Caregivers play a vital role in protecting the elderly from forms of fraud like lottery scams. 👉Check out these tips from the @ABABankers Foundation to learn how to spot them: aba.social/3Ywj39s

𝗗𝗼 𝘆𝗼𝘂 𝗸𝗻𝗼𝘄 𝗮 𝘄𝗼𝗺𝗮𝗻 𝘄𝗵𝗼 𝗶𝘀 𝗰𝗵𝗮𝗻𝗴𝗶𝗻𝗴 𝘁𝗵𝗲 𝗴𝗮𝗺𝗲 𝗶𝗻 𝗦𝗼𝘂𝘁𝗵 𝗗𝗮𝗸𝗼𝘁𝗮 𝗯𝗮𝗻𝗸𝗶𝗻𝗴? This is your chance to shine a spotlight on a colleague, mentor, teammate, or friend whose impact deserves to be celebrated. Help us recognize the women who are making moves, breaking barriers, lifting others up, and helping shape the future of banking in South Dakota. Award recipients will be honored at the 2026 Lead Strong: Women in Banking Conference this September. ✨ Because changing the game starts with recognizing those who are already doing it. 𝗡𝗢𝗠𝗜𝗡𝗔𝗧𝗘👉sdba.com/women-in-banking

𝗨𝗻𝗱𝗲𝗿𝘀𝘁𝗮𝗻𝗱𝗶𝗻𝗴 𝗕𝗮𝗻𝗸 𝗣𝗲𝗿𝗳𝗼𝗿𝗺𝗮𝗻𝗰𝗲 🏦 From balance sheets to better decisions—UBP equips bankers to analyze real financial data, identify strengths and risks, and recommend strategies that improve performance. 𝙍𝙀𝙂𝙄𝙎𝙏𝙀𝙍 ➡️➡️➡️ sdba.com/events

𝗖𝗮𝘁𝗰𝗵 𝘂𝗽 𝘄𝗶𝘁𝗵 𝘁𝗵𝗲 𝗝𝘂𝗻𝗲 𝗘𝗱𝗶𝘁𝗶𝗼𝗻 𝗼𝗳 𝗦𝗗𝗕𝗔𝗡𝗞𝗘𝗥! ☀️ Inside you’ll find: ▪️SDBA News: ➡️ SDBA Board of Directors Welcomes Kevin Moe, FNBO, and Lloyd Sanderson, Dacotah Bank ▪️SD Bankers Foundation Annual Report ▪️Emerging Leader of the Month: Mandy Sizer | Dacotah Bank, Aberdeen ▪️Bankers in Action: The First National Bank in Sioux Falls ▪️Bank Notes: BankStar Financial, BankWest, First Bank & Trust, Black Hills Community Bank ▪️SD Bankers Foundation Scholarship Winners Named .....AND MUCH MORE! 👉 tinyurl.com/SDBANKER-June202…

𝟮𝟬𝟮𝟲 𝗙𝗗𝗜𝗖 𝗗𝗶𝗿𝗲𝗰𝘁𝗼𝗿𝘀 𝗖𝗼𝗹𝗹𝗲𝗴𝗲 🏦 Last week, we had over 80 bankers from South Dakota and the surrounding states that attended the 2026 FDIC Directors College in Sioux Falls. This event included presentations by FDIC speakers and subject matter experts, focusing on a variety of emerging issues relevant to bank directors. Thank you for joining us!

🌅 𝗘𝘃𝗲𝗿𝘆 𝗰𝗼𝗿𝗻𝗲𝗿 𝗼𝗳 𝗦𝗼𝘂𝘁𝗵 𝗗𝗮𝗸𝗼𝘁𝗮 𝗵𝗮𝘀 𝗮 𝘀𝘁𝗼𝗿𝘆 — 𝘄𝗵𝗮𝘁’𝘀 𝘆𝗼𝘂𝗿𝘀? For the 2027 Scenes of South Dakota Calendar, and we’re looking for photos that capture the heart of our state. Think everyday moments, stunning landscapes, and the people, places, and seasons that make South Dakota home. 📷 𝗥𝗲𝗮𝗱𝘆 𝘁𝗼 𝘀𝗵𝗮𝗿𝗲 𝘆𝗼𝘂𝗿 𝗽𝗲𝗿𝘀𝗽𝗲𝗰𝘁𝗶𝘃𝗲? Submit your photos today ➡️ sdba.com/calendar

𝟮𝟬𝟮𝟲 𝗔𝗴 𝗖𝗿𝗲𝗱𝗶𝘁 𝗖𝗼𝗻𝗳𝗲𝗿𝗲𝗻𝗰𝗲 🌱 Join us next month in Pierre as we explore emerging trends, share solutions, and discover new ways to strengthen the future of agriculture through collaboration and innovation 💡 𝗥𝗘𝗚𝗜𝗦𝗧𝗘𝗥 ➡️ tinyurl.com/SDBA-AgConf26

𝟮𝟬𝟮𝟲 𝗜𝗻𝘁𝗿𝗼 𝘁𝗼 𝗛𝗦𝗔𝘀 Health Savings Accounts (HSAs) are growing in popularity—and with that comes more complexity for financial institutions. This webinar will walk you through the essentials of HSA operations and compliance, from eligibility and account setup to contributions, distributions, and IRS reporting. Join us to strengthen your procedures, stay compliant, and confidently manage HSA activity. 𝗥𝗲𝗴𝗶𝘀𝘁𝗲𝗿 𝘁𝗼𝗱𝗮𝘆 👉sdba.com/events

𝟮𝟬𝟮𝟲 𝗙𝗿𝗮𝘂𝗱 𝗔𝗰𝗮𝗱𝗲𝗺𝘆 Fraud Academy is a pioneering initiative designed to arm bankers with the skills needed to detect and combat fraud. 𝗧𝗼𝗽𝗶𝗰𝘀 DEA money laundering, elder financial abuse litigation, human trafficking, card skimming, romance scams, commercial loan fraud, business email compromise, high-risk business, identification, and fraud statistics/benchmarking — and more! 𝙍𝙀𝙂𝙄𝙎𝙏𝙀𝙍 ➡️ tinyurl.com/2026FraudAcademy

𝟮𝟬𝟮𝟲 𝗔𝗕𝗔 𝗪𝗼𝗺𝗲𝗻 𝗟𝗘𝗔𝗗 𝗦𝘆𝗺𝗽𝗼𝘀𝗶𝘂𝗺 🖥️ [ July 30, 2026 ] The SDBA is partnering with the ABA to bring you the Women Lead Symposium virtual event. Open to all professionals across the banking industry, this half-day, virtual program is designed to help you grow and become a more successful leader, whether you’re an emerging leader or a seasoned professional. 𝗥𝗘𝗚𝗜𝗦𝗧𝗘𝗥 ⬇️ tinyurl.com/2026ABAWomenLead…

𝗪𝗕𝗔 𝗖𝗼𝗺𝗺𝗲𝗿𝗰𝗶𝗮𝗹 𝗟𝗲𝗻𝗱𝗶𝗻𝗴 𝗗𝗲𝘃𝗲𝗹𝗼𝗽𝗺𝗲𝗻𝘁 𝗣𝗿𝗼𝗴𝗿𝗮𝗺 [ 𝗔𝘂𝗴𝘂𝘀𝘁-𝗡𝗼𝘃𝗲𝗺𝗯𝗲𝗿 𝟮𝟬𝟮𝟲 ] This comprehensive program emphasizes the entire commercial loan life cycle and provides participants with current lending approaches, an updated focus on key analytics and regulatory issues. Designed for bankers already in the commercial lending field who would like to strengthen their credit skills, as well for those credit analysts moving into commercial lending, students will learn what it takes to successfully compete in the highly-competitive lending market. 𝗥𝗘𝗚𝗜𝗦𝗧𝗘𝗥 ⬇️ tinyurl.com/2026WBACommercia…

🌾𝟮𝟬𝟮𝟲 𝗦𝗗𝗕𝗔 𝗙𝗔𝗥𝗠 & 𝗥𝗔𝗡𝗖𝗛 𝗣𝗥𝗢𝗙𝗜𝗧 𝗜𝗡 𝗖𝗢𝗡𝗦𝗘𝗥𝗩𝗔𝗧𝗜𝗢𝗡 [ July 8 | Zoom ] Conservation programs are an often misunderstood, underused resource. The focus of conservation agencies and organizations in South Dakota is producer profit. This webinar will explain the conservation structure in South Dakota, where to start, beginning farmer/rancher benefits, what programs are available and how they help increase profit, and actual producer project run-through. 𝗥𝗘𝗚𝗜𝗦𝗧𝗘𝗥 ⬇️ tinyurl.com/2026FarmRanchCon…

⭐𝗪𝗲 𝗮𝗿𝗲 𝗟𝗘𝗦𝗦 𝗧𝗛𝗔𝗡 𝗼𝗻𝗲 𝗺𝗼𝗻𝘁𝗵 𝗮𝘄𝗮𝘆 𝗳𝗿𝗼𝗺 𝗖𝗼𝗻𝘃𝗲𝗻𝘁𝗶𝗼𝗻! ⭐ Get your registrations in by May 22 to take advantage of the early bird discount 🐦 𝗩𝗜𝗦𝗜𝗧 ➡️ ndba.com

𝟮𝟬𝟮𝟲 𝗔𝗴 𝗖𝗿𝗲𝗱𝗶𝘁 𝗖𝗼𝗻𝗳𝗲𝗿𝗲𝗻𝗰𝗲 Join the conversation as we explore emerging trends, share solutions, and discover new ways to strengthen the future of agriculture through collaboration and innovation. 𝗥𝗘𝗚𝗜𝗦𝗧𝗘𝗥 👉 tinyurl.com/SDBA-AgConf26

🎣🌾𝗦𝗻𝗮𝗽 𝗜𝘁. 𝗦𝗵𝗮𝗿𝗲 𝗜𝘁. 𝗪𝗶𝗻 𝗜𝘁! 🌅❄️ We’re inviting amateur photographers from across South Dakota to capture what makes our state special—from wide-open landscapes to everyday moments that reflect our heritage and way of life. We’d love to see a wide variety of submissions! Think landscapes, farming & ranching, wildlife, plants, architecture, small towns, city scenes, seasonal views (especially winter!), hunting, fishing, camping, and more. 𝗦𝗨𝗕𝗠𝗜𝗧 𝗬𝗢𝗨𝗥 𝗣𝗛𝗢𝗧𝗢𝗦 𝗧𝗢𝗗𝗔𝗬! ➡️ sdba.com/calendar

𝟮𝟬𝟮𝟲 𝗡𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗦𝗰𝗵𝗼𝗼𝗹 𝗳𝗼𝗿 𝗕𝗲𝗴𝗶𝗻𝗻𝗶𝗻𝗴 𝗔𝗴 𝗕𝗮𝗻𝗸𝗲𝗿𝘀 Ready to take your agricultural lending skills to the next level? Join us June 22-25, 2026, on the scenic campus of Black Hills State University in Spearfish, SD for an immersive, hands-on school designed specifically for beginning ag bankers. ➡️tinyurl.com/2026AgSchool ‼️𝙏𝙝𝙞𝙨 𝙮𝙚𝙖𝙧'𝙨 𝙨𝙘𝙝𝙤𝙤𝙡 𝙞𝙨 𝙛𝙪𝙡𝙡, 𝙗𝙪𝙩 𝙘𝙤𝙣𝙨𝙞𝙙𝙚𝙧 𝙖𝙙𝙙𝙞𝙣𝙜 𝙮𝙤𝙪𝙧𝙨𝙚𝙡𝙛 𝙩𝙤 𝙩𝙝𝙚 𝙬𝙖𝙞𝙩𝙡𝙞𝙨𝙩!

𝗨𝗻𝗱𝗲𝗿𝘀𝘁𝗮𝗻𝗱𝗶𝗻𝗴 𝗕𝗮𝗻𝗸 𝗣𝗲𝗿𝗳𝗼𝗿𝗺𝗮𝗻𝗰𝗲 🏦 From balance sheets to better decisions—UBP equips bankers to analyze real financial data, identify strengths and risks, and recommend strategies that improve performance. 𝙍𝙀𝙂𝙄𝙎𝙏𝙀𝙍 ➡️➡️➡️ sdba.com/events

🏦 𝗕𝗮𝗻𝗸 𝗗𝗶𝗿𝗲𝗰𝘁𝗼𝗿𝘀—𝗦𝗜𝗚𝗡 𝗨𝗣 𝗧𝗢𝗗𝗔𝗬❗ The 2026 FDIC Directors’ College, hosted by the FDIC in partnership with the SDBA, is coming up on May 28! 🤯 This one-day seminar is built for outside directors but 𝙫𝙖𝙡𝙪𝙖𝙗𝙡𝙚 𝙛𝙤𝙧 𝙖𝙡𝙡 𝙗𝙤𝙖𝙧𝙙 𝙢𝙚𝙢𝙗𝙚𝙧𝙨—covering today’s most important and emerging banking issues. 💡 Connect with regulators 💡 Gain practical insights 💡 Strengthen your board’s knowledge ➡️𝗥𝗘𝗚𝗜𝗦𝗧𝗘𝗥: tinyurl.com/FDIC-SDBA2026

𝟮𝟬𝟮𝟲 𝗙𝗿𝗮𝘂𝗱 𝗔𝗰𝗮𝗱𝗲𝗺𝘆 Fraud Academy is a pioneering initiative designed to arm bankers with the skills needed to detect and combat fraud. This unique program features insights from experts across the DEA, FBI, the Secret Service, law enforcement, AARP, and the financial industry, offering a robust education in fraud prevention from those who know it best. 𝙍𝙀𝙂𝙄𝙎𝙏𝙀𝙍 ➡️ tinyurl.com/2026FraudAcademy

💙𝟮𝟬𝟮𝟲 𝗡𝗗𝗕𝗔/𝗦𝗗𝗕𝗔 𝗖𝗼𝗻𝘃𝗲𝗻𝘁𝗶𝗼𝗻❤️ Today is a GREAT DAY to register for the 2026 NDBA/SDBA Convention, happening June 15–17 in Bismarck, ND! 𝗝𝗼𝗶𝗻 𝗯𝗮𝗻𝗸𝗲𝗿𝘀 𝗳𝗿𝗼𝗺 𝗮𝗰𝗿𝗼𝘀𝘀 𝘁𝗵𝗲 𝗗𝗮𝗸𝗼𝘁𝗮𝘀 𝗳𝗼𝗿: 🎉 A Welcome Party at the ND Gateway to Science Center ⛳ Fun activity options: Bank PAC Golf Tournament, Planter Pot Workshop, Cornhole Tournament 🎤 Insightful sessions a fraud panel 💙 The Red, White, and Blue Bash 🍦 "The Final Scoop" Ice Cream Reception ⭐See you in Bismarck as we come together to learn, connect, and celebrate what makes us 𝙎𝙏𝙍𝙊𝙉𝙂𝙀𝙍 𝙏𝙊𝙂𝙀𝙏𝙃𝙀𝙍. 𝗥𝗘𝗚𝗜𝗦𝗧𝗘𝗥↘️ tinyurl.com/NDBASDBA2026Conv…