When you exercise Incentive Stock Options, Form 3921 is issued for your tax filing.
Contrastingly, exercising Non-Qualified Stock Options ties your tax implications to the 'V' code in your W2 box
A crucial difference to understand
In 2024 the average Wall Street Consensus for the S&P 500 price target was 4,861.
They were off by ~1,000 points or 17%.
Stop listening to the Wall Street media and get yourself invested.
Treat RSUs as a windfall, not a steady paycheck
RSUs can be a significant portion of your cash flow
But with the volatility of the markets, you shouldn't bank on them to cover fixed expenses.