Just an update for BOB Eterna users & other BOB cards
#ccgeek #ccgeeks #rupaygeek #creditcard #dcgeek #debitcard #RuPay #UPI
Recently I found out Eterna users calculate their rewards wrongly.
In Eterna card you get full 3.75% reward cashback on spends upto Rs 41,700.
BOB's rewards are calculated somewhat like this -
Bob Snapdeal 2.5% is upto 2000 reward point, 2000 limit is for bonus points, which is 6 for every 100, not 10. So, limit is 33333.
That 2000 points is for 6 per 100 and not 10 per 100. People often confuse it with 10 per 100 and calculate as 20K limit. But it's 6 per 100, so 33333 is limit.
All other BOB Cards Reward info -
For Eterna, there is 5000 limit on bonus points. But that is calculated only on 12 per 100, not 15 per 100. So it gives total 6250 (1250 regular 5000 bonus) points on 41667.
For HPCL, there is 1000 limit on bonus points. But that is calculated only on 8 per 150, not 10 per 150. So it gives total 1250 (250 regular 1000 bonus) points on 18750.
For Snapdeal, there is 2000 limit on bonus points. But that is calculated only on 6 per 100, not 10 per 100. So it gives total 3333 (1333 regular 2000 bonus) points on 33333.