Why Robert Kiyosaki is wrong on holding Bitcoin and why JPMorgan just proved it.
Robert Kiyosaki says:
“Buy assets, not liabilities.”
In TradFi, that works.
You buy property, rent it and earn income.
But in crypto, holding Bitcoin isn’t power - it’s passive exposure.
When Retail holds tokens, they wait.
When CEXs hold Retail’s tokens, they rotate :
Lend them out.
Use them as margin.
Earn fees, yield, arbitrage.
Stake or rehypothecate behind the scenes.
Retail stores.
CEXs extract.
Retail thinks they’re the investor.
But they’re the inventory actually.
Now guess who just joined the game ?
JPMorgan is now considering offering loans backed by clients’ crypto holdings.
They want to :
Custody your crypto.
Lend you fiat.
Charge you interest.
Possibly reuse your assets (like CEXs do).
This is not innovation.
This is Wall Street adopting the CEX model - just in regulation-approved clothing.
You don’t become the bank.
They become the bank using your Bitcoin.
Robert Kiyosaki told you to “buy income-producing assets.”
But he forgot to warn you :
If you’re not the one producing the income, then someone else is, by using your asset.
Crypto was supposed to bypass banks.
Now the banks are bypassing you — by using your crypto to become the bank.
Retail holds.
TradFi harvests.
They don’t want your belief.
They want your balance.