Sharing my learnings and experiences to help you become a better investor. Writing the Chump Change Newsletter and creating on Youtube.

Joined May 2018
1,984 Photos and videos
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I've published over 160 posts and grown my email to 5,000 subs since starting it 5 years ago. I'm still sending, but there is a lot of good content in the archives. Here is a handful of the best ones... Memes still included đź§µ
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HSAs can be insanely powerful investing accounts if used right: 1) Pay medical expense out of pocket. 2) Save your medical receipts. 3) Invest your HSA so it compounds. 4) Reimburse yourself later. Triple-tax advantaged isn’t common. Use it.
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Cade Invests retweeted
Another YouTube milestone! Appreciate those who have supported me over there as well, the journey continues 🤝
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A simple way to know if you’re making progress with your investments… Eventually they should start earning more than you’re contributing. First $10k: contributions do all the work First $100k: market starts helping That’s when compounding begins to feel real.
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Cade Invests retweeted
“I’m about to buy a house in a year should I invest the money?” No. If you need the money within 3 years it’s usually recommended to not invest it. You don’t want to risk the market going down and then being forced to sell.
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As someone who bought last year and has a rate double this… I’m so jealous of these people lol.
I still don't think ppl realize what an amazing deal locking in a 3% mortgage in 2020 has been for homeowners Inflation has averaged 3.9% this decade It's now back above 4% You're basically borrowing for free This was the deal of a lifetime
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Cade Invests retweeted
New vid is out for all the $VOO fans Go give it a watch 🤝
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Last three videos have all been 1/10s for the YouTube channel. 🙌 Finding our stride maybe?!?
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Winners welcome in, losers to the curb. That’s the beauty of index funds.
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Cade Invests retweeted
This shows you that there’s no reason not to start. Everybody should be investing for their future.
$10/day into VOO can make a difference. ~$304/month 8% annual return 30 years $109,000 in contributions. $321,500 in interest. $430,900 from the cost of a Chipotle bowl.
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$10/day into VOO can make a difference. ~$304/month 8% annual return 30 years $109,000 in contributions. $321,500 in interest. $430,900 from the cost of a Chipotle bowl.
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Cade Invests retweeted
Little over 6 months into home ownership… Our biggest expenses: - $7,200 new floors - $1,500 furniture upgrades - $700 garage door - $400 fans/light fixtures Still wouldn’t go back to renting.
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Little over 6 months into home ownership… Our biggest expenses: - $7,200 new floors - $1,500 furniture upgrades - $700 garage door - $400 fans/light fixtures Still wouldn’t go back to renting.
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I’ll be sending out a full email on the four biggest mistakes we made buying our first home. Don’t miss it: cadeinvests.beehiiv.com/subs…
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Cade Invests retweeted
$10,000 invested in SCHD vs VOO over the last 14 years: $VOO Value: $79,128 Avg return: 15.2% 2022 drawdown: -23% $SCHD Value: $61,415 Avg return: 13.2% 2022 drawdown: -15% Hot take - SCHDs popularity will return 🤷‍♂️
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Cade Invests retweeted
Used ChatGPT to pull comps and challenge our property taxes. $30k reduction accepted. Thanks Chat 🤝
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