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Retire Happy @RetireHappyBlog

Retire Happy is the premiere #retirement blog in Canada. Led by @JimYih, writers include @JasonHeathCFP, @TomDrakeCanada, @EdRempel, @SeanCooperWrite

Joined October 2009
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Do you qualify for the Guaranteed Income Supplement? It could boost your retirement income significantly! #RetireHappy #GIS click.retirehappy.ca/3mhye7a

Understanding GIS: What is Guaranteed Income Supplement?

GIS is a monthly non-taxable benefit that is paid to eligible pensioners, in addition to the basic monthly Old Age Security (OAS) amount.

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What's the difference between a living will and a regular will? Do you need both? #EstatePlanning #RetireHappy click.retirehappy.ca/3mhv8mz

What Is a Living Will and How to Make One in Canada?

A living will or advance directive is not the same as a regular will, which takes effect after you pass away. So how does it work, and what are the differences?

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Are self-directed RRSPs right for you? Learn the pros and cons #RetireHappy #RRSP click.retirehappy.ca/3mhr28c

Advantages of self-directed RRSPs

A self-directed RRSP is an RRSP account that allows you to hold many different types of investments consolidated within one single account.

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Are you sure RRSPs are giving you the best tax advantages? Check your marginal tax rates before you contribute. #RRSP #TaxPlanning #RetireHappy click.retirehappy.ca/3mhfmw8

RRSPs the proper way

I am amazed at the number of people that buy RRSPs but don't really know how the tax benefits work. It's all about knowing you marginal tax rate.

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🎉 Begin transforming your family's financial future TODAY! Join the free Virtual Summit to gain essential money management skills 💼, reduce stress, and build a strong financial legacy. #FinanceFreedom #GenerationalWealth click.retirehappy.ca/342gr
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Ever wondered if executors get paid for their hard work? 🤔 The rules vary by province, but compensation is generally expected. Dive into the details here! #EstatePlanning #ExecutorFees click.retirehappy.ca/34eez

Does the Executor of a Will Get Paid an Executor Fee?

Wondering how executor compensation works, and how much executors can expect to be paid? Here's a hint: it depends on the province you reside in.

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Worried about your income in retirement? The GIS could be the solution! It's designed for low-income seniors to supplement their OAS pension. Don't wait; explore your eligibility today! #Retirement #GIS click.retirehappy.ca/s74n

Understanding GIS: What is Guaranteed Income Supplement?

GIS is a monthly non-taxable benefit that is paid to eligible pensioners, in addition to the basic monthly Old Age Security (OAS) amount.

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Life insurance coverage is critical for protecting your family and home. But there is more than one way to protect your biggest investment. 🏠🛟 #lifeinsurance #mortgageinsurance #retirehappy retirehappy.ca/mortgage-insu…

Mortgage Insurance vs Term Insurance: Which Should You Choose?

Life insurance coverage is critical for protecting your family and home. But there is more than one way to to protect what is likely your biggest investment.

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The best way to accumulate AIR MILES quickly is by shopping with an AIR MILES credit card. So which credit cards pay you bonus miles for shopping? ✈️💳 #airmiles #creditcard #loyaltyrewards #retirehappy retirehappy.ca/best-airmiles…

Best Air Miles Credit Cards in Canada

The best way to accumulate AIR MILES quickly is by shopping with an AIR MILES credit card. So which credit cards pay you bonus miles for shopping?

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Are you wondering if Simplii Financial is worth considering? From products and pricing to pros and cons and alternatives, here is what you need to know. 🏦💰 #simpliifinancial #banking #retirehappy retirehappy.ca/simplii-finan…

Simplii Financial Review Canada

Are you wondering if Simplii Financial is worth considering? From products and pricing, to pros and cons and alternatives, here is what you need to know.

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With access to a diversified blend of stocks and bonds, a focus on long-term growth and a medium risk level, here is what makes VGRO attractive to investors. 🌱💰 #vgro #etfs #investing #retirehappy retirehappy.ca/vgro-etf-revi…

VGRO ETF Review

With access to a diversified blend of stocks and bonds, a focus on long-term growth and a medium risk level, here is what makes VGRO attractive to investors.

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While Wealthsimple has garnered praise for its simplicity and ease of use, it may not suit all investors. Here are some alternatives worth considering. 🤖🧑🏼‍💼 #wealthsimplealternatives #wealthsimple #roboadvisors #etfs #retirehappy retirehappy.ca/wealthsimple-…

Top Wealthsimple Alternatives In Canada

While Wealthsimple has garnered praise for its simplicity and ease of use, it may not suit all investors. Here are some alternatives worth considering.

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In 2021 Aeroplan and Starbucks Rewards joined forces. So how do you link the two accounts, and is it worth converting Aeroplan points to Stars? ✈️☕️💰 #aeroplan #starbucks #loyaltyrewards #retirehappy retirehappy.ca/aeroplan-star…

How to Earn Starbucks Rewards Through Aeroplan

In 2021 Aeroplan and Starbucks Rewards joined forces. So how do you link the two accounts, and is it worth converting Aeroplan points to Stars?

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Not currently using one of these programs? You may be wondering if one is better than the other. Here are the basics, and tips to earn and redeem points. ✈️💰 #aeroplan #airmiles #loyaltyrewards #retirehappy retirehappy.ca/aeroplan-vs-a…

Aeroplan vs AIR MILES: Which Rewards Program Is Better?

Not currently using one of these programs? You may be wondering if one is better than the other. Here are the basics, and tips to earn and redeem points.

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You may at some point need to make or receive a lump-sum payment? So what is a lump sum payment, and what are the financial situations in which they are used? 🗻💰 #lumpsumpayment #personalfinance #retirehappy retirehappy.ca/what-is-a-lum…

What Is A Lump Sum Payment? Understanding How Lump Sum Payments Work

You may at some point need to make or receive a lump-sum payment. So what is a lump sum payment, and what are the financial situations in which they are used?

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Mortgage stress test rules ensure that homebuyers can afford to pay back their mortgages. But how does the mortgage stress test work, and when is it necessary? 🏡⚖️ #mortgagestresstest #mortgage #personalfinance #retirehappy retirehappy.ca/mortgage-stre…

Understanding How The Mortgage Stress Test Rules Work In Canada

Mortgage stress test rules ensure that homebuyers can afford to pay back their mortgages. But how does the mortgage stress test work, and when is it necessary?

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Mortgage default insurance, often called CMHC insurance, is a central aspect of the home-buying process in Canada. So how does it work? 🛟🏡 #mortgagedefaultinsurance #mortgageinsurance #retirehappy retirehappy.ca/mortgage-defa…

What Is Mortgage Default Insurance? What You Need to Know

Mortgage default insurance, often called CMHC insurance, is a central aspect of the home-buying process in Canada. So how does it work?

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By co-signing a mortgage in Canada, you can help a family member who may be having difficulty obtaining a mortgage on their own. Here is what you need to know. 🫱🏽‍🫲🏼🏡 #mortgagecosigner #mortgage #retirehappy retirehappy.ca/cosigning-mor…

Co-Signing A Mortgage In Canada: What You Need To Know

By co-signing a mortgage in Canada, you can help a family member who may be having difficulty obtaining a mortgage on their own. Here is what you need to know.

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With more and more online marketplaces offering free shipping, is an Amazon Prime Canada membership worth the cost? 📦🎬🎶 #amazonprime #freeshipping #primevideo #retirehappy retirehappy.ca/amazon-prime-…

Amazon Prime Review: Is Amazon Prime Worth It in Canada?

With more and more online marketplaces offering free shipping, is an Amazon Prime Canada membership worth the cost?

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The First Home Savings Account (FHSA) is the best new financial tool/account for Canadians wanting to save and invest to buy their first home in Canada. 🏡💰 #fhsa #firsthomesavingsaccount #mortgage #retirehappy retirehappy.ca/first-home-sa…

First Home Savings Account: How the FHSA Helps You Save Tax-Free in Canada

The First Home Savings Account (FHSA) is the best new financial tool/account for Canadians wanting to save and invest to buy their first home in Canada.

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