📍Yesterday in San Francisco, we did something we don't often do: gather a select group of merchants and spend a full day digging deep into subscription strategy. The @getVGS Subscription Workshop, led by 20-year subscription and payments veteran and VGS’s Head of Payments Strategy, Melissa Shields, went straight to the details of recurring optimization and how to leave nothing on the table. A few moments that stuck with us: 🏗️ Is there an architecture for retention? YES. Melissa shared detailed subscription business models, testing structures, vaulting strategy, real-world credential impacts (and use cases), and mapping strategies for leveraging PSP and Network data to ensure you know ‘why’ your transactions are failing and how to solve for it- without exploding your core cost of payment. 🔁 Everyone wants a silver bullet or a how-to guide for failed payments. There isn't one, only years of actual experience layered with intelligent testing methodologies. The room held robust debate, sharing insights and detailed learnings on industry changes, pain points, and what's still out there to capture. CMSPI’s Robbie MacDiarmid, CPFPP, and CJ Brown put a bow on the session, sharing recent test insights on global CIT, MIT, and AIT performance. ⚖️ A healthy dose of perspective (and humor) was then provided by Marc Roth, who provided a look at the latest subscription laws and compliance requirements for merchants, some industry examples, and what to keep in mind for the year ahead. 🤖Finally, the team wrapped up the day walking through the details of how agentic channels and tokens are evolving, concluding with a fun round of 'test your agentic knowledge' trivia! 🙏 Huge thanks to the amazing roster of merchants who made it a packed house and a day we hope provided outcomes, not just talking points. #Payments #Subscriptions #CardOnFile #AgenticCommerce #PaymentTokenization #Fintech #VGS

Ever wondered how apps like Uber or Netflix remember your card so you never type it again? That's Card on File. New guide covers: • How it works • CIT vs MIT • Tokenization • Charging saved cards ..and more. 👉 dev.to/flutterwaveeng/implem… #DevCommunity #Payments #CardOnFile

Unipaas Unveils Seamless Card-On-File Migration To Accelerate Embedded Payments Growth For SaaS Platforms Read more: financialit.net/news/saas/un… #Unipaas #EmbeddedPayments #SaaS #CardOnFile #PaymentInnovation #finance #fintech #FinancialIT

Payment Account Reference (PAR) is emerging as a powerful alternative to traditional PAN-based identification - optimising loyalty and rewards programmes, reducing fraud, and unlocking deeper customer insights 🔗 buff.ly/IkjJ8zo In his latest editorial for The Paypers, Brady Harris, Chief Executive Officer at @ixopay, explores how PAR is redefining the future of payments and what it means for businesses and consumers alike. ⏳ Don’t get left behind; read the full editorial here ➡️buff.ly/IkjJ8zo #tokenization #cardonfile #PAR #PAN

We're excited to announce the introduction of Velera's #CardOnFile solution, which enables #cardholders to seamlessly update #PaymentMethods across more than 115 merchants! bit.ly/42yI0DY #CreditUnions #payments #WeAreVelera

Read this in the heaviest Pakistani accent you can: “Hello, I am calling to tell you the cardonfile foryourquickbooks support hasexpired” Me: ok thanks, I’ll go online and fix it “SoSorry, you willnot be able to fixThis online” [hangs up]

Today's Digital Transactions News: HungerRush’s Order Updates on Notice; CardFlight’s Card-on-File Access Ease; Fiserv’s Deal with COCC buff.ly/49Bnxjo #payments #restaurants #HungerRush #onlineordering #CardFlight #cardonfile #SwipeSimple #customerdata #Fiserv

CardFlight Eases Card-on-File Access; Bill Debuts 1099 Form Filing Service - Digital Transactions buff.ly/3BmcPR4 #payments #acquiring #CardFlight #SwipeSimple #cardonfile #merchants #1099 #independentcontractors #Bill #taxreporting @CardFlight @SwipeSimple @billcom

Today's Digital Transactions News: AmEx’s New Card-on-File Checkout; Cards Part of Airlines Rewards Inquiry; Plus Weekly Recap buff.ly/3X8rDtm #payments #AmericanExpress #cardonfile #onlinecheckout #creditcards #airlinerewards #cobrandedcreditcards #Paze #ecommerce

AmEx Looks to Smooth Checkouts With a Web-Based Card-on-File Move - Digital Transactions buff.ly/3Xzd9Eq #AmericanExpress #AmEx #Knot #cardonfile #checkout #friction @KnotAPIs @AmericanExpress

American Express and Knot Team Up to Simplify Adding Card-on-File Payment Information Read more: financialit.net/news/payment… #AmericanExpress #Knot #CardOnFile #PaymentSolutions #Finance #Fintech #FinancialIT

Is your Checkout a Castle or a Moat? Do you know that you can Enter Once and Shop Forever? Click, Confirm, and Conquer Checkout with Card-on-File! Tap the link below to know more. #backspacetech #blog #payments #transaction #cards #cardonfile #cof backspace-tech.medium.com/ca…

In today’s digital age, more businesses are offering #contactlesspayment methods for customers, such as #cardonfile transactions. This blog from @TokenEx explains everything you need to know about card-on-file transactions:  bit.ly/3s1ycSy

Texas Rangers Major League Baseball team is offering cashierless shopping with Amazon’s Just Walk Out frictionless shopping platform and Amazon One palm-based payment solution Globe Life Field in Arlington, Texas. zurl.co/jXk1 #payments #contactless #cardonfile

Today’s Digital Transactions News: P2P Fraud’s Big Hurt; Paya’s Integrated Payments Move; Mechanics Adopts Finastra RTP Service buff.ly/3BTqYSM #payments #P2Ppayments #P2Ppaymentsfraud #fraud #integratedpayments #cardonfile #realtimepayments

Paya Partners With 1Retail to Bring Integrated Payments to Small Businesses - Digital Transactions buff.ly/3G9Xdzx #payments #Paya #1Retail #Acumatica #EMV #contactlesspayments #storedpayments #cardonfile

Just finished a new update of our payment system. #Tokenization (card on file) has been enabled and is up and running as we speak. More to come…#cardonfile #twispay

.@RBI has made it mandatory for #eMerchants & #PaymentGateways to have #Tokenisation of Card transactions by 31 Dec '21. The #TSHMerchantGateway by #Thales can help you with compliance & take #CardonFile payments to the next level. thls.co/yS7t50GA1u1 #ThalesinIndia #CoFT

73% of physicians report a one-month lapse between care and payment. Encouraging patients to keep a #cardonfile can increase your practice's #revenueflow. See how here: bddy.me/3jDVgja

Fintech term of this week is Card On File Transaction. Follow the #FintechFriday to learn more about the Fintech ecosystem. #cardonfile #transactions #payments #fintech