👔 Tech M&A Consultant | Simplifying Credit Cards 💳, Tech & AI🤖 | DM for collabs / card advice 📩 Views are personal
Joined December 2009
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Ankit Agarwal retweeted
Credit card devaluations have become quite frequent lately!
But here’s the bigger issue that doesn’t get discussed enough 👇🏻
1️⃣ For credit card enthusiasts:
→ A devaluation is usually a signal to re-evaluate spending patterns.
→ Optimize rewards.
→ Shift spends where needed.
2️⃣ For an average user:
→ It’s a very different experience.
⚠️ When benefits keep changing:
→ Uncertainty increases.
→ Users start questioning the value of using a credit card.
→ Trust gradually declines.
3️⃣ What happens next?
→ Many users move back to UPI.
→ Credit card usage drops & engagement with the ecosystem reduces.
🏦 And that’s where banks lose:
→ Not just through reward costs.
→ But by losing potential long-term credit card users.
✅ My view:
→ Banks should focus on reward structures that are Sustainable, Predictable, and Long-term, even if they are slightly less generous.
📌 A good example is the ICICI Amazon Pay Card
→ It may not be the most rewarding card today, but its consistency has earned something far more valuable: user trust 🤝
Let me know your thoughts in the comments?
Devaluation letters by banks are now termed as love letters 😅 !!
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Ankit Agarwal retweeted
Jun 13
iOS 27 is Fold ready ✔️
Most iOS stock apps now support landscape usage!
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Ankit Agarwal retweeted
Jun 13
💳 No Lifetime Free credit card gives such benefits!
- 8 Domestic 2 International Lounge Visits (without any spend criteria)
- ₹1,000 BookMyShow tickets every year
- 4 Complimentary Golf Games/Lessons annually
- Low forex fee of 1.5%
No joining fee. No annual fee. Apply Now!
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Ankit Agarwal retweeted
Jun 13
Anyone else not able see the Scapia referral dashboard?
@scapiasupport
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Ankit Agarwal retweeted
Jun 12
For context, SpaceX is the largest IPO in history 🚀
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Ankit Agarwal retweeted
Jun 12
Newly approved S C A P I A cardholders, don’t miss this 👇
Claim your ₹500 Amazon Pay welcome voucher from Visa after your S C A P I A credit card approval.
Free card. Free voucher. Zero forex. Nice start 😉
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Ankit Agarwal retweeted
Jun 12
Two more surprises before the week is over
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Ankit Agarwal retweeted
Jun 10
After launching a massive campaign, Airtel rebranded Airtel Priority to Airtel FastLane 🤷♂️
What could be the reason for this change? 🤔
May 30
📱 Airtel Postpaid users:
Want to check if your number is actually enabled for Airtel Priority 5G / Network Slicing?
It’s hidden inside the Airtel app 👇
1️⃣ Open the Airtel Thanks app
2️⃣ Tap the Priority Postpaid banner (bottom right)
3️⃣ Select Chat With Us
4️⃣ Type or tap “Check my device readiness”
You’ll see whether:
✔️ Your phone is compatible
✔️ Your SIM is compatible
✔️ 5G SA is enabled
✔️ Network Slicing Service is enabled
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Jun 7
💳 If you're eligible for ONE Lifetime Free credit card this year, go for Scapia!
- 0% forex markup on international spends
- 4% back on travel bookings
- 1% back on UPI spends - Dual network (Visa Rupay)
- Unlimited airport lounge airport benefits (on 20k/month spend)
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Jun 11
If you’ve applied and your application is approved, complete your onboarding activate your Scapia virtual card to unlock your ₹1,000 flight voucher.
Takes just a few minutes and is worth doing ✈️
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Jun 7
✈️ Traveling abroad this year?
Most credit cards charge ~3.5% forex markup.
Scapia Lifetime Free Credit Card charges 0%.
4% back on travel bookings
1% back on UPI spends (Visa RuPay)
Unlimited airport lounge access & airport benefits* (on ₹20K monthly spend)
Apply now!
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Jun 11
If you’ve applied and your application is approved, complete your onboarding activate your Scapia virtual card to unlock your ₹1,000 flight voucher.
Takes just a few minutes and is worth doing ✈️
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Jun 10
Accor Explorer membership Bonus is now live!
Jun 10
Accor Explorer membership Bonus is live. Signup for membership and get extra 2000 Reward points
Self Employed/Business people can also ask for GST invoice 😅
accorplus.com/in/
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