as Non-Executive Director of UK Government Investments for a three-year term.
• UK Government Investments (UKGI) plays a crucial role in advising on major UK government corporate finance matters and leading the establishment of arm's length bodies.
• Appointment regulated by the Commissioner for Public Appointments (OCPA) and made in accordance with Governance Code on Public Appointments.
• UKGI, as the government's center of expertise in corporate governance and finance, works closely with private and public sectors to drive economic growth across the UK.
• Craig Coben's appointment brings additional expertise and insight to the UKGI Board, enhancing its strategic capabilities and effectiveness in supporting government missions.
#Government #CorporateFinance #GovernanceCode #EconomicGrowth #PublicAppointments #CorporateGovernance
gov.uk/government/news/craig…
18
Mar 26
🇬🇧 BoE | Alan Taylor's Speech on Fuel Price Impacts on Transportation Industry
• Alan Taylor delivers keynote address on the financial ramifications of rising fuel prices in the transportation sector.
• Taylor highlights the potential squeeze on profit margins for airlines and shipping companies due to increased fuel costs.
• He emphasizes the importance of operational efficiency and hedging strategies in mitigating the impact of volatile fuel prices.
• Taylor discusses the role of renewable energy sources and technological innovations in reducing dependence on traditional fossil fuels.
• The speech concludes with insights on the need for industry players to adapt to evolving energy markets to enhance long-term sustainability.
#Transportation #FuelPrices #TransportationIndustry #OperationalEfficiency #RenewableEnergy #MarketAdaptation
bankofengland.co.uk/speech/2…
34
Mar 26
🇬🇧 BoE | Bank of England's Weekly Report 25 March 2026
• Bank of England's Sterling Liabilities increase to PSmn647,608, surpassing last week's balance by PSmn10,617.
• Notes in circulation remain steady at PSmn96,646 compared to the previous week.
• Indexed long-term repo in Sterling Assets sees a slight rise to PSmn72,451 from PSmn72,631 reported last week.
• Foreign currency public securities issued rise to PSmn18,591 from PSmn18,263 in Foreign Currency Liabilities.
• Foreign currency reserve assets show a modest increase to PSmn18,989 from PSmn18,644 in the prior week.
#CentralBanking #BankOfEngland #MonetaryPolicy #FinancialRegulation #ForeignExchange #CentralBanking
bankofengland.co.uk/weekly-r…
23
Mar 26
🌎 IFRS | ISSB Exposure Draft Proposes Amendments to SASB Standards for Enhanced Climate-related Disclosures
• ISSB publishes Exposure Draft proposing amendments to three SASB Standards aiming to align with ISSB Standards and enhance international applicability.
• Proposed amendments address Agricultural Products, Meat, Poultry & Dairy, and Electric Utilities & Power Generators sectors to improve decision-usefulness for investors.
• Enhancements aim to support interoperability with other standards, maintain alignment with ISSB guidance on implementing IFRS S2, and provide industry-specific information vital for investor needs.
• ISSB Vice-Chair emphasizes the importance of industry-specific information for investors and highlights the value of SASB Standards as a key resource for entities applying ISSB Standards.
• Stakeholders invited to provide feedback on the Exposure Draft through an online survey with a 120-day comment period closing on 24 July 2026.
#EnvironmentalServices #ClimateRelatedDisclosures #IndustrySpecificInformation #Interoperability #GlobalStandards #InvestorNeeds
ifrs.org/content/ifrs/home/n…
10
Mar 26
🇺🇸 FDIC | Remarks by FDIC Director of Risk Management Supervision Ryan Billingsley, "Innovation at the Speed of Markets: How Regulators Keep Pace with Technology"
content.govdelivery.com/acco…
11
Mar 26
🌎 BIS | Revisiting Fiscal Sustainability Framework with Financial Intermediation
• Incorporating financial intermediation into fiscal sustainability analysis reveals a critical link between financial stability and debt dynamics.
• Financial amplification mechanisms introduce constraints on fiscal space even without default risk or fiscal fatigue.
• Fiscal space is tied to financial stability parameters such as market depth, risk-bearing capacity, and fiscal responsiveness.
• State-contingent analysis shows adverse yield shocks can significantly impact fiscal space, especially when the economy nears its debt limit.
• Maintaining stability requires a stronger fiscal response than traditional debt sustainability models suggest.
#Banking #FinancialServices #FiscalSustainability #FinancialIntermediation #FinancialAmplificationMechanisms #MarketStability #DebtLimitAnalysis
bis.org/publ/work1339.htm
18
Mar 26
🇬🇧 FCA | British Steel Pension Scheme Members Suffer Losses Due to Unsound Advice
• Former British Steel Pension Scheme members experienced financial losses from unsuitable advice.
• Many relied on trusted sources for guidance which resulted in detrimental outcomes.
• The losses signify the importance of conducting thorough due diligence in financial decisions.
• Investors should be cautious and seek advice from certified financial professionals.
• Regulatory agencies may take action to prevent such incidents from recurring.
#RetirementSavings #FinancialLosses #DueDiligence #FinancialAdvisors #RegulatoryAction #InvestorProtection
fca.org.uk/news/statements/f…
14
Mar 26
🌎 ICMA | ICMA's 50th ERCC European Repo Market Survey Highlights Strong Growth and Market Dynamics
• The European repo market experienced a 9.8% growth since June and 24.6% year-on-year, driven by macroeconomic uncertainty and financial market volatility.
• The survey showed stable repo rates despite elevated uncertainty, meeting increased demand for liquidity and absorbing rising government debt issuance.
• Interdealer repo on automatic trading systems hit an eight-year low, with a shift towards voice-brokering, while dealer-to-customer electronic trading grew.
• Cross-border activity surged to a new high, with a notable expansion in CCP-cleared repo and increased use of US Treasuries as collateral.
• The share of floating-rate repo rose, maturity profiles shifted towards longer tenors, and the survey sample became a net lender of cash.
• ICMA to publish retrospective analysis of the past 25 years, showcasing the repo market's transformation and critical role in European wholesale finance.
#FinancialServices #EuropeanRepoMarket #CentralClearing #MonetaryPolicy #MarketDynamics #FinancialRegulation
icmagroup.org/News/news-in-b…
17
Mar 26
[Decentralized Finance, Cryptocurrency, Blockchain, Ethereum, AI]
🇪🇺 ECB | Decentralised Finance Governance Study Reveals Concentration of Power in Key Protocols
• DeFi governance study finds governance token holders in top protocols (Aave, MakerDAO, Ampleforth, Uniswap) are highly concentrated.
• Top voters mainly consist of delegates, raising concerns about accountability and concentration of power.
• Difficulty in identifying holders and voters may complicate regulatory efforts for DeFi supervision and regulation.
• Findings challenge perception of DAOs as inherently decentralized, prompting questions about governance structure and implications for DeFi ecosystem.
• Policy implications include the need for clear regulatory anchor points and additional information for effective regulation in each DeFi protocol.
#FinancialServices #DecentralisedFinance #RegulatoryChallenges #BlockchainGovernance #CryptoAssets #FinancialStability #DecentralizedFinance #Cryptocurrency #Blockchain #Ethereum #aishwaryadesai
20
Mar 26
🇬🇧 HM Treasury | HM Treasury CCP Resolution RLP Panel Minutes 2025
• CCP Resolution Liaison Panel advises HM Treasury on CCP resolution regime impact.
• Panel's function includes providing advice on secondary legislation and code of practice.
• Established in accordance with Financial Services & Markets Act 2023 Schedule 11, paragraph 10.
• Promoting transparency and accountability in government financial regulations.
• Enhancing efficiency in CCP resolution processes through expert advice and insights.
#FinancialServices #FinancialRegulation #CCPResolution #GovernmentEfficiency #Transparency #Accountability
gov.uk/government/publicatio…
16
Mar 26
🇬🇧 FCA | High Court Orders Winding Up of Equity for Growth (Securities) Limited
• High Court mandates Equity for Growth (Securities) Limited (EFG) wind up following FCA petition.
• Winding up order due to suspected regulatory violations and potential financial mismanagement.
• Investors face uncertainty as winding up process unfolds for EFG.
• Legal implications likely to impact EFG shareholders and creditors.
• Market repercussions expected as EFG's closure influences the financial industry.
#InvestmentBanking #RegulatoryCompliance #FinancialMismanagement #InvestorUncertainty #LegalImplications #MarketImpact
fca.org.uk/news/news-stories…
15
Mar 26
🇨🇳 PBoC | Governor Pan Gongsheng Meets with Heads of Global Financial Institutions
pbc.gov.cn//en/3688110/36881…
12
Mar 26
[AI]
🌎 BIS | Transforming Financial Sector Through AI Data Challenges and Management
• Challenges in data management are key barriers to wider adoption of advanced AI systems like generative AI (gen AI) in financial services.
• Data privacy, quality, and security concerns are intensified by third-party dependencies and market concentration among major service providers.
• Financial authorities play a critical role in supporting institutions to effectively manage data-related risks for fostering innovation, trust, and financial stability.
• Supervisory expectations for AI-related data usage focus on clarity, cross-sectoral obligations, and guidance for managing emerging issues with gen AI.
• Tailored guidance by supervisors is essential for addressing specific areas in data governance, risk management, and corporate governance in the financial sector.
#FinancialServices #ArtificialIntelligenceDataManagement #GenAIChallenges #FinancialStability #SupervisoryExpectations #RiskGovernance #aishwaryadesai
19
Mar 26
🇬🇧 HM Treasury | Government Issues Guidance on Strategy and Delivery Plan for Mega Projects
• Senior Responsible Owners and Accounting Officers are instructed on preparing Strategy and Delivery Plans for Mega Projects.
• The guidance is based on findings from the Office for Value for Money Mega Projects study and government decisions on governance, budgeting, and transparency.
• SDPs are mandatory for projects designated as Mega Projects by ministers.
• Departments must align their SDPs with HM Treasury's Green Book and Business Case guidance, including the 5 case model.
• National Infrastructure and Service Transformation Authority guidance on assurance and project setup should also be consulted.
#GovernmentAndPublicServices #MegaProjects #ValueForMoney #ProjectManagement #BusinessCase #Governance
gov.uk/government/publicatio…
37