Your independent superannuation and retirement planning expert

Joined March 2010
1,056 Photos and videos
Retirees with substantial investments both in and out of #superannuation often wonder whether they should start a super pension or draw income from investments outside super first. We look at the pros and cons of both options.  superguide.com.au/retirement…
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For the second year running, investors had a surprisingly good year in 2024 thanks to moderating inflation, economic growth holding its head above water, falling interest rates (just not in Australia) and buoyant share markets.  superguide.com.au/smsfs/2024…
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While some #superannuation reforms are on the way, other proposed changes may struggle to get across the line before the upcoming federal election.  superguide.com.au/how-super-…
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Even if you have life insurance outside super or in a pre-existing fund, #SMSF trustees are still required to consider their insurance strategy. superguide.com.au/smsfs/smsf…
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Even if you outsource many of your fund’s administrative tasks, #SMSF trustees still need to stay on top of super laws to avoid potentially large fines. superguide.com.au/smsfs/what…
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If you receive a part-Age Pension or none at all due to the level of your assets or income, these 12 strategies may help you increase your pension entitlements. superguide.com.au/in-retirem…
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After another wild year on investment markets, the summer break is a good time to review your #SMSF and resolve to make it fit for whatever 2025 may bring. superguide.com.au/smsfs/new-…
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Proposed changes to legacy pensions will make it much easier to switch to newer, more flexible products without some of the previous hurdles and restrictions. superguide.com.au/smsfs/smsf…
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If you are planning your #retirement income and worried you don’t have enough super, don’t forget to factor in other potential sources of income. You may be pleasantly surprised. superguide.com.au/retirement…
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You may think currency hedging is too esoteric to worry about, but it can make a significant difference to your returns from global investments. superguide.com.au/smsfs/unhe…
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#Superannuation is undoubtedly the most tax effective vehicle for retirement savings, but there are plenty of reasons why you might hold investments outside super to augment your retirement income. superguide.com.au/retirement…
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#Retirement planning should be about more than money. The physical, mental and emotional challenges of life after work are equally as important as you plan how to spend your days. superguide.com.au/in-retirem…
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With the news that #superannuation funds have taken a year or more to pay families after a member dies, what can you do to protect your loved ones? superguide.com.au/how-super-…
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One way to lower your costs as an #SMSF trustee, if you have a head for numbers and infinite patience, is to lodge your SMSF accounts yourself.  superguide.com.au/smsfs/be-o…
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Now updated with part 2 (if you are moving to a lifestyle village) and part 3 (if you are not purchasing a new home straight away). superguide.com.au/in-retirem…
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If you want your partner to continue receiving your #superannuation pension when you die, a reversionary pension can make the process easy for them at what can be a difficult time.  superguide.com.au/in-retirem…
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Cost may not be the main factor when deciding whether to start your own #superannuation fund, but you need to know what the costs might be in your time as well as money. superguide.com.au/smsfs/smsf…
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If you want your partner to continue receiving your #superannuation pension when you die, a reversionary pension can make the process easy for them at what can be a difficult time.  superguide.com.au/in-retirem…
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Couples who plan together succeed together. Learn how paying attention to your spouse’s #superannuation could maximise your opportunities. superguide.com.au/how-super-…
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Our updated guide which now features a thorough video explainer, detailing the main benefits, the income thresholds and tips on how to apply. superguide.com.au/in-retirem…
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