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Thanks for the reply Tim. @SoFi_Insider has blocked me and deleted his post "you people are cheap". He really is such a cry baby lol.
People who can’t qualify for credit aren’t paying $10/month, and a 6-month APY boost is meaningless with small balances. cc @SoFi
13 Dec 2025
This is not a premium card so you're comparing apples and oranges.
It's designed for people who can't get a credit card.. students, recent graduates, since seniors with savings who want the extra apr boost. And people of limited means who spend most of their money on groceries
The card is part of an ecosystem of cards. Look at it that way not as if it's your primary card
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Also, $10/month is $120/year.. you’re pricing this like a premium product while claiming it’s for people who cant get a credit card. sorry but doesnt make much sense to me. cc @DataDInvesting
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