| | Regular everyday MF | | what harm could one more possibly do| |

Joined June 2020
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One thing I learned in 2025 is this: don’t let your money sit idle in an exchange or wallet for too long without purpose. Trust me, you’ll either end up spending it unnecessarily or round tripping it back into the market. The space is getting harder to make money in, and it’s wiser to start building wealth and sustainability early before things get even tighter. I don’t have a magic way to make you money, but I think it’s important to share a few things to do once you start making money: • Reduce black tax. Stop giving people money just because you have it. Please be stingy with your money for now. This is not the time to be a helper; it’s the time to build wealth and grow your income. People will survive with or without your help. Be disciplined until you’re fully equipped to help others. You don’t carry another person’s load on your head while holding yours in your hand. • Reduce your expenses. You don’t have to ball or chop life all the time. You don’t need to buy that car or the latest phone with all your capital except it’s needed or you have enough money to cover for it. Keep your spending minimal and make sure money goes out for needs, not just wants. • Open a fixed deposit account. Access Bank gives you about 17% returns monthly on you fixed deposit With 10M naira you’ll be getting around 200k monthly which is enough to the bare minimum to cover ur expenses Even if it’s ₦200k you have now, start somewhere. Make it a habit: for every dollar you earn, remove 15% and add it to your fixed deposit. Keep doing this consistently, and you’ll be surprised how much builds up over time. • Create a Cowrywise account. What I do is simple: every time money enters my account no matter how small or big, I move 10% into Cowrywise and lock it until the end of the year. This helps enforce discipline and long-term saving. • Start buying gold. Yes, gold. Crypto has made this easy you don’t have to wear it or hold it physically. You can create an account on platforms like @orogoldapp, complete KYC, and even start with as little as $30. From every win, buy some gold, stake it, and think long term. • Pay subscriptions ahead. For any service you’ll use regularly data plans, electricity, tools try to pay yearly, half-yearly, or at least quarterly whenever you make money. Always make sure essentials are covered first. • Separate capital, profit, and expenses. Don’t recycle everything you make back into chasing more money. A simple structure: •40% for reinvestment or grinding •30% for savings •30% for expenses This isn’t easy, and it won’t feel comfortable at first. But it has saved me many times, and I felt it was worth sharing as we head into 2026. Don’t give the market back everything it gave you ❤️

ALT Monkey Worried Monkey Speech Bubble GIF

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Just claimed 64 Points from a Common Loot Box on @onchaincc Colosseum!
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Just claimed $5 USDC from a Rare Loot Box on @onchaincc Colosseum!
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Na why I Dey always laugh when I see Nigerian women talking about divorce benefits and 50/50 from Nigeria It’s not even a thing in our law no go divorce ur husband come carry am go Nigeria court for 50/50 the shock will hit you like crack You’re going to only split what was bought in joint name lmao anything way ur name no Dey you no Dey split anything my dear
“I’ve quit hustling from today, Me and Peller will do a court marriage, so if he breaks up with me, I’ll collect 50% of his properties.” 🤧💔 ~ Jarvis after her friend advised her to go for a court marriage
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E get gc way your squad dey and you no dey... Inside that gc dem dey laff you wetin no nice

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You don bomb reach this part of outlier? I sha mark am as AI slop
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I almost ran mad during lockdown my phone spoilt when I was leaving school The whole period of lockdown tested my mental health I almost started talking to myself bruhhh Worst time of my life
You no go understand. My phone spoil during covid. As I send am go Lagos for repair na him dem announce lockdown. So I use tanasobe throughout the period. I know when Ajilete FM and OSBC Dey open and close. I memorize Osun, Oyo, and Ogbomoso anthem.
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I have come to terms with the fact that I have genuinely fucked my life up with my own hands. Every decision I’ve made, every step I’ve taken in the last 4 years, has been like a step by step manual on how to ruin your life. But alhamdullaih, regardless, I’ve been picking up the pieces of my life and trying to patch where I can. Hopefully I’m back on track from where I dropped off.
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I left behind proof of how intentional and good I tried to be. I gave my all and my very best, even when it cost more than anyone knew and when all is said and done, the world will attest to it. It was a good one and was fun at least some part of it
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The worse thing that can happen to you as a man is to date a friendly girlfriend, I don’t wish for any of that for my worse enemy

ALT Monkey Let Me Out GIF

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Lmao you’re safe if she’s a prostitute self Ur girlfriend might be girlfriend to 4 other boys which are also boyfriends to 2 girls each which are also girlfriends to like 3 boys each too that’s how the chain goes before you know ur 30 people are sharing fluids and cum without meeting each other but a prostitute? CD blocks 80%
Use condoms! Your girlfriends are prostitutes.
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Just claimed 143 Points from a Common Loot Box on @onchaincc Colosseum!
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Anyone can talk to my girl i don’t care Her response is all i care about
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Shey na me way Dey owe like 2M you go come quote say I sell half of what everyone sold? 😂😂 una no real no go jeet ur own Dey pocket watch people for this hard economy
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Just claimed 30 Points from a Common Loot Box on @onchaincc Colosseum!
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“Currently unemployed “
Replying to @nsemeke33
For someone earning 1.5, he's silly
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Egbon wan buy yacht with hard work and consistency
You know, argument pays no bill. Many people in that Monaco 🇲🇨 built their wealth brick by brick. A lot too came from generational wealth and old money. That a yatch is expensive doesn't mean people can't buy it. There are some people that have the money to buy a yatch but they choose not to. The most important thing in this life is to keep grinding and working hard. When it is your turn, it is your turn. Just know that anything you see out there is very very achievable.
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It’s been 3 weeks talking to this new babe and she accused me today😹😹the babe say she Dey suspect say I be married man 😂😂 And she no actually lie I Dey ghost am every weekend😹 my main babe Dey around shawty I can’t text you right now😂 let’s ignite what we had on Monday

ALT Ben Stiller Smiling GIF by 20th Century Fox Home Entertainment

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Just claimed 17 Points from a Common Loot Box on @onchaincc Colosseum!
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Just claimed $2 USDC from a Rare Loot Box on @onchaincc Colosseum!
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