I focus on wealth accumulation and inspiration through positivity

Joined March 2026
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Note to Self
Keep building even when results are slow to show.
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Tubb Ramos retweeted
People don't want money. They want freedom.
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Tubb Ramos retweeted
During darkness times remind yourself “who you are.”
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I agree My Brother! ✊🏿
I don’t listen to negative things about Black Men because when we do positive things NO ONE CARES You can’t IGNORE our GOOD while highlighting our BAD. That’s misrepresentation & narrative warfare.
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Stay patient with results and aggressive with discipline.
One who studies himself honestly, finds it easy to be silent about others.
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The man who has learned to pray and reflect, looks on self-perfection as his first and highest business.
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Reflect often on the eternal purpose of your earthly life. You have to be a spiritual man to reach this goal.
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The soul is not a storage device. It is a vessel of discernment.
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Great Plan
If you die without a plan...   - The government takes 40% in tax - Probate court costs $100k - Your kids get the scraps   If you love your family, here's every document you need to protect them:   (from a CPA & father of two) 1) Emergency Access List   This should include:   -> All bank account numbers -> Investment account logins -> Life insurance policies -> 401k/IRA beneficiaries -> Safe deposit box location -> Password manager master code   Keep a digital & physical version for safety...   And make sure your spouse has access. 2) Legal Documents   -> Will (name guardians for kids) -> Durable Power of Attorney -> Healthcare Power of Attorney -> Living Will/Healthcare Directive   Setting all of this up costs about $500...   ($1,500 with an attorney)   But without them, the state decides everything. 3) Money Protection   Your family will need time to mourn.   Make sure they can do it without going broke:   -> Term life insurance (10x income) -> Emergency fund (6-12 mo in a HYSA) -> Retirement accounts with spouse access 4) The "First 48 Hours" Sheet   Write down clear instructions for your family:   Call this attorney: [Name/Number] Call this CPA: [Name/Number] File life insurance claim here: [Details] Don't touch investments for 6 months All bills are on autopay from [Account]   Grief destroys decision making.   This protects them. 5) Business Owner Addition   If you have a business, set up:   -> Buy sell agreements -> Key person insurance -> Business succession plan -> Separate LLC owned by trust   If your company can't survive without you...   It's a 9-5 with extra steps. 6) Trust Setup   A proper trust can save your family $400k in probate costs.   But 90% of them are set up wrong:   -> Assets never get transferred in -> Beneficiaries aren't updated -> Pour-over will is missing   Here's how to fix that: "Bulletproof" Trust System:   1) Revocable Living Trust -> Avoids probate completely -> Keeps finances private -> Protects kids' inheritance   2) Pour-Over Will -> Catches forgotten assets   3) Guardian Designation -> Who raises your kids -> How they get paid Setting this up takes a weekend...   But ignoring it could cost your family everything.   So start before you're ready...   Because no one plans on dying.    Hope this helps!   Share with your spouse if you want to set this up...   And follow me for more 🤝🏻
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Happy is he who can overcome the distractions which hinder him from straight thinking
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Tubb Ramos retweeted
IN A WORLD FULL OF BOYS CHASING : - Women - Drugs - Sex - Parties BE A MAN WHO IS BUSY FIXING HIS : - Finances - Body - Mind - Network - Discipline Trust me, You'll go far in life.
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This right here is it! 🎯
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I agree! 💯
The friendships that last the longest will be the ones where yall never needed each other
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Thinking about accumulating $VOO $SCHD $VXUS $QTUM $NLR $BITCOIN
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Tubb Ramos retweeted
Your refusal to quit is your greatest advantage.
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RT @santalostwallet: 262-Piece Bug Out Bag Ready – Grab It and Survive
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Tubb Ramos retweeted
A stock market crash would be a generational buying opportunity for long term investors. If you understand that there’s no question that you’re going to be a millionaire.
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Tubb Ramos retweeted
I get it - volatility makes people nervous. But my job isn’t to panic. My job is to deploy capital. Whether the market is up 700 points or down 700 points, I ask one question: What has actually changed? Most people react emotionally. That’s a mistake. In capital markets, you don’t have that luxury. You have to think strategically - where things are going, not where they are today. I’m not blind to the pain people are feeling. But if you want to win long term, you can’t “freak out.” You have to stay focused, stay disciplined and keep moving forward.
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