Turn your crypto into instant credit: buy now and pay later in fixed-rate installments with the Exa Credit Card.
Joined November 2023
- Tweets 783
- Following 2
- Followers 4,974
- Likes 1,423
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Exa App retweeted
Jun 11
Don’t panic sell your stack.
Access the value of your XRP and keep your position with the Exa Credit Card.
◾ Use $XRP to access instant credit
◾ Accepted at 150M Visa merchants
◾ Choose your payment plan
Unlock instant credit on Uphold without selling 📲
Now available in select U.S states. Powered by Exactly Protocol. See terms for rate, payment and other details. Crypto assets are volatile and high-risk.
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Exa App retweeted
May 29
Stable Credit in solana:EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v
No FX fee on top Visa Fees
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Please reply with your answer
May 29
what’s the best exa feature?
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Exa App retweeted
May 27
ICYMI: Turn your XRP into instant credit 💳
Keep your positions intact and spend against your crypto holdings in the real world.
See how it works ↓
Now available in select U.S states. Powered by Exactly Protocol. See terms for rate, payment and other details. Crypto assets are volatile and high-risk.
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Exa App retweeted
cbXRP on @base is now accepted collateral for the @Exa_App Credit Card, powered by @ExactlyProtocol
Spend against your position at 150M Visa merchants without touching your stack
May 26
New for XRP holders → Get liquidity without the exit.
Access the value of your XRP and keep your position with the Exa Credit Card.
◾ Use XRP, BTC, ETH, USDC to access credit
◾ Accepted at 150M Visa merchants
◾ Choose your payment plan
Unlock instant credit on Uphold without selling 📲
Now available in select U.S states. Powered by Exactly Protocol. See terms for rate, payment and other details. Crypto assets are volatile and high-risk.
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(*) Interest fees on Exa Credit Card transactions up to $5k in May will be reimbursed in the first week of June.
(*) Interest fees on Exa Credit Card transactions up to $5k in June will be reimbursed in the first week of July.
help.exactly.app/en/articles…
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Exa App retweeted
May 26
New for XRP holders → Get liquidity without the exit.
Access the value of your XRP and keep your position with the Exa Credit Card.
◾ Use XRP, BTC, ETH, USDC to access credit
◾ Accepted at 150M Visa merchants
◾ Choose your payment plan
Unlock instant credit on Uphold without selling 📲
Now available in select U.S states. Powered by Exactly Protocol. See terms for rate, payment and other details. Crypto assets are volatile and high-risk.
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Buy Now, Pay Later, and Hold your $XRP with the Exa Credit Card via @UpholdInc
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Exa App retweeted
May 26
Borrow against your XRP without selling it, now live for eligible US users . (see: support.uphold.com/hc/en-us/… for more details)
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May 26
2012: Banks dismiss blockchain.
2026: Crypto is core infrastructure.
Live from XRP Las Vegas, watch Uphold CPO @PaulWavelength’s full presentation: XRP Is Eating TradFi.
Tap in to get the inside track on the future of XRPL DeFi, RLUSD settlement, and how to maximize your XRP rewards ↓
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The Exa App is about to scale much faster 🚀
More soon 🔜
The EXAIP-32 proposal for the Exactly DAO reorganization has been approved ✅
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You can now recover assets from any EVM network directly to your Exa App address deployed on OP mainnet.
Powered by @lifiprotocol
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Exa App retweeted
Here is my 2nd out of 204 reviews, this time with @Exa_App
x.com/AriEiberman/status/205…
EXA | Review #2
The Verdict: 🟢 Pass (Cool Installments Credit Card)
The Obstacle: Onboarding benchmark skipped (existing user). The UX is highly differentiated: depositing stablecoins allows you to either spend directly or spin up an automated on-chain loan to pay in 1 to 9 installments (cuotas).
Crunching Numbers details:
Deposit: Native to @Optimism, but supports cross-chain deposits (Base, Solana, Tron) and bank rails (ACH/SEPA via Bridge Argentine Peso/Dolar). Currently, bank account fees ($1 open, $2/mo) are temporarily waived (Free).
Fees/FX: 1.57% total FX spread (including the standard 1% Visa fee).
Exchange Rate: 1 USD = 1,310.16 ARS (Slightly below Visa's 0% 1,330 rate).
The Spend: 4,900 ARS ($3.74 USD initial principal) for a Kinder Bueno at YPF.
Split into 9 installments at a fixed 5.85% TNA, bringing the final mature debt to $3.78 USD (~$0.43 USD/mo).
Here's my test experience:
Pros: Bringing the classic Latin American credit installments culture (AKA cuotas) completely onchain via lending pools. Collateral options are good (USDC, ETH, OP, WBTC). Plus, idle funds earn yield directly in the app (slightly under pure DeFi market rates, but passive).
Cons: The Memory Tax. Installment payments must be made manually. Which is a pain because I always forget. And every time I get kicked by this brutal 0.45% daily penalty. The app won't remind you (feature or bug?), so you need an external calendar alert, or do some bad coding Claud magic.
The Trap: You can refinance past-due debt, but taking a loan on a loan gets reallly expensive fast.
A brilliant implementation of financial utility on blockchain rails, imo, great fit for latinamerican spenders if you manage your own payment alerts, and don't care too much about FX fees.
#NikitaChallenge #CryptoCards
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