This is the one. Meta is lost.

Literally nobody on X watches soccer.

Lora Kolodny is not a reliable source.

Spot on, Paula. Age the full balance sheet budget/savings rate changes the story. In Per Diem: Avg age: 32.9 Avg modeled FI age: 44.7 Avg connected portfolio assets: ~$690k Avg budgeted spend: ~$71k/yr Avg savings rate: ~25% A single account balance misses the trajectory.

This is why retirement planning needs more than just a brokerage balance. In Per Diem: Avg age: 32.9 Avg modeled FI age: 44.7 Avg connected portfolio assets: ~$690k Avg budgeted spend: ~$71k/yr Avg savings rate: ~25% The plan lives in the full balance sheet cash flow.

This is why retirement planning needs more than just a brokerage balance. In Per Diem: Avg age: 32.9 Avg modeled FI age: 44.7 Avg connected portfolio assets: ~$690k Avg budgeted spend: ~$71k/yr Avg savings rate: ~25% The plan lives in the full balance sheet cash flow.

“Free Palestine.” I grew up on those words. In Lebanon, most people around me wanted a free Palestine for a very practical reason — to send the Palestinian refugees back. The civil war that tore my country apart was ignited in no small part by the Palestinian armed factions who turned Lebanon into their launching pad. “Free Palestine” meant: free us from them. In Damascus, where my father’s family lived, the sentiment was different but equally self-serving. Palestine must be returned to the Arabs, its righteous owners. No one asked follow-up questions. No one was expected to. Palestine was central to Islam, most Arabs are Muslim, therefore supporting the Palestinian cause was reflexive. A non-brainer in the most literal sense — no brain engaged at all. Nobody stopped to point out that Palestine is not an Arabic word. Nobody found it strange that Jerusalem, the supposedly third holiest city in Islam, is not mentioned once in the Quran. Not once. Nor is Palestine. The entire theological and political architecture of this cause rests on a foundation that their own scripture doesn’t bother to acknowledge. What was actually happening was indoctrination. A systematic, generational rejection of Jewish sovereignty — and frankly, of any minority sovereignty. Jews, Christians, Druze, Kurds, Assyrians, Yazidis — the Arab world has been remarkably consistent in how it treats people who are different. We just don’t talk about that. Instead, in the West, we talk about Palestine. In the West, a civilization that has elevated human rights to its highest moral currency, the Palestinian cause has become the one exception to every rule. In the queue of human suffering, Palestinians cut the line every time. Homosexuals executed in Gaza and hanged from cranes in Iran? Palestine first. Women imprisoned in Saudi Arabia for campaigning for the right to drive — a right they were denied until 2018 — girls sold into marriage in Afghanistan, women erased from public life entirely under the Taliban? After Palestine. Political dissidents ground into dust in Syrian and Egyptian prisons, journalists disappeared in Libya, children starving in Yemen while their rulers wage proxy wars, entire populations hollowed out by hunger in Sudan? All of it waits. Christians ethnically cleansed from Iraq and Syria, the Arab world methodically emptied of every Jewish community it once held — a demographic erasure carried out across a century with surgical patience and near-total Western silence? Palestine is still first. So let’s end where we started. Free Palestine. Which Palestine, exactly? The Roman invention? The British administrative line? The British Mandate covered the entire territory of what is today Israel, the West Bank, Gaza and Jordan. In 1921, 78% of that mandate was handed to the Hashemite family — a dynasty imported from Hijaz in present-day Saudi Arabia — and became the Kingdom of Jordan, which it remains to this day. A foreign royal family, on the majority of historic Palestine, ruling it as a monarchy. Nobody protests that. No flags, no chants, no encampments. The remaining 22% was designated for the Jews, became Israel, and is the only part that any pro-Palestinian activist has ever had a problem with. So when you say Free Palestine, you mean that 22%. You mean the Jews. And free it from whom? From a people with a three-thousand-year-old documented presence in that land, to restore the glory of a name coined by Roman colonizers, a name lifted from the Torah, a name that has no roots in Arabic, no mention in the Quran, and no history as a sovereign state? You are not chanting for liberation. You are chanting for colonialism — the Roman kind, repackaged for social media. Free Palestine is not a cause. It is a colonial term, coined by invaders, recycled by the indoctrinated. The least you can do is have the intelligence to understand it and the decency to reflect on your position. 📍#Israel

Haviv Rettig Gur dropping one truth bomb after the other, on the Jewish community of New York

There are a few things things that college kids—especially the ones chanting "free palestine" and "from the river to the sea"—should know about the history and founding of Israel. A Palestinian state was already created in 1921. There was a British mandate of Palestine, which was a foreign occupied colony of the British Empire, which comprised modern-day what's Israel and what's now Jordan. The Jews believed they were entitled, based on the Balfour Declaration of 1917, to the entire mandate of Palestine to be the future Jewish state. In 1921, it became clear that wasn't to be. The British understood they were gonna need oil from the Arab states in a future global conflict, and so they ceded 77% of that land to create a state for the Arab Muslim Palestinians. They weren't called Palestinians then, but they were the Arab Muslims who lived in the British colony of Palestine. That country became first known as Transjordan on the other side of the Jordan, then it became the Kingdom of Jordan, and ultimately today we know it as Jordan. So there is a Palestinian state full of Palestinian Muslim Arabs. There's a Palestinian queen in that state today. The prince and future king of that state is a Palestinian, and over 60% of the population are people who are Arab Muslims from the mandate of Palestine. So there is a Palestinian state. What they really want is a second Palestinian state, a 58th Muslim state, a 23rd Arab state in the world—but it's just too much to have one teeny-tiny Jewish state. The second and more important thing to understand is that Israel and the international community have already offered the Palestinians on six prior occasions, in 1936 in the Peel Commission, 1947 in the Partition Plan, 1967 at Khartoum after the Six-Day War in Sudan, 1993 at Oslo, 2000 at Camp David with Bill Clinton, and again 2008 with Ehud Olmert as the prime minister. On six different occasions, Israel, America, and the international community offered the Palestinians their own state, their own sovereign territory with their own government to to do as they please with, on the land that college kids now seem to believe they deserve a state on. And what college kids don't understand is the Palestinians rejected that state on six different occasions. On college campuses, when kids chant "From the river to the sea, Palestine will be free," realize that is only the English jingle that was created in order to appeal to and deceive American college kids. In Arabic, the original phrase is: "From the river to the sea, Palestine will be Arabic." They want a full Palestinian Arab state from the Jordan River to the Mediterranean Sea with no Jews on it. That's what they've done in every other Arab country in the world, where they've expelled and ethnically cleansed the 850,000 Jews who lived all over the Muslim world, starting in the middle of the 20th century. People who have lived there, by the way, for centuries, all ethnically cleansed. They want to do the same thing with the 10 million people who now live in Israel, and we're never gonna allow that to happen.

Subscribing to WSJ after cancelling NYT recently was one of my best decisions in awhile.

Scenario planning now live on Per Diem. x.com/perdiem_app/status/205…

RT @ADL_NYNJ: A mayor represents every New Yorker. Using City Hall resources to post a one-sided video about Israel’s founding — omitting t…

Just so we're clear, when @NYCMayor mourns on Nakba Day and wishes there would have been a different outcome, he is saying he hoped for a second Holocaust. Read below to understand.

If you are planning to buy SpaceX shares, how will you pay for it

Great thread. @NYCMayor read and learn.

Amen, brother

I beat ChatGPT to their own app store!

A harrowing look at how Hamas militants and their allies raped, assaulted and sexually tortured their victims during and after the October 7, 2023 terror attack on southern Israel “to maximize pain and suffering," according to a new report cnn.com/2026/05/12/middleeas…

A lot of subscribers have asked what I made of the Nick Kristof oped. So much has already been said. What more is there to say? My first thought was everyone else's. Horrifying. Testimonies of pain and torture. We know that the Israeli Prisons Service is notoriously incompetent. There have been cases of Hamas prisoners abusing each other, and even famous cases of them abusing female Israeli guards. We know, too, that all prison systems struggle with the problem: New York prisons face 2,000 claims against them. So abuse of prisoners isn't merely possible, it's guaranteed. October 7 and the ensuing war sent thousands of detainees into the prisons. And in the early months, drafted into the system undertrained reservist guards. Guards who had seen Hamas's videos gleefully documenting their crimes. I expected, therefore, a hard-hitting story of real abuse, something Israeli leaders must take notice of. And then I came across the first obvious lie. And then the second. And then an odd claim -- maybe possible, but how exactly? -- and then another just like it. And a famed Hamas propagandist laundered as a reliable source. And then another. Why, if there is no doubt that abuse occurred -- and there is no doubt -- was there so much obvious propaganda in Kristof's oped? I won't pretend the lies weren't a relief. They were. It's agony to read about Israeli criminality, and the lies let me cast doubt on the whole narrative. There's an obvious propaganda campaign at work here. But as claim followed claim, it became hard not to wonder: Despite the propaganda, what part is nevertheless true? How bad has it gotten? So here's what we know, or at least what I think I know. This is a campaign that seeks our destruction. Kristof quotes people who celebrated October 7 and want Israel destroyed, and will lie to achieve that goal. We know how the lies in this story made their way into it, where they came from and what purpose they serve. Even so, I'm not willing to conclude there's no truth at all in there, just because there are lies. Dogs did not rape anyone. The people who invented that particular inanity claimed it without evidence, knowing that no one, certainly not self-appointed moral arbiters like Nick Kristof, would ever bother checking the provenance of the claim. Because they never, ever do. Because why would they? So the claim spreads through the millions-strong activist network without investigation, exciting and mobilizing -- not because anyone understands how it might be possible but for the sheer thrill of it. And it's cited by Kristof as a reliable report. A recent report by a Norwegian NGO, also referenced, claimed "systemic sexual violence" in the West Bank by citing just 16 cases across three years in a geographic region containing as many as three million Palestinians and over half a million Israelis. And some of the examples scarcely cleared the bar for harassment. But the NGO in question knew for a fact that no journalist would look too deeply into any of it. And indeed, no journalist did. Because they never, ever do. Because why would they? Friends, a paper trail is being created. Just like they created a paper trail on mass starvation in Gaza -- mass starvation first claimed in early 2024, and then claimed again and again by NGOs, the UN, everybody. Some were nuanced warnings of a "possibility," some declared it had arrived. The headlines from both were largely the same. And then, in thundering silence, the mass starvation claim just faded away, never having materialized -- while billions of ordinary people around the world who don't follow too closely remain convinced that countless Gazans died of starvation. So they moved on. A Lancet letter claiming hundreds of thousands of deaths spread like wildfire, mostly because (a) nobody actually read or understood what it claimed and (b) nobody cared enough to check if it was remotely plausible. Then, just in case anyone forgot Lancet, came the claim by UN rapporteurs of the deaths of hundreds of thousands of children -- 380,000 infants under five allegedly died, more than the entire population of infants in Gaza. Stupid, right? But it was repeated again and again by activists and protestors. No one checks, no costs are exacted for the never-ending barrage of fakery. Because why would they? A wild religious frenzy has taken hold. Hatred of Israel is now definitional to the left, and to parts of the right. Greta Thunberg has forgotten all about climate change. An enemy of humanity has been identified just in time to unleash all the pent-up religious rage that this troubled secular age won't allow against anyone else. And by complete and utter coincidence, that enemy you're suddenly allowed to hate is vaguely associated with the Jews. Yes, alas, it really is that simple. But also, dear friends -- bear with me -- it isn't. All the above is true. They're fucking liars and bigots. They marched in their millions, again and again and again, for weeks and months and years -- marches completely unprecedented in their size, regularity and duration in all the history of the West, in all the history of war, larger by orders of magnitude than all other marches for all other conflicts and wars and suffering combined, even those caused by their own governments. And no serious person pretends that anything similar could ever have coalesced or will ever coalesce again unless Israel is involved. "But we fund you," shouts the American activist to explain this mind-numbing selectivity. Then why did one-third of the city of Amsterdam march? Or millions of Spaniards, Brazilians and Indonesians? It was unprecedented and it was everywhere. And Kristof has joined the new religion. Not by being concerned about abuse, but by not caring one whit whether he's trafficking in truths or lies. Only the Jews will ask to distinguish between the two. He just needs to throw it all on the page, and his membership in the glorious crusade is assured. Alas, the Jews are correct about the nature of this moment. Some things are so big and fundamental, so assumed and widespread, that they become hard to see. Fish don't notice the water. Activists who can only ever march against Jews are convinced they are merely righteous people enraged by war, without ever pausing to wonder why the only war that ever enraged them or ever made its way to their phones was one particular war, and not larger and deadlier wars also conducted with Western weapons and money. And so the Jew is made fearful once more. Throughout Christendom and Islam, he is being returned to his proper place in the social hierarchies of old, complete with anxious conversos and ideological purity tests. And yet, still, despite it all, their lies aren't the end of the story. Their lies are a separate story. A campaign of lies that constitutes a return to the mean for the Jewish condition in the West. A campaign meant to justify brutality against us, not to end war or suffering. And despite all of it, dear Jews, there really is abuse. It's nowhere near as much as the psychotic claims of these fantasists. Not by orders of magnitude. If it was, they wouldn't need to lie so much. But it's there nonetheless. Many dozens of cases at least, probably in the low hundreds by now, most of them without any sexual aspect, but still wanton violence. Exact numbers are hard to come by, but the army gave a few estimates to the courts a couple of times over the past three years. There have been many indictments filed against soldiers, serious ones. I know something about a handful of those cases. I know that the problem is real. It's there, it's real, and it doesn't seem to be stopping. And if it isn't stopped with an iron will and uncompromising hand, it will continue to fester and grow. And it must be said: neither Ben Gvir nor Netanyahu are interested in fixing it. Nobody at the top cares about the rights of prisoners. Let me be clear: For the first time in my life, I support a death penalty. No one who crossed over the border to massacre and kidnap on October 7 should be left alive; they came to kidnap children precisely because they sought the release of mass murderers kept alive in our prisons. Hamas, as always, in its totalizing brutality, forces the choice: If their murderers live, our children may die. I choose our children. And those who came for our children cannot be deterred, reformed or deradicalized. They murder their own to clear a path to murdering ours. And so I believe they must die. We must try, convict and destroy them. And even I, radicalized in this narrow, specific way, say we cannot collapse into torture or abuse. That's not justice. It isn't even vengeance. It is participation in Hamas's way of war. Nor do our leaders seem to care about the simple breakdown of discipline that these abuses represent, the kind of breakdown we saw again and again with the incidents of looting in Gaza and in the early cases of prisoner abuse that came to light. No, dogs aren't being trained to systematically rape prisoners, you nattering halfwits. And no, Hamas propaganda operatives are not reliable sources on the question of Israeli crimes. The vast, vast majority of soldiers are honorable men who walked into fire so our families may live. The whole world may turn on them; I will stand with them, grateful for their sacrifice. And Kristof, a willing purveyor of propaganda happily feigning that he can't see the water and thrilling to a moral crusade engineered by would-be genocidaires he pretends not to understand -- is no messenger of moral reckoning. But friends, so fucking what. Let the narcissistic guttersnipes strut their moral emotions before the world, let the UN publish endless reports that don't hold up to basic scrutiny, let the NGOs dream their rabid, sick dreams that no journalist ever fact-checks -- yes, they're lying. But so fucking what. We still, for ourselves -- because fuck them -- must see that it isn't all fake. The problem is real. It's far smaller than they claim, but real nonetheless. And when discipline and morality break down, it can only get worse. We either crack down now or we watch it fester and grow. And our own Ben Gvirs are stubbornly refusing to fix what is actually broken, the real thing in the real world. And so we are caught in a strange sort of vise, the same vise we find ourselves in with the genocide lie: A vast propaganda machine that seeks to destroy us -- countless activists too high on their own self-regard to see the irony of raging against a "genocide" while calling for the erasure of a people -- all while our own incompetent, venal, self-absorbed political class insist in their mindless chatter on confirming every claim of our enemies for sheer, bald egomania. I'm sick of it all. I know you're all sick of it too. And that, in a nutshell, is what I think about this. Just because they're lying, just because a vast perfidious campaign has overwhelmed global elites in a bid to clear the way for our removal, just because they're still, after two millennia, building their visions of redemption on The Evil Jew -- doesn't mean there isn't also, separately, a problem on the ground. So what do we do now? Simple. We see it, we acknowledge it's happening, we bring our rage to our inept leaders until they bend to our will and act to stop the breakdown... And we soldier on. We soldier on because the enemy really is coming to murder us. Because Hamas must still go if Gaza is ever to rise to a new day. Because Hezbollah will yet destroy Lebanon on the altar of destroying us. Because the ayatollahs built their whole damn religion on the extermination of our children. We fix the broken things within us as if the pogromists and their simpering Kristofs don't exist. We owe no answers to the propagandists who seek to clear a path to our deaths. But we do owe answers to ourselves. Let the screaming mob rage and churn like so much sea-foam. Despite that raging mob, despite the enemy who still seeks our destruction, and yes, despite feckless incompetents like Ben Gvir, our minister of prisons, who claim to lead us -- we remain the strongest, freest Jews who ever lived, more capable and committed than our self-destructive enemies ever imagined. And the task is still before us, yet to be completed, the sacred duty given to our generation to ensure our children don't have to face the genocidaires who now surround us. We do not waver, we do not stumble. We soldier on. Because fuck them all.

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