Innovation activists, Made in Berlin.

Joined October 2019
339 Photos and videos
European bank M&A hit its strongest run in over a decade as lenders deploy an estimated $500B in excess capital. UniCredit now holds 37.7% of Commerzbank, but Berlin resists, showing cross-border deals still hinge on politics over economics. Read more: contextualsolutions.de/blog/…
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"The defining source of competitive advantage in the next five years is going to be the ability of the organisation to learn how to deploy these agents effectively." Antony Jenkins, Founder and CEO, @10XBanking The Agentic Age Arrives in European Finance contextualsolutions.de/blog/…
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Trump's EO 14405 gives federal regulators 180 days to remove barriers blocking fintechs from the banking system. The Fed has already proposed limited payment accounts for non-banks. Consumer advocates warn it could revive predatory lending. Read more at the link below.
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EU payment fraud reached €4.2bn in 2024, with consumers bearing 85% of losses. The newly finalised PSD3 and PSR shift liability to banks for impersonation scams, mandate IBAN-name checks, and make online platforms pay. contextualsolutions.de/blog/…
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European fintech investors are shifting from consumer banking to business lending, where revenue runs far higher per customer. Less radical, more profitable: here come Europe’s new fintech unicorns ft.com/content/46c09576-5440…
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The @ECB is pushing the Savings and Investments Union to unify banking, capital markets and tokenized finance before scale and capital migrate to faster-moving jurisdictions. Read more: contextualsolutions.de/blog/…
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Germany's fintech market is maturing rapidly. Consider examples like @traderepublic's €12.5B secondary, @upvest's 100M orders, and @sparkasse extending regulated crypto to 50M customers. Read the full article by @sebnemelifk, on @FINTECHCircle: fintechcircle.com/insights/g…
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Our 2026 German Banking & Fintech Market report was featured in the FinanceX Magazine - Regtech issue! Check out the magazine here: publuu.com/flip-book/395787/… Get your copy of the report here: contextualsolutions.de/finte…
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39 European financial firms have urged Brussels to fast-track tokenization reforms. Only three DLT venues have been authorised in two years, and with the US racing ahead, Europe risks ceding the on-chain capital markets standards battle. Read more: contextualsolutions.de/blog/…
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Contextual Solutions retweeted
Finansal Teknoloji’de Contextual Solutions Kurucusu Elif Kocaoğlu Ulbrich @sebnemelifk ile Avrupa fintek ekosistemindeki son gelişmeleri, Almanya fintek ekosistemi raporlarının çıktılarını ve Türk finteklerinin Avrupa açılımlarını konuştuk. 👇👇👇 youtube.com/watch?v=ZSqAzkP7…

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European fintech funding grew 37% from 2022 to 2025 while top U.S. hubs fell 13%, reaching parity at roughly €40 billion. The caveat is that every billion-euro round in the past five years has been led by U.S. capital. Read the full write-up: contextualsolutions.de/blog/…
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Even as corporate insolvencies hit a decade high and the economy stagnated for a second year, fintechs and insurtechs pulled in roughly €14.2 billion in 2025, resisting wider economic malaise. Read the full German Banking & Fintech Report for 2026: ➡️ contextualsolutions.de/finte…
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The EU's first mandatory IPR filings landed April 9, 2026. With only 33% of banks ready, the data will reshape pricing, sanctions screening, and competition. See the scorecard and our full write-up: contextualsolutions.de/blog/…
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Contextual Solutions retweeted
Strict oversight, once a liability for fintech companies across Europe, now functions as a competitive moat as AI and new EU rules reshape the market in 2026. Read the highlights from our latest report: contextualsolutions.de/blog/…
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The @ecb's Appia roadmap lays out a plan for tokenized wholesale markets settled in central bank money. With its Pontes bridge due by late 2026 and a full blueprint targeted for 2028, Europe is moving from pilot programs to production infrastructure. contextualsolutions.de/blog/…
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Contextual Solutions retweeted
The WERO cross border interoperability is what matters most. Wero, Euro stablecoins, the Euro CBDC, and the EU ID; are foundational and will have network effects.
Wero, Europe's bank-backed digital wallet, has reached 52 million users and is expanding fast as geopolitical fears drive merchants to seek alternatives to US payment networks. A 2026 interoperability deal could extend its reach across 13 countries. ➡️ contextualsolutions.de/blog/…
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Wero, Europe's bank-backed digital wallet, has reached 52 million users and is expanding fast as geopolitical fears drive merchants to seek alternatives to US payment networks. A 2026 interoperability deal could extend its reach across 13 countries. ➡️ contextualsolutions.de/blog/…
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German fintechs raised ~€14.2B in 2025 despite recession. Top rounds: Scalable Capital €155M (Series E), Solaris €140M (Series G), wefox €76M. Funding favored late-stage winners and early AI plays in Berlin and Munich. Read the full report: contextualsolutions.de/finte…
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