I've published over 160 posts and grown my email to 5,000 subs since starting it 5 years ago.
I'm still sending, but there is a lot of good content in the archives.
Here is a handful of the best ones...
Memes still included đź§µ
HSAs can be insanely powerful investing accounts if used right:
1) Pay medical expense out of pocket.
2) Save your medical receipts.
3) Invest your HSA so it compounds.
4) Reimburse yourself later.
Triple-tax advantaged isn’t common.
Use it.
A simple way to know if you’re making progress with your investments…
Eventually they should start earning more than you’re contributing.
First $10k: contributions do all the work
First $100k: market starts helping
That’s when compounding begins to feel real.
“I’m about to buy a house in a year should I invest the money?”
No.
If you need the money within 3 years it’s usually recommended to not invest it.
You don’t want to risk the market going down and then being forced to sell.
I still don't think ppl realize what an amazing deal locking in a 3% mortgage in 2020 has been for homeowners
Inflation has averaged 3.9% this decade
It's now back above 4%
You're basically borrowing for free
This was the deal of a lifetime
$10/day into VOO can make a difference.
~$304/month
8% annual return
30 years
$109,000 in contributions.
$321,500 in interest.
$430,900 from the cost of a Chipotle bowl.
$10/day into VOO can make a difference.
~$304/month
8% annual return
30 years
$109,000 in contributions.
$321,500 in interest.
$430,900 from the cost of a Chipotle bowl.
Little over 6 months into home ownership…
Our biggest expenses:
- $7,200 new floors
- $1,500 furniture upgrades
- $700 garage door
- $400 fans/light fixtures
Still wouldn’t go back to renting.
Little over 6 months into home ownership…
Our biggest expenses:
- $7,200 new floors
- $1,500 furniture upgrades
- $700 garage door
- $400 fans/light fixtures
Still wouldn’t go back to renting.
$10,000 invested in SCHD vs VOO over the last 14 years:
$VOO
Value: $79,128
Avg return: 15.2%
2022 drawdown: -23%
$SCHD
Value: $61,415
Avg return: 13.2%
2022 drawdown: -15%
Hot take - SCHDs popularity will return 🤷‍♂️