Building wealth that dies with you is just a high paying job with extra steps. After 26 years running The Big Table, the lesson I come back to most is this: the goal was never the size of your bank account, it was what you leave standing after you are gone. That means estate planning, asset protection, and businesses and structures built to outlive their founder. It also means raising kids who understand money instead of fearing it. I wrote Make Your Kids Millionaires for exactly that reason, a step-by-step way to pass down entrepreneurial thinking, not just assets. Money handed to someone who was never taught disappears fast. Money handed to someone who was prepared compounds for generations. Legacy is not luck and it is not an accident. It is a structure you decide to build on purpose. Want help thinking through your own legacy plan? Read the full article published by @Investingcom : usatoday.com/press-release/s…

Here is the truth most people never get told: companies make money, and individuals get taxed. If you earn your money purely as an individual, you have signed up for the highest tax bill possible. That is not bad luck, that is a structure problem, and it is completely fixable. In this country we have one of the best tax codes in the world, but only if you actually use it. That means operating through entities like LLCs, S corps, C corps, and limited partnerships instead of taking everything personally. When you run your income through a company, you can legally deduct most of your expenses, the things you are already spending money on to operate and grow. That alone changes the math on what you keep versus what you hand over. Then you go one level higher. You place your companies inside a trust to create what I call the Rockefeller effect, wealth that is built to last across generations instead of evaporating in one. Add cash value life insurance into that trust, use it like your own private bank, and you have a structure that protects and compounds for life. This is how the wealthy live a corporate life. None of this is tax advice for your specific situation, so build your structure with a qualified professional who knows your numbers. Want help thinking through the right structure for you? Ask me your question here: askloral.com/

Most entrepreneurs are still earning money personally, then wondering why the tax bill eats them alive every year. Here is what I teach at The Big Table: the wealthy do not operate as individuals, they operate through properly structured entities. When your corporate structure becomes the vehicle that your income, your investments, and your business flow through, you open the door to legitimate deductions, real liability protection, and continuity that outlives you. This is what I mean by integrated wealth. Your legal structure, your tax strategy, your investing, and your operations are not separate buckets, they are one coordinated system. We even look at how alternative assets like energy, real estate, and private equity can shift the tax trajectory of a portfolio, depending entirely on your own circumstances. To be clear, none of this is a one-size-fits-all promise. What is right depends on your goals, your risk tolerance, and your numbers. But the entrepreneurs who treat structure as strategy are playing a completely different game. Curious how this could apply to you? Learn more by reading the full article published by @USATODAY: usatoday.com/press-release/s…

If you are living paycheck to paycheck, the way out starts with new money. Step one is making new money, and you have more options than you think. What hobby do you have? What skill could you turn into a service someone will gladly pay for? People need help all the time, from dog walking to video editing to using AI to design content. Pick something and start providing it. Step two is what you do with the extra. Do not let it evaporate. Take that new money and put it away, into a money market or an AI-driven investing platform that compounds it over time. The themes I watch are energy, land, and water, because those needs are not going anywhere. Step three is the discipline part. Lower your living costs while you grow your means, so the gap between what you make and what you spend keeps widening. That gap is your freedom. Ask yourself honestly what you want to be worth, then build toward it on purpose. (That is my own approach, and all investing carries risk, so results will vary from person to person.) Tell me where you are stuck and I will help you map the next step: askloral.com/

Twenty-six years ago I sat a group of entrepreneurs down at one table and told them the truth: you do not need more theory, you need execution. This month The Big Table turns 26, and that core belief has not changed. Most financial education hands you ideas and sends you home. We hand you the mechanics. Members bring live deals into the room, real acquisitions, real tax problems, real cash-flow decisions, and we work them out together with legal, tax, and investment professionals in the conversation. That is the difference between learning about money and actually moving it. People do not get rich collecting concepts. They get rich structuring deals, reducing taxes, scaling companies, and building wealth that lasts longer than they do. Twenty-six years in, I am more convinced than ever: the entrepreneurs who win are the ones who stop studying and start building. Want to learn more? Read the full article published on @BusinessInsider: markets.businessinsider.com/…

The 3 industries that will build generational wealth in 2026. 💰👇🏼 Number one is always real estate. It has built more generational wealth than any other asset class, and that has not changed. Real estate is patient, it is tangible, and it pays you while it appreciates. If you want something to pass down, this is where you start. Number two is technology, and specifically AI. This space is moving in warp speed, faster than anything I have seen in my career. You do not have to understand every algorithm to participate, but you do have to pay attention, because the people who get positioned early are the ones who win big. Number three is health. The whole industry around supplements, wellness, and alternatives is exploding, and there is real money being created there right now. People are voting with their wallets for their own well-being, and that is a powerful trend to be on the right side of. Healthy, wealthy, and smart in tech. That is the playbook. Pick your lane and get in the game instead of watching from the sidelines. Have a question about where to put your money in 2026? Come ask me directly: askloral.com/

The math that makes you rich is not Wall Street math. It is Main Street math. If you own a company, your job is to understand how money actually moves: how you make it, how you keep more of it, and how you cut expenses and use every legitimate business deduction available to you. That is Main Street math, and it is where real wealth gets built. Then you take the extra money your business makes and you put it to work. Real estate. An AI-driven investing platform. Energy, land, water. You do not let it sit there doing nothing. You move it into things that grow. But before any of that, you set the number. Not what you think you need, what you actually want to make. Set a high bar, then design a company that hits it. Solve a real problem, create a product or service that helps mainstream people, and you will outperform the fancy Wall Street math every time. (The vehicles that fit depend on your situation, and anything I invest in is my own experience, not a promise of returns.) Not sure what your number should be? Ask me your question here: askloral.com/

Stop buying the lifestyle before you buy the assets. There are three things I tell people not to do until they are actually rich, and the first one trips up almost everyone: lifestyle. You buy assets first, then you let the lifestyle come. The tchotchkes, the extra shoes, the jewelry, the cars, the big screen TVs, all of that comes later. First you get the apartments, the doors, the land, the stock, the things that build. That is the big one. Number two: do not bury yourself in bad debt and torch your credit. Your credit, in my opinion, is as close to as important as your Social Security number. Guard it. Use good debt and good credit on purpose, because that is what lets you move fast when the right deal shows up. Number three: stop loaning money to friends and family. They will almost never pay you back. No promissory note, no collateral, no terms, just goodwill and a memory. If you want to give, call it charity and give it freely. But do not call it a loan and then sit around waiting to be made whole, because that rarely happens. Have a money decision you are wrestling with? Bring it to me here: askloral.com/

The #1 mistake most people make with their money? They deposit it and let it sit. Money lands in the account and just sits there as “savings.” Passive. No plan. No direction. That's how money falls asleep on you. Flip it: forecast before the money even arrives. Every dollar should have a job assigned to it ahead of time. Ask for each deposit: Is this a business deduction? Capital my company needs? Money I'm about to invest? Decide the purpose first. The wealthy don't just deposit. They deposit, direct, and invest. Three moves, every single time.  That's how passive money becomes productive money. Not sure how to direct your money? Ask me your question: askloral.com/

The worst mindset to have when you're living paycheck to paycheck? Believing that you are the problem. Deep down, a lot of people don't think they're worth it. So they never set big goals. They just want to “get by.” Here's the trap: get by, get by, get by, and over time “getting by” becomes your new normal. You stop reaching for anything bigger entirely. Wealth starts with two things: believing you deserve more, and setting goals big enough to pull you forward. Small goals keep you exactly where you are. And you become who you surround yourself with. Want to think like a millionaire? Get around people already living it. When people ask me how to become one, I say: come hang out with us. Have a question about your situation? Ask me here: askloral.com/

Want the real reason you're not a millionaire yet? It's not the economy. It's not your job. It's that you're not being intentional about money. Most people drift. They want the world to run around them while they binge Netflix and Hulu all night. Nothing wrong with a show, but if that's the whole plan, “broke” quietly becomes your default setting. Millionaires operate differently. They're intentional. Every day they ask: what problem can I solve, and who will pay me to solve it? That's the entire game of entrepreneurship. You're not a millionaire yet because you're not making enough money, and you're not making enough because you haven't committed to solving a problem big enough to pay you for it. Here's my promise: give me a 3 to 5 year plan and real intention, and you can build millionaire wealth. I've watched it happen for over 10,000 people. The first move is deciding you're in. Not sure where to start? Ask me your money question: askloral.com/

What do millionaires really spend their money on? It's not the cars and the jewelry. It comes down to three things. One: education and mentoring. We pay to be coached and to be in the right rooms. The highest-return purchase we ever make is knowledge. Two: assets, not lifestyle. Most people buy the new car, the new TV, the piece of jewelry. We buy things that pay us back. For me that meant four-plexes and eight-plexes. Buy, rehab, rent or sell, move to the next one. Repeat. Assets stacking on assets. Three: smart investing vehicles, like AI-managed portfolios working the market for you. Money out buying more money. Mentoring. Assets. Investing. That's the real spending plan of the wealthy. Not sure how to direct your money? Ask me your question: askloral.com/

Most people sleep on the Roth IRA. It's quietly one of the most powerful wealth tools you have. Why? Inside a Roth, your gains grow tax-free and tax-deferred. The big moves you make don't get chipped away by taxes. A real example from my own Roth: I bought Bitcoin around $4,000. I held it, traded the swings, took profits up in the 80s, and bought back on the dips. That $4,000 position is now worth hundreds of thousands of dollars inside my Roth, tax-free. (My story, not a guarantee, so always do your own homework.) This is how wealth really gets built: smart investing, smart arbitrage, smart use of debt, all inside the right tax structure. Got a question about Roths or your own strategy? Ask me here: askloral.com/

The #1 mistake people make when depositing money? 💸 ⬇️ #mistakes #wealthbuilding

If you don’t think you’re worth a better life, you’ll keep settling for less. 🎯 #FinancialLiteracy #MoneyMindset

Most people don’t become millionaires for one reason: they’re lazy. And I’ll show you. 💸 #MillionaireMindset #FinancialFreedom

Financial literacy is not about sounding smart. It is about having more options, more peace, and more control.

Freedom comes when your money starts working harder than you do.

You do not need more random advice. You need a money plan you can actually follow.

Stop treating investing like something you do “later.” Later is why most people stay stuck.