2026 Solana Neobank Landscape
Self-custodial cards, no-tax borrowing, privacy, high-yield perks - all powered by fast, cheap SOL rails.
1. Debit/Prepaid Cards
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@KASTxyz (most popular, points → TGE airdrop, multi-designs)
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@AviciMoney (hype king, free virtual ATM)
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@solflare (true self-custodial Mastercard, instant USDC spend)
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@RedotPay (cashback campaigns, global)
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@surfcashx (nomad fave: VietQR/PromptPay integration)
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@YZY_MNY (YZY Card spend YZY/USDC global, Ye Pay low-fee payments)
2. Credit/Borrow Mode (DeFi-backed)
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@GetPyra (borrow DeFi on swipe, yield keeps running)
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@xplaceapp (credit mode APY lending, lounge access, points, low FX)
3. Rewards/Cashback
Accumulate SOL/crypto back auto-stake
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@Gemini (up to 4% SOL cashback auto-staking)
4. Privacy/Anonymous
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@stealf_finance (100% anon via
@Arcium, zero fees)
5. Emerging / Hybrid
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@Aisi_Space (AI-powered Visa cards, staking, DEX hub, cashback, Agentic AI)
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@offgridcash (no KYC privacy focus)
Bonus: Super App Hybrid
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@Revolut (fiat super app native Solana payments/transfers/staking USDC/USDT/SOL seamless, 65M users)
Which one's your go-to? Drop below!