Zivoe is a real-world asset (RWA) credit protocol that allows anyone who qualifies to gain exposure to private credit markets.

Joined November 2021
454 Photos and videos
Pinned Tweet
29 Aug 2025
Another interest payment just landed 💸 - Revenue: $861k - Total Value Locked: $6.28M - Base APY: ~13.80% Zivoe continues to deliver one of the highest yielding private credit opportunities on-chain. Learn more below ⬇️⬇️⬇️
9
9
56
7,251
Zivoe retweeted
Tokenized assets are projected to become a multi-trillion dollar market over the next decade. For private credit, the opportunity is clear: broader access, improved reporting, and more efficient capital formation. That is where Zivoe is focused.
1
3
11
516
Most private credit locks capital for years. Short-duration strategies repay in months. The difference: capital recycles faster, performance data accumulates quickly, and positions stay current, not vintage-year bets. Duration is underrated. Especially on-chain.
1
2
4
137
Tokenization, explained simply: An asset that once required paperwork, intermediaries, and weeks of settlement becomes a digital record that moves in minutes. The asset doesn't change. The rails do. For private credit: broader access, faster settlement, on-chain transparency.
2
1
5
167
Zivoe retweeted
Citi projects tokenized assets could reach $5.5T by 2030 in its base case. Within that, private credit is projected to become a ~$100B tokenized market. For private credit on-chain, we are just getting started.
3
1
7
276
Private credit has quadrupled since 2015. As the market continues to scale, tokenization gives private credit a path toward broader access, better reporting, and more efficient capital formation. This is the opportunity Zivoe is building toward.
1
99
Zivoe retweeted
Private credit continues to emerge as one of the most important categories in tokenized finance. In our latest newsletter, we cover Zivoe’s new ecosystem backer, our top 10 RWA fee ranking, and our upcoming presence at Proof of Talk in Paris. Read the full update below ⬇️
1
3
6
643
Zivoe retweeted
Great to see @ZivoeProtocol listed here. Our team has been focused on showing what private credit can bring to DeFi through tokenization: more consistent returns tied to real-world cash flows. So much more to come.
11 defi protocols have posted month-over-month revenue growth every month ytd. if prices keep dropping, there are going to be some great buys.
5
12
428
Private credit is one of the clearest examples of tokenization meeting real-world demand. Borrowers need capital. Depositors need access to real-world yield. Tokenized credit can help connect both sides through more transparent rails.
1
5
117
Europe is becoming one of the most important regions for tokenization. As asset managers, policymakers, and institutions pay closer attention to real-world assets on-chain, private credit continues to stand out as one of the clearest use cases. That is where Zivoe is focused.
1
2
5
177
Zivoe retweeted
The global SME financing gap is estimated at $5.7 trillion annually. Small businesses need working capital, but traditional credit channels are not meeting the demand. Zivoe is connecting on-chain capital to real-world credit markets built around this demand.
2
6
279
Private credit continues to emerge as one of the most important categories in tokenized finance. In our latest newsletter, we cover Zivoe’s new ecosystem backer, our top 10 RWA fee ranking, and our upcoming presence at Proof of Talk in Paris. Read the full update below ⬇️
1
3
6
643
Tokenization is moving beyond Treasurys and commodities. As the market expands, private credit is becoming one of the clearest categories where on-chain infrastructure can improve access, reporting, and capital formation.
Tokenized assets used to be mostly Treasurys and commodities. That’s changing. In early 2024, those two categories accounted for almost the entire market. They’re still about two-thirds of it, but other kinds of assets are starting to take up more space.
4
124
Zivoe retweeted
Great to have Humla Ventures joining the Zivoe ecosystem. Private credit is one of the clearest real-world markets to bring on-chain, and Zivoe is building the infrastructure to help make that transition possible.
Excited to welcome Humla Ventures to the Zivoe ecosystem. Grateful for their support as we continue building at the intersection of private credit and on-chain markets. Looking forward to what’s ahead.
2
7
392
Zivoe founders Kristal Gruevski and Jay Abbasi will be attending Proof of Talk in Paris from June 2–3. Private credit is becoming a defining category in the next phase of tokenized finance. Interested in connecting with the team in Paris? Reach out.
1
2
7
342
Zivoe retweeted
Zivoe ranked 10th among RWA protocols by fees collected in April. Listed alongside names like Ondo, Centrifuge, and Securitize, Zivoe is continuing to show how private credit can become a core category on-chain.
4
4
24
800