Currently 30 and on a journey to be work optional by 40 | Financial Independence Retire Early

Joined August 2024
769 Photos and videos
There’s something in the back of my mind that tells me I will want to move back to Maine someday Not year round but for the summers Moving to NC was the best thing I ever did, but Maine will always be home
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Woke up really struggling mentally Had a great talk with my beautiful girlfriend that really put everything back in perspective Decided today will be a good day I have always struggled with anxiety and it has led to many feelings... mostly that I am wasting my time rotting in an office I am so thankful that I have someone that helps me see what we are building and that it will all be worth it We are still enjoying the now, but the future is going to be incredible
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1 screen… so many dopamine hits I see why people turn investing into gambling
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So if I can get to $1,000,000 invested and get a 10% return my net worth will be going up by over $8,000 a month on average? Sure it'll ebb and flo, but that would mean my net worth goes up by just under 2x the median household income in my zip code every year on average
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So much we can learn from this
One of the best World Cup traditions: Japan fans stayed after the game to pick up trash at Dallas Stadium 🙌
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Hopefully this is the end of it
BREAKING: 🇺🇸🇮🇷 President Trump says peace deal with Iran is officially complete and the Strait of Hormuz is now open.
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It would probably make sense for there to be another tax bracket in the US (I can't believe there aren't any that start at $1m ) Shocked there isn't another "bracket" for long term capital gains rates as well
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If I was more patient at 22-27 it would be insane where I'd be at 32 The good news is I'll be in that spot by 35 still
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How many people have a $1m net worth (it is probably more than you think)? How many people are getting 2026 wages with 2015 mortgage payments or even paid off houses? How many people became millionaires just this week because of the SpaceX IPO? So many people are thriving If you have $1m and the market goes up 10% you just made $100k That could be enough for you to feel comfortable spending an extra $2k a month on fun and experiences That gets $24k additional moving in the economy and lifts the people who work at the establishments you decide to spend your money at and then they start “splurging” a little extra We are 16 years into a massive bull market where many families have made a ton of money and “locked in” inexpensive housing costs I think if there were more events available for people to go to, they would still be packed
No, I don’t believe it is because people are over extending themselves with credit cards
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I’m proud that Expedia and an airline are my top 2 merchants that I have spent money with this year Life is all about experiences
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No, I don’t believe it is because people are over extending themselves with credit cards
Based on the content I'm seeing around the World Cup, it doesn’t feel like the average person is struggling financially as much as people say the average person is struggling
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The number 1 thing I have learned in 2026 is to stop drinking my calories
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One thing I’ve noticed is that there are a lot of people who believe in “retiring their wife to be a stay at home mom” who also warn about the “dangers” of retiring early Why is that?
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Based on the content I'm seeing around the World Cup, it doesn’t feel like the average person is struggling financially as much as people say the average person is struggling
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All I would have had to do was invest in $VOO and I would have gotten there at 31 Instead, since I tried to beat the market and failed for a decade, it will take until closer to 35
If you started over at 18 with all the financial knowledge you have now, do you think you can have $1 million invested by 30?
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When I was 21 I became eligible to contribute to a 401k at my company I remember proudly telling my boss I was opting not to because I could outperform the funds I would be able to choose from (keep in mind I did no research on what funds were even available 😅) Luckily I realized I was being an idiot before the following bi-weekly check and have been contributing on every paycheck that is eligible since
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Spending time in nature > staring at charts
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Many people should humble themselves... for no reason other than to improve their chances to be successful
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Mark will always be my favorite Billionaire
The reason anyone gets insanely rich is almost always because of the stock market. It certainly how @elonmusk did. And the reason they get rich from the stock market, is because 150m Americans decided they wanted to own shares of stocks directly, or through their retirement plans, or through other approaches as a way of building their net worth and trying to create a better life for themselves. One Hundred Fifty Million Americans. About 60% of adults. Effectively believing that @elonmusk and many billionaires could make them wealthier and help them achieve a better life. If you want @elonmusk , and most billionaires to no longer be that rich, convince those 150m to sell their stocks, funds, ETFs whatever. Of course you would wipe out the net-worth of most of those people, and everyone else’s savings, as the markets crashed and brought down the economy and created the worst depression we have ever seen. Alternatively There are ways to improve healthcare access and eventually make it available to all. To start - If you want @elonmusk and all billionaires to improve healthcare for everyone , ask them to stop doing business with the enormous healthcare conglomerates and to work directly with transparently priced care providers. It’s the behemoth HC conglomerates that make HC so bad for so many. (Check my timeline for more detail) Removing them would push the cost of healthcare down for everyone. Their corporate decisions impact our healthcare cost and availability. Of course if they do that, not only would our HC costs go down , and the quality of care for their employees and the entire country go up But They would see their corporate cash flow increase dramatically and we would have more millionaires, billionaires and maybe even another trillionaire when that cash flow moved from the big health care conglomerates to their bottom line, so would the net worth of the 150 million American adults that own public stocks Capitalism is better than socialism because 150m Americans can influence exactly what happens in this country.
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What do you think the economic impact of this FIFA World Cup will be in the US?
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