Everybody has financial advice to give. Broke or not, they will enter your DMs with a full seminar.
That's the thing about financial noise, it's loud, confident, and often wrong. The only way to not get swept is financial literacy. Know your onions, and the "boo of the booless" advisors won't move you.
So tell us, what's the worst financial advice someone confidently gave you? Drop it in the comments. We need to see the range.