For people who want to be good with money. Spruce is a mobile banking platform built by H&R Block, with banking products provided by MetaBank®, N.A.
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ALT A meme style image of a woman with a wide-eyed look of confusion on her face, overlaid with faded math symbols, shapes, and formulae. Overlaid text reads, “When someone tries to explain compounding interest to me. Bank products provided by Pathward®, N.A., Member FDIC.”
ALT A stylized rendering of a mobile phone screen from angle shows toggle settings for features including Round Up and Cash Back, while a highlighted section is brought forward, depicting a pie chart on a citron card. Accompanying text on the card reads, “You received $56.80^ in interest this year.” Text at the top of the image reads, “Feeling stuck when it comes to saving money? Here’s some news that might interest you. ^For illustrative purposes only. Bank products by Pathward®, N.A., Member FDIC.”
ALT An image of a toddler pulling a comically stern face. Accompanying white text reads: When you realize it’s almost time to go back to school. Bank products provided by Pathward®, N.A., Member FDIC.
ALT On a sky-blue background, the green Spruce debit card is depicted beneath miniature beach chairs, a beach ball, and a palm tree. Overlaid in white and bright citron, a headline that reads: Only 300 days until it’s summer again. Bank products provided by Pathward®, N.A., Member FDIC.
ALT Concentric circles in soft, faded green on a tan background. Text reads: Virgo August 23 – September 22. It looks like the movement of Venus has the potential to assist in your financial decision making. This should empower you to manage your finances efficiently and make wise choices for a favorable future. THIS IS NOT FINANCIAL ADVICE. Bank products provided by Pathward®, N.A., Member FDIC.
ALT On a stark white background, black text reads: Spruce and it’s the same but now you can opt in and earn 3.50% APY* on your savings account so it’s not. Bank products provided by Pathward®, N.A., Member FDIC. *The Annual Percentage Yield (APY) is accurate as of 07/01/24. This rate is variable and can change without notice. Fees may reduce earnings. To start earning interest on your Spruce Savings Account, simply opt in through the Spruce app or at sprucemoney.com.
ALT On a tan background, a smartphone displays a screen with a map image that hosts a variety of green pins, highlighting the locations of retailers offering 5% cash back. Above, the dark green headline reads: School is in session!* *Not really, but it will be soon! Bank products provided by Pathward®, N.A., Member FDIC.
ALT A green-tinted image shows an aisle at the store stocked with school supplies, backpacks, writing utensils, highlighters, and more. Overlaid, citron text reads: Spruce. Is back to school shopping making you stressed? Time to sign up for Spruce. Bank products provided by Pathward®, N.A., Member FDIC.
ALT On a dark green background, an illustrated stack of cash is accompanied by citron text that reads: “Spruce. Compound interest 101. Earn interest on your savings and on the interest you’ve already accrued! Bank products provided by Pathward®, N.A., Member FDIC.”
ALT Concentric circles in soft, faded green on a tan background. Text reads: Leo July 23 – August 22. With the Jupiter aspect on your second house, there’s a chance that this year could bring wealth and prosperity your way. No matter what you manage to accumulate, be sure to find the appropriate balance between spending and saving. THIS IS NOT FINANCIAL ADVICE. Bank products provided by Pathward®, N.A., Member FDIC.
ALT A meme-style image depicts a toddler standing on a green couch, making an expression of exertion as he lifts a comically oversized set of barbell weights over his head. Black text reads “The high-yield interest rate1 on my Spruce savings account helping us save for a new TV. Bank products by Pathward®, N.A., Member FDIC. 1To start earning interest on your Spruce Savings Account, simply opt in through the Spruce app or at sprucemoney.com.”
ALT An image of a stand-up paddleboarder from behind, floating down a calm body of water. Overlaid citron text reads: Me when it's summer and my status says... "away from keyboard."
ALT On a tan background, a graphic design of red and blue stars and stripes frame a bold headline that reads: Celebrating (financial) freedom.
ALT In the background, an image of a charcoal grill, loaded with food. Overlaid, citron text that reads: Spruce. Sizzling Summer Saving Tips part 3. Rent outdoor equipment instead of buying, especially if you’re trying out a new activity for the first time! Turn down the A/C when you’re away from home. Plan your vacays ahead of time to find ways to save on food and entertainment. Bank products provided by Pathward®, N.A., Member FDIC.
ALT In the background, an image of a charcoal grill, loaded with food. Overlaid, citron text that reads: Spruce. Sizzling Summer Saving Tips part 2. Cut down on restaurant spending by cooking at home, then jazzing up leftovers with supplies in your fridge and pantry. Instead of going out to eat with friends, plan fun potlucks and picnics! Bank products provided by Pathward®, N.A., Member FDIC.
ALT Concentric circles in soft, faded green on a tan background. Text reads: Cancer June 21 – July 22. While the adverse impact of the South Node may affect the smoothness of your money flow, Mercury could bring radical changes in your financial strategies that help you grow stronger over time. THIS IS NOT FINANCIAL ADVICE. Bank products provided by Pathward®, N.A., Member FDIC.
ALT A background image of a father smiling and lifting his laughing young daughter. Overlaid is citron text that reads: Happy Father’s Day! Studies show that the more fathers are involved in their kiddos’ lives, the more their children experience positive mental, cognitive, social, and physical outcomes. Bank products provided by Pathward®, N.A., Member FDIC.
ALT In the background, an image of a charcoal grill, loaded with food. Overlaid, citron text that reads: Spruce. Sizzling Summer Saving Tips part 1. Take advantage of free local offerings like outdoor concerts and street festivals. Visit zoos, museums, and theme parks during off-peak times to save money on admission. Bank products provided by Pathward®, N.A., Member FDIC.
ALT On a tan background, a line-art graphic of a flower is depicted in a rainbow of colors, including red, orange, yellow, green, brown, purple, pink, and blue. Underneath, text reads: the future is bright.