27 ways to stay broke, so you have to work until you’re dead:
1. Always have a car loan. Before you pay it off, trade it in
2. Buy/drink alcohol
3. Get a $100,000 student loan for a degree that only gets you a $40,000 salary
4. Take advice from other broke people
5. Lie to yourself by believing all rich people got lucky or inherited their wealth
6. Never start a business
7. Always carry a balance on your credit card
8. Buy an expensive purse/wallet because you are insecure
9. Stay loyal to your employer (even though loyalty isn’t rewarded)
10. Rely on your parents even in your 30s
11. Vacation often because you “need to escape” or “deserve it”
12. Assume that everything that “sounds to good to be true” is a scam
13. Use YouTube for entertainment, instead of education
14. Eat like shit and never exercise
15. Spend $10,000 on a wedding
16. Refuse to work (for yourself) on evenings/weekends
17. Play the lottery and act like you have even a remote chance of winning
18. Work hard, but never work smart
19. Buy a house with the minimum qualifications so you look “successful”
20. Never read/apply books
21. Spend free time watching sports (that you have no control over)
22. Spend the rest of your free time talking politics (that you have no control over)
23. Refuse to do anything that carries risk or chance of failure
24. Complain instead of taking accountability
25. Believe that it makes sense to trade youthful dreams for elderly freedom
26. Assume that life is supposed to be "fair"
27. Tell everyone about your plans, but never take action