I believe the UK school system is failing young people in not providing them adequate financial knowledge, especially in investing. The government creates wage slaves and you have to fight for your own financial freedom. So, I'm sharing my journey to hopefully inspire others.

If you're from the UK, like me, you can turn this list from @b_co_co upside down (flip the salaries the other way), and it's still quite pertinent! 😅 Holidays are a lifestyle choice, limited by your earnings, but not dictated by them, as you can choose to spend more a less as a proportion of your earnings! We Brits love a good get away (escaping the rain), myself included. Though I regularly see people go on lavish holidays that I feel I couldnt afford, despite earning more. There's no judgement at all, everyone is on their own path with their own goals. I think it's just endemic of our values as a nation that we don't put more of these funds away for investments and retirement. My priority is to invest first, then spend with the surplus. Not the other way around. Finding the correct balance can be a challenge for some investors. Luckily, my wife is a natural spender 🤣 so we even eachother out!.. Lanzarote here we come!

Get out and vote.

I hope everyone bought the March dip!.. Those who bought during the "fear" have been rewarded 👏🏼

"The Alternatives ETF Pie" Later today, I'll be making my weekly contributions to this pie, which has really come alive over the last month or so! $SMGB Semiconductors is up 40% in the last month! $DAGB Crypto Innovators is up 38% in the last month! $QNTG Quantum Computing is up 25% in the last month...

If you have a remortgage coming up soon, like me, hold on to your butts! 🫣

The market is a fickle mistress.

Today's buys! $IREN - Topped up ahead of earnings this Thursday. $HSBA - Bought on the -7% dip today.

Central banks are continuing to load up on gold. Watch the "smart money"... 👀

Morning all! 🌞 I took a few days off from X and renovating the house to enjoy the long weekend with the family. I hope everyone had a good one too! I'm feeling recharged and looking forward to this week's roller coaster! 🎢

$VWRP Vanguard FTSE All-World UCITS ETF (Accumulating) This fund tracks the FTSE All-World, the largest circa 3,800 large and mid-cap stocks across developed and emerging markets. 🔹️8-9% average annual returns (based on the FTSE all world index) 🔹️Low fund cost of 0.19% 🔹️P/E ratio of 23.0x 🔹️P/B of 3.4x 🔹️ROE at 18.7% 🔹️Earnings growth... 20.5% 🔹️Accumulating dividends! This is a very low effort fund with global diversification, great for "set and forget" style investing. Though it is still heavily weighted to the US, at about 60% allocation. The distributing version of this fund is ticker $VWRL I personally hold this fund in my SIPP as a long-term set and forget investment. #VWRP #ETF #VWRL

Vanguard VHYL FTSE All-World High Dividend Yield UCITS ETF - Key Fundamentals This dividend fund offers global income exposure on quality stocks. It seeks to track high-yield large and mid-cap stocks from both developed and emerging markets, excluding REITs. 🔹️ Circa 2,276 holdings for true diversification 🔹️ Low cost of 0.29% 🔹️Attractive valuation.... P/E circa 16.8× 🔹️ ROE is currently 14.2% Quarterly dividends and capital growth... the fund is up 11% in the last 3 months 📈 and is faring well against the tech/software volatility. This is a reliable core holding of mine, providing diversification from my main growth holdings. #VHYL #Dividends #ETFs

📊 FTSE All-World Index annual returns, 2000 - Present 🌎 Over this duration, the below represents an average annual return of 8.8%, with a CAGR of 6.8%. 🔴2000: -12.9% .com buble 🫧 🔴2001: -16.4% Futher decline 🔴2002: -19.8% Bear bottom 🐻 🟢2003: 17.4% Strong recovery 🟢2004: 7.4% Steady growth 🟢2005: 28.6 Emerging market boom 🟢2006: 9.1% Continued growth 🟢2007: 0.5% Early subprime drama 🏠 🔴2008: -38.7% Global crash 🌎 🟢2009: 30.8% Relief rally 🟢2010: 21.5% Continued rebound 🔴2011: -4.7% US credit downgrade 🟢2012: 17.1% Strong year 🟢2013: 23.3% Goldilocks year! 🟢2014: 4.8% Modest growth 🔴2015: -1.7% Oil falls, 🇨🇳 concerns 🟢2016: 8.6% Brexit, US election 🟢2017: 24.6% Strong growth 🔴2018: -9.1% 🇺🇲 vs 🇨🇳 trade war fear 🟢2019: 27.2% Strong rally 🟢2020: 16.6% COVID "V" rally 🟢2021: 18.9% Stimulus 💉 🔴2022: -17.7% High inflation 🟢2023: 22.6% AI boom begins 🟢2024: 17.7% Continued growth 🟢2025: 23.1% Strong year 🟢2026: 5.7% YTD. Volatile start Over the same period, the S&P500 returned an annual average of 10.1%, or 8.1% CAGR 🇺🇸

My final buys of the week. $IREN $SOFI $VHYL $MA $META I couldn't decide, so I went for the scattergun approach!

End of week portfolio update. Accross the 2 main portfolios, I'm up 0.62% in the week 🟢📈 ( £ 1,104.54). 📊 £ 164,230.78 invested 💷 £ 15,973.40 cash Total portfolio 💰 £ 180,204.18 🟢 YTD 9.53% ( £ 15,679.18) 📈 I've finally crossed the £180,000 barrier after flirting with it for 3 weeks!! 🥳 My stocks were very pretty flat in the week, but my biggest holding $VWRP delivered a small yet impactful 0.53% gain.

💸 I bought the following stocks on Wednesday, though I hadn't got around to posting it until now; $IREN £ 377.83 $SOFI £ 1,000 $ONDS £ 250 I have a little more left to invest, but I'm thinking of adding to my core $VWRL and $VHYL positions. <50 mins to decide! Has anyone else made any purchases this week?

Not investing!

It's a privilege to pay the BBC TV license. They provide us with quality entertainment, totally free from propaganda, at great value for money. Sure, we already pay Sky or Netflix for the TV we want, but who wouldn't want to support such a Pedo-free organisation?

I'm sure everyone is well aware of the bots by now, but for any newcomers... Please be aware that the account below has nothing to do with me, I do not have an Assistant or share a "trading strategy". It's just scummy bot spam, so please ignore it. Or, do one better and report it! 💪🏻 Thank you.

Great thread on $ZETA, their Q1 report, and what it means for the future!