💵This week's 7D APY: 9.32% The Blue Chip Vault keeps delivering steady yield while markets stay unpredictable. If you have been sitting on idle stablecoins, now is a good time to try it out. Deposit into the vault, test Yelay's battle-tested strategies, and see how automated yield works in practice. > No manual management > no strategy juggling > just productive capital

What are you more bullish on?

✅How to use Yelay: White-label Not every yield product needs to look like Yelay. With white-label vaults, platforms can offer yield under their own brand, with their own interface and client experience. • Your vault • Your design language • Your users Yelay powers the infrastructure underneath, from strategy execution to yield management. A cleaner way to launch yield without building the full vault stack from scratch.

📊Capital Route: DeFi Enhanced Coming soon: a more structured DeFi yield route for capital that can move beyond blue-chip lending. Yelay DeFi Enhanced uses Pendle Principal Token markets, where yield comes from buying at a discount and redeeming at par at maturity. The vault tracks entries, maturities, and rotation opportunities across markets. One deposit replaces manual PT pricing, timing, and market switching. A fixed-yield position, managed as markets change.

There is a version of DeFi where the yield is real, the source is explainable, and the product does not require users to think about protocols at all. RWA yield gets closer to that than most people realize. Treasury-backed returns, private credit, real estate income. These are cash flows that come from actual economic activity, not token emissions or reflexive mechanics. That makes them more durable and easier to underwrite. But they also come with a different kind of complexity. Legal structure, collateral quality, servicing, reporting, redemption timelines. That complexity does not disappear just because the asset is onchain. It needs to be handled somewhere. Either by the product team building their own stack, or by infrastructure sitting underneath that takes care of it. That is where the market is heading. Less yield hunting, more yield infrastructure.

At @proofoftalk, our COO @FranPalminha explained how Yelay looks at the future of yield. DeFi, RWA, BTC collateral, tokenization, liquidity, and why these markets may be more connected than they look. Watch the clip👇

✅How to use Yelay: SDK Your users do not need to leave your product to access yield. With Yelay SDK, teams can embed deposits, withdrawals, and yield claiming directly into their own app. • Your interface • Your user flow • Yelay infrastructure underneath For wallets, platforms, fintech apps, and builders who want yield without sending users into DeFi complexity.

Day 2 at @proofoftalk in Paris 🇫🇷 Beautiful venue, good people, and some very real conversations around tokenization and onchain finance. Also spent a bit of time in front of the cameras today, talking about the things we have been focused on for a while now.

Private credit led all tokenized asset classes by new launches across 2024–2025. 48 launches, ahead of stablecoins and Treasuries. That says something about where builders see demand. But more launches do not automatically mean better products. In private credit, the real work starts after issuance: reporting, repayment data, duration, collateral and who takes the first loss.

Tokenizing assets is one step. Building usable yield rails on top of them is the next one. Because onchain markets do not only need more RWA supply. They need a cleaner way to distribute, integrate, and manage the yield those assets produce. That is why RWA yield layers look inevitable. The category matures when yield stops being an isolated opportunity and becomes infrastructure.

💰Some capital does not need complexity It needs liquid stablecoin yield that keeps adapting as markets change. With Yelay, one deposit routes across major onchain credit markets. The vault rebalances toward the best available APY, compounds yield, and puts rewards back to work. • No manual market switching • No constant APY tracking • No strategy desk inside your team Just a cleaner way to access DeFi yield.

Hey hey, @proofoftalk at the Louvre is looking great 🇫🇷 The @Faculty__Group team, led by @yaroslavwr_ is in Paris, catching up with builders, investors and the people actually moving the space forward. Main stages are useful, but side events are still where most of the real conversations happen. Not the worst place to network either😉

Tomorrow in Paris 🇫🇷 Looking forward to meeting builders, institutions, and teams thinking seriously about embedded yield.

DeFi teams still spend too much time managing what should already run in the background. Too much product effort still goes into monitoring collateral shifts, comparing routes, tracking governance changes, and keeping yield logic stable as conditions move. That work is necessary. But it does not scale well as a product model. The real bottleneck is often not missing demand or missing features. It is the hidden operational load of turning unstable onchain conditions into something users can actually rely on. The products that grow are usually the ones that move this burden into infrastructure instead of leaving it as an ongoing task for every team.

💵This week’s 7D APY: 17.41% While the market remains unstable, our Blue Chip Vault is putting up crazy numbers. A strong reminder that automated yield can still deliver when markets get noisy, without users having to chase rates or manage strategies themselves.

For builders, regulatory clarity is not a side issue. It shapes what can actually be shipped. When the rules stay vague, teams do not just slow down. They build more cautiously, limit distribution, and avoid product decisions that may become liabilities later. A clearer framework does not remove risk. But it does make it easier to build real products instead of endlessly planning around uncertainty.

Four ways capital lands with Yelay Not every asset needs the same yield route. Stablecoins need liquid DeFi strategies. BTC needs collateral-aware structures. RWA needs real-world cash flows, reporting, and clear liquidity terms. Some capital can also work with more active DeFi routes. That is why Yelay is building beyond a single vault model: • DeFi Blue Chip • DeFi Enhanced • BTC collateral flows • RWA through Salt Markets Different capital, different paths, one yield engine.