About That Wallet podcast is a financial lifestyle podcast that builds confidence for the Sandwich Generation. #aboutthatwallet

Joined July 2020
1,577 Photos and videos
About That Wallet®️ Podcast retweeted

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Replying to @Experian
A5: This may sound surprising, but homeownership can be an important part of a retirement strategy. While a house isn't a retirement account, homeowners have historically accumulated more wealth than renters, often through forced savings and long-term appreciation. #CreditChat
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About That Wallet®️ Podcast retweeted
A6: Review your retirement strategy at least annually and also after any major life events like marriage, a new job, a raise, or having children. #CreditChat
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About That Wallet®️ Podcast retweeted
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Who tried a banana and Mayo sandwich?
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About That Wallet®️ Podcast retweeted
A2. I’ve learned survival income helps you stay afloat, but goal purpose income gets assigned a job. One covers today, the other changes your future. #CreditChat @Experian

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A10. My advice: don’t chase fast money without a plan. I’d focus on building stable income streams that produces predictable cash flow, reduce stress, and create long-term flexibility. #CreditChat @Experian

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A9. I like simple tools that keep me consistent. Budget calendars, spreadsheets, and separate business accounts help me clearly track what’s earned and what’s actually profit. #CreditChat @Experian

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A8. I’d set up separate bank accounts, automatic tax savings and invoice tracking (excel or google sheets) early. Systems like this reduce stress when income fluctuates. Not get rid of stress, you still have to make money. #CreditChat @Experian

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A6. To me, a side hustle becomes a business when you create systems around it: separate accounts, tracking income, registered with state, paying taxes, and planning for growth intentionally. #CreditChat @Experian

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A5. Variable income taught me to budget from the lowest expected month, not the highest. That mindset helped me avoid overcommitting financially and my free time. #CreditChat @Experian
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A4. One mistake I see is increasing spending as soon as income rises. After a life change like divorce, I know stability matters more than looking successful. #CreditChat @Experian

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A3. I’d use side hustle income to lower credit utilization, catch up on debt faster, and build savings so unexpected expenses don’t end up on credit cards. #CreditChat @Experian

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A1. After my divorce, I looked at side hustle income differently. I focused on rebuilding stability first: emergency savings, debt payoff, and creating breathing room before lifestyle upgrades. #CreditChat @Experian

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About That Wallet®️ Podcast retweeted
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See y'all in the comments if #CreditChat
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Obstacles are part of the journey. The path you seek, one must overcome them all. 😎
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🫣 life lesson 736: Don't tell someone something that at least 3 people will know.
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Discussing future goals with your spouse is crucial. Don't wait until after marriage to have these priority conversations. Planning today helps you reach your goals quicker, together. #CoupleGoals #FuturePlanning
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