Mortgage and housing news. Follow us on social media and sign up for our newsletter at themortgagenote.org.

Joined February 2020
1,149 Photos and videos
The Mortgage Note was in Miami last week. See what happened at the National Association of Real Estate Editors conference and find our coverage in the links below. #NAREE2026
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A Closer Look At Vertical Urbanism And Miami bit.ly/4vg3bFU
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Kitchen Table Finances And Housing: The Math Isn’t Working bit.ly/4x2v5XH
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Economists: Capital Gains Tax Is Keeping Boomers Behind bit.ly/4ebop0S
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The New Standards For Luxury Living: Saunas, Pools, Motor Courts, And Marinas bit.ly/4v6ScyV
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A new LendingTree report found that borrowers who shop around for a mortgage rate can save about $62,500 over a 30-year loan. bit.ly/4ejwRLw
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Mortgage rates edged higher this week, but improving job growth and rising housing inventory are helping draw buyers back into the market. bit.ly/4ax2f83
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For people at the top of the economic food chain, some amenities have grown so popular that homeowners can’t imagine life without them. Editor Kimberley Haas has the story. bit.ly/4v6ScyV
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The COO at National Credit-Reporting System Inc. says it is important for the mortgage industry to understand the latest technology being used by fraudsters. Scott Kimbler sat down with Lisa Binkley for our latest podcast. bit.ly/4e1fv7h
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Mortgage demand reversed a downward trend last week, reviving both purchase and refinance activity despite ongoing global volatility. bit.ly/3QzPsLg
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In this op-ed, Eric Bramlett, broker-owner of Bramlett Partners, writes that with first-time buyers making up just 21% of home purchases, the way industry professionals view the housing market is changing. bit.ly/4fAS068
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Existing-home sales picked up in May as a modest increase in inventory offered buyers more options. bit.ly/4viO0fH
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Rising rates stifled mortgage activity in May, cutting into refinance demand and driving rate lock volume down. bit.ly/4ebBIy1
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Eric Bernstein, president and co-founder of LendFriend Mortgage, writes about how brokers and lenders can better serve the senior population in this op-ed. bit.ly/4esLNrQ
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America’s locked-in homeowners are tapping record levels of home equity. bit.ly/3PNwbpx
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The federal capital gains exclusion – capped at $250,000 for single filers and $500,000 for married couples – has never been adjusted for inflation. Economists say this is hurting Baby Boomers who want to sell their homes. bit.ly/4ebop0S #NAREE2026
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This year’s housing market hasn’t lived up to the expectations of industry leaders, and no matter how it’s sugarcoated, the crux of the problem is that the math isn’t working for average Americans anymore. Editor Kimberley Haas has the story. bit.ly/4x2v5XH #NAREE2026
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