Auto insurance: Uninsured motorist (UM) covers hit-runs. Stack it for multi-car policies to max payout. Essential in high-traffic states. Your take? #AutoInsurance
Cyber liability rising - covers data breaches for businesses. Avg cost of breach: $4.45M. SMBs need it more than ever. Protecting clients? #InsuranceNews
Universal life offers flexibility - adjust premiums/death benefit. Vs variable life (market-linked). Match to client risk tolerance. Which sells better for you? #InsuranceEd
Vanderbilt’s analysis says insurers paid 62¢ in claims per $1 in premiums in 2024, down from 80¢ in the 1980s–1990s. Industry groups say ratios reflect recent losses and solvency needs.
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