I have no fiat, I've been balls deep in
$XMR for over a year now
If a merchant didnt accept it in 2025, I would just buy a visa giftcard on cake wallet and add it to my apple pay
When I got banned by their provider,
@Goblin_cards ended up reaching out and telling me about their service
Safe to say I've been using them since Jan of 2026 and anytime I need anything I just send it to the telegram bot and then within 5 minutes I can buy whatever
End goal is to of course scan QR codes everywhere and pay a merchant with XMR directly. I am still able to survive on XMR until then
I don't need a bank account nor do I want one