**The Representation Project** (Jennifer Siebel Newsom's nonprofit, focused on gender equity and films): ### Key Donors with CA State Ties Companies that do business with/lobby the state and donated (cumulative figures from public reports, mostly 2010s–early 2020s): - **PG&E**: ~$358,000 (stopped after scrutiny; major regulated utility with state oversight/contracts). - **AT&T**: >$185,000 (heavily regulated telecom with state contracts/payments). - **Comcast**: ~$15,000–$25,000 (telecom with state business). - **Kaiser Permanente**: ~$20,000 (major Medi-Cal/state health contractor). These raised conflict-of-interest questions, as the companies also lobby Newsom's administration. ### Jennifer Siebel Newsom's Pay - **Annual salary** from nonprofit: ~**$150,000–$161,000** (as Founder/CCO). - **Additional** to her production company (Girls Club LLC): ~**$150,000**/year for film work/licensing. - **Combined total**: ~**$300,000** per year. - **Over ~10–12 years**: ~**$3.7–3.8 million** total to her her LLC. This is a large portion of the nonprofit's ~$1–1.7M annual revenue. Latest details available via IRS Form 990s on ProPublica/Guidestar.

**The Representation Project** (Jennifer Siebel Newsom's nonprofit, focused on gender equity and films): ### Key Donors with CA State Ties Companies that do business with/lobby the state and donated (cumulative figures from public reports, mostly 2010s–early 2020s): - **PG&E**: ~$358,000 (stopped after scrutiny; major regulated utility with state oversight/contracts). - **AT&T**: >$185,000 (heavily regulated telecom with state contracts/payments). - **Comcast**: ~$15,000–$25,000 (telecom with state business). - **Kaiser Permanente**: ~$20,000 (major Medi-Cal/state health contractor). These raised conflict-of-interest questions, as the companies also lobby Newsom's administration. ### Jennifer Siebel Newsom's Pay - **Annual salary** from nonprofit: ~**$150,000–$161,000** (as Founder/CCO). - **Additional** to her production company (Girls Club LLC): ~**$150,000**/year for film work/licensing. - **Combined total**: ~**$300,000** per year. - **Over ~10–12 years**: ~**$3.7–3.8 million** total to her her LLC. This is a large portion of the nonprofit's ~$1–1.7M annual revenue. Latest details available via IRS Form 990s on ProPublica/Guidestar.

1️⃣2️⃣ Bu 10 benzerliği yan yana koyduğumuzda şu tablo çıkıyor: 2002’de bu iki yapı birlikte iktidara yürüdü. 2013’te aynı kaynakların kontrolü için birbirine saldırdı. Biri diğerini mahkeme, polis, medya ve uluslararası lobi ile yıkmaya çalıştı. Ama hiçbiri kendi iç yapısını sorgulamadı. Hizmet hareketi onlarca yıl şunu söyledi: “Biz AKP gibi değiliz. Bizim kurumlarımız şeffaf. Bizim yönetimimiz hesap verir. Bizim değerlerimiz farklı.” IRS kayıtları, FBI arama emirleri, mahkeme tutanakları, Texas Comptroller belgeleri, GuideStar beyanları pek öyle demiyor… … AKP’nin kopyası gibi değil mi?! -SON- Not: Serinin beşinci ve sonuncu floodu: “FLOOD 5: MANİFESTO” olacak… Aklınıza mukayyet olun! #HizmetTabanı #İkiKapalıDevre #AKP #Hizmet #Accountability #ŞeffaflıkŞimdi #ABDHizmet #DiasporaReform

Why would you care about a thing like that? In space, which can kill you, MERIT must be the guidestar, not 'diversity'. Who cares if you have enough blacks or women or sex perverts on board an asteroid mining ship, if they get you killed?

Why should we believe anything this nerdy old codger says? What? The credentials below are his? But...but... never mind....my bad. Specialist in: Atomic physics Optics and spectroscopy (especially optical pumping of atoms) Spin-polarized atoms and nuclei Radiation propagation in the atmosphere Adaptive optics (e.g., sodium guidestar for telescopes) His work involves: Quantum mechanics, electromagnetism, and detailed modeling of light-atom interactions, hyperfine structure, and radiative transfer. These fields typically use non-relativistic quantum mechanics and classical or semi-classical approximations, which are highly accurate for the energy scales and velocities involved in his experiments.

World Vision Financial Efficiency and Transparency Recent data (primarily US operations, FY2025):86% of total operating expenses go to programs. 10% fundraising. 4% management/general. worldvision.org Independent ratings: CharityWatch: A- (Top-Rated), 82% program percentage on cash budget, ~$17 cost to raise $100. Charity Navigator: 4/4 stars. High transparency (Candid/GuideStar Platinum seal). charitywatch.org

2. Being "Handcuffed" The term "handcuffed" refers to the increasing burden of regulation and accountability placed on non-profits. This often comes from: Government Oversight: Stricter rules on how funds are used, reported, and disclosed to maintain 501(c)(3) (or equivalent) tax-exempt status. Donor Expectations: A demand for absolute transparency, with public ratings websites (like Charity Navigator, Guidestar) putting pressure on groups to keep "overhead" costs low, even if those costs are essential for a stable, effective organization. Grant Requirements: Major grants often come with extremely specific, complicated reporting requirements on how the money is spent (often called "restricted funding"), limiting the non-profit's flexibility. 3. The Meaning of "WHITLOCK$”

“How Democrats use a well-documented form of internal fraud often called “skimming” (or cash skimming/off-the-books theft) in the nonprofit and fundraising world. It refers to insiders—employees, volunteers, treasurers, executives, or fundraisers—diverting a portion of incoming donations, fees, or contributions before they are fully recorded, acknowledged, or reported as revenue. The organization (and donors) may never see the full “gross” amount, while the skimmer pockets the difference for personal use. theaaci.com How It Typically Works: • Cash or check donations: An employee or volunteer collects cash/checks (e.g., from mail, events, door-to-door, or tills) but doesn’t issue a receipt or log the full amount. They pocket part or all of it before it hits the books. This is “off-books” fraud with little audit trail. theaaci.com • Manipulation of records: Recording only a portion of a donation, diverting checks to a personal or fake account, under-ringing sales at charity shops/thrift stores, or creating fictitious adjustments/voids. nonprofitquarterly.org • Higher-level schemes: Executives or treasurers transferring funds to personal accounts, submitting inflated expenses, or misusing restricted donations. In political committees, treasurers have embezzled large sums from campaign funds. notus.org • Professional fundraisers: Some retain high percentages (sometimes 30–50% of raised funds), which can blur into excessive skimming if not transparent. ko.ag.ny.gov This differs from legitimate fees (e.g., payment processor cuts or hired fundraiser commissions) because it’s unauthorized and hidden. Real-World Examples: • A nonprofit president personally solicited donations and skimmed over $4 million over 15 years; it was only caught when a successor contacted a donor who thought they had never given. theaaci.com • Charity shop volunteers/employees under-ringing sales or pocketing cash—losses in the millions across some organizations. mirror.co.uk • Political cases: Treasurers embezzling hundreds of thousands to millions from campaign committees for personal use (e.g., credit cards, luxuries). notus.org • High-profile embezzlement: Executives at charities diverting millions for luxury living, sometimes pushing organizations near bankruptcy. archive.ph Nonprofits are a common target for occupational fraud (second only to some other sectors in some studies), often due to trust in insiders, weak controls, and cash-heavy operations. legacy.acfe.com Why It Happens and Its Impact: Motives include greed, financial pressure, or opportunity (trusted access poor oversight). It erodes donor trust, reduces funds for the mission, and can lead to legal consequences (prison, repayment orders) for perpetrators. Organizations may face audits, IRS issues, or loss of credibility. ex.hhs.se Prevention Tips… For donors: • Give directly via the organization’s verified website, credit card (with statements), or check made out to the org (not individuals). • Request receipts and review annual reports/tax filings (e.g., Form 990 in the US). • Check watchdog sites like Charity Navigator or GuideStar for financial transparency. For organizations: • Strong internal controls: Segregate duties (e.g., one person collects, another records/deposits), dual approvals, regular audits, and cash-handling policies. • Use electronic payments and reputable processors. • Background checks, oversight of high-access roles, and whistleblower protections. This kind of skimming is unfortunately common enough that fraud experts and associations (like ACFE) highlight it regularly. Transparency and accountability are the best defenses. If you suspect it in a specific case, reporting to authorities or the organization’s board/auditors is key.​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​“

“How Democrats use a well-documented form of internal fraud often called “skimming” (or cash skimming/off-the-books theft) in the nonprofit and fundraising world. It refers to insiders—employees, volunteers, treasurers, executives, or fundraisers—diverting a portion of incoming donations, fees, or contributions before they are fully recorded, acknowledged, or reported as revenue. The organization (and donors) may never see the full “gross” amount, while the skimmer pockets the difference for personal use. theaaci.com How It Typically Works: • Cash or check donations: An employee or volunteer collects cash/checks (e.g., from mail, events, door-to-door, or tills) but doesn’t issue a receipt or log the full amount. They pocket part or all of it before it hits the books. This is “off-books” fraud with little audit trail. theaaci.com • Manipulation of records: Recording only a portion of a donation, diverting checks to a personal or fake account, under-ringing sales at charity shops/thrift stores, or creating fictitious adjustments/voids. nonprofitquarterly.org • Higher-level schemes: Executives or treasurers transferring funds to personal accounts, submitting inflated expenses, or misusing restricted donations. In political committees, treasurers have embezzled large sums from campaign funds. notus.org • Professional fundraisers: Some retain high percentages (sometimes 30–50% of raised funds), which can blur into excessive skimming if not transparent. ko.ag.ny.gov This differs from legitimate fees (e.g., payment processor cuts or hired fundraiser commissions) because it’s unauthorized and hidden. Real-World Examples: • A nonprofit president personally solicited donations and skimmed over $4 million over 15 years; it was only caught when a successor contacted a donor who thought they had never given. theaaci.com • Charity shop volunteers/employees under-ringing sales or pocketing cash—losses in the millions across some organizations. mirror.co.uk • Political cases: Treasurers embezzling hundreds of thousands to millions from campaign committees for personal use (e.g., credit cards, luxuries). notus.org • High-profile embezzlement: Executives at charities diverting millions for luxury living, sometimes pushing organizations near bankruptcy. archive.ph Nonprofits are a common target for occupational fraud (second only to some other sectors in some studies), often due to trust in insiders, weak controls, and cash-heavy operations. legacy.acfe.com Why It Happens and Its Impact: Motives include greed, financial pressure, or opportunity (trusted access poor oversight). It erodes donor trust, reduces funds for the mission, and can lead to legal consequences (prison, repayment orders) for perpetrators. Organizations may face audits, IRS issues, or loss of credibility. ex.hhs.se Prevention Tips… For donors: • Give directly via the organization’s verified website, credit card (with statements), or check made out to the org (not individuals). • Request receipts and review annual reports/tax filings (e.g., Form 990 in the US). • Check watchdog sites like Charity Navigator or GuideStar for financial transparency. For organizations: • Strong internal controls: Segregate duties (e.g., one person collects, another records/deposits), dual approvals, regular audits, and cash-handling policies. • Use electronic payments and reputable processors. • Background checks, oversight of high-access roles, and whistleblower protections. This kind of skimming is unfortunately common enough that fraud experts and associations (like ACFE) highlight it regularly. Transparency and accountability are the best defenses. If you suspect it in a specific case, reporting to authorities or the organization’s board/auditors is key.​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​“

“How Democrats use a well-documented form of internal fraud often called “skimming” (or cash skimming/off-the-books theft) in the nonprofit and fundraising world. It refers to insiders—employees, volunteers, treasurers, executives, or fundraisers—diverting a portion of incoming donations, fees, or contributions before they are fully recorded, acknowledged, or reported as revenue. The organization (and donors) may never see the full “gross” amount, while the skimmer pockets the difference for personal use. theaaci.com How It Typically Works: • Cash or check donations: An employee or volunteer collects cash/checks (e.g., from mail, events, door-to-door, or tills) but doesn’t issue a receipt or log the full amount. They pocket part or all of it before it hits the books. This is “off-books” fraud with little audit trail. theaaci.com • Manipulation of records: Recording only a portion of a donation, diverting checks to a personal or fake account, under-ringing sales at charity shops/thrift stores, or creating fictitious adjustments/voids. nonprofitquarterly.org • Higher-level schemes: Executives or treasurers transferring funds to personal accounts, submitting inflated expenses, or misusing restricted donations. In political committees, treasurers have embezzled large sums from campaign funds. notus.org • Professional fundraisers: Some retain high percentages (sometimes 30–50% of raised funds), which can blur into excessive skimming if not transparent. ko.ag.ny.gov This differs from legitimate fees (e.g., payment processor cuts or hired fundraiser commissions) because it’s unauthorized and hidden. Real-World Examples: • A nonprofit president personally solicited donations and skimmed over $4 million over 15 years; it was only caught when a successor contacted a donor who thought they had never given. theaaci.com • Charity shop volunteers/employees under-ringing sales or pocketing cash—losses in the millions across some organizations. mirror.co.uk • Political cases: Treasurers embezzling hundreds of thousands to millions from campaign committees for personal use (e.g., credit cards, luxuries). notus.org • High-profile embezzlement: Executives at charities diverting millions for luxury living, sometimes pushing organizations near bankruptcy. archive.ph Nonprofits are a common target for occupational fraud (second only to some other sectors in some studies), often due to trust in insiders, weak controls, and cash-heavy operations. legacy.acfe.com Why It Happens and Its Impact: Motives include greed, financial pressure, or opportunity (trusted access poor oversight). It erodes donor trust, reduces funds for the mission, and can lead to legal consequences (prison, repayment orders) for perpetrators. Organizations may face audits, IRS issues, or loss of credibility. ex.hhs.se Prevention Tips… For donors: • Give directly via the organization’s verified website, credit card (with statements), or check made out to the org (not individuals). • Request receipts and review annual reports/tax filings (e.g., Form 990 in the US). • Check watchdog sites like Charity Navigator or GuideStar for financial transparency. For organizations: • Strong internal controls: Segregate duties (e.g., one person collects, another records/deposits), dual approvals, regular audits, and cash-handling policies. • Use electronic payments and reputable processors. • Background checks, oversight of high-access roles, and whistleblower protections. This kind of skimming is unfortunately common enough that fraud experts and associations (like ACFE) highlight it regularly. Transparency and accountability are the best defenses. If you suspect it in a specific case, reporting to authorities or the organization’s board/auditors is key.​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​“

“How Democrats use a well-documented form of internal fraud often called “skimming” (or cash skimming/off-the-books theft) in the nonprofit and fundraising world. It refers to insiders—employees, volunteers, treasurers, executives, or fundraisers—diverting a portion of incoming donations, fees, or contributions before they are fully recorded, acknowledged, or reported as revenue. The organization (and donors) may never see the full “gross” amount, while the skimmer pockets the difference for personal use. theaaci.com How It Typically Works: • Cash or check donations: An employee or volunteer collects cash/checks (e.g., from mail, events, door-to-door, or tills) but doesn’t issue a receipt or log the full amount. They pocket part or all of it before it hits the books. This is “off-books” fraud with little audit trail. theaaci.com • Manipulation of records: Recording only a portion of a donation, diverting checks to a personal or fake account, under-ringing sales at charity shops/thrift stores, or creating fictitious adjustments/voids. nonprofitquarterly.org • Higher-level schemes: Executives or treasurers transferring funds to personal accounts, submitting inflated expenses, or misusing restricted donations. In political committees, treasurers have embezzled large sums from campaign funds. notus.org • Professional fundraisers: Some retain high percentages (sometimes 30–50% of raised funds), which can blur into excessive skimming if not transparent. ko.ag.ny.gov This differs from legitimate fees (e.g., payment processor cuts or hired fundraiser commissions) because it’s unauthorized and hidden. Real-World Examples: • A nonprofit president personally solicited donations and skimmed over $4 million over 15 years; it was only caught when a successor contacted a donor who thought they had never given. theaaci.com • Charity shop volunteers/employees under-ringing sales or pocketing cash—losses in the millions across some organizations. mirror.co.uk • Political cases: Treasurers embezzling hundreds of thousands to millions from campaign committees for personal use (e.g., credit cards, luxuries). notus.org • High-profile embezzlement: Executives at charities diverting millions for luxury living, sometimes pushing organizations near bankruptcy. archive.ph Nonprofits are a common target for occupational fraud (second only to some other sectors in some studies), often due to trust in insiders, weak controls, and cash-heavy operations. legacy.acfe.com Why It Happens and Its Impact: Motives include greed, financial pressure, or opportunity (trusted access poor oversight). It erodes donor trust, reduces funds for the mission, and can lead to legal consequences (prison, repayment orders) for perpetrators. Organizations may face audits, IRS issues, or loss of credibility. ex.hhs.se Prevention Tips… For donors: • Give directly via the organization’s verified website, credit card (with statements), or check made out to the org (not individuals). • Request receipts and review annual reports/tax filings (e.g., Form 990 in the US). • Check watchdog sites like Charity Navigator or GuideStar for financial transparency. For organizations: • Strong internal controls: Segregate duties (e.g., one person collects, another records/deposits), dual approvals, regular audits, and cash-handling policies. • Use electronic payments and reputable processors. • Background checks, oversight of high-access roles, and whistleblower protections. This kind of skimming is unfortunately common enough that fraud experts and associations (like ACFE) highlight it regularly. Transparency and accountability are the best defenses. If you suspect it in a specific case, reporting to authorities or the organization’s board/auditors is key.​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​“

“How Democrats use a well-documented form of internal fraud often called “skimming” (or cash skimming/off-the-books theft) in the nonprofit and fundraising world. It refers to insiders—employees, volunteers, treasurers, executives, or fundraisers—diverting a portion of incoming donations, fees, or contributions before they are fully recorded, acknowledged, or reported as revenue. The organization (and donors) may never see the full “gross” amount, while the skimmer pockets the difference for personal use. theaaci.com How It Typically Works: • Cash or check donations: An employee or volunteer collects cash/checks (e.g., from mail, events, door-to-door, or tills) but doesn’t issue a receipt or log the full amount. They pocket part or all of it before it hits the books. This is “off-books” fraud with little audit trail. theaaci.com • Manipulation of records: Recording only a portion of a donation, diverting checks to a personal or fake account, under-ringing sales at charity shops/thrift stores, or creating fictitious adjustments/voids. nonprofitquarterly.org • Higher-level schemes: Executives or treasurers transferring funds to personal accounts, submitting inflated expenses, or misusing restricted donations. In political committees, treasurers have embezzled large sums from campaign funds. notus.org • Professional fundraisers: Some retain high percentages (sometimes 30–50% of raised funds), which can blur into excessive skimming if not transparent. ko.ag.ny.gov This differs from legitimate fees (e.g., payment processor cuts or hired fundraiser commissions) because it’s unauthorized and hidden. Real-World Examples: • A nonprofit president personally solicited donations and skimmed over $4 million over 15 years; it was only caught when a successor contacted a donor who thought they had never given. theaaci.com • Charity shop volunteers/employees under-ringing sales or pocketing cash—losses in the millions across some organizations. mirror.co.uk • Political cases: Treasurers embezzling hundreds of thousands to millions from campaign committees for personal use (e.g., credit cards, luxuries). notus.org • High-profile embezzlement: Executives at charities diverting millions for luxury living, sometimes pushing organizations near bankruptcy. archive.ph Nonprofits are a common target for occupational fraud (second only to some other sectors in some studies), often due to trust in insiders, weak controls, and cash-heavy operations. legacy.acfe.com Why It Happens and Its Impact: Motives include greed, financial pressure, or opportunity (trusted access poor oversight). It erodes donor trust, reduces funds for the mission, and can lead to legal consequences (prison, repayment orders) for perpetrators. Organizations may face audits, IRS issues, or loss of credibility. ex.hhs.se Prevention Tips… For donors: • Give directly via the organization’s verified website, credit card (with statements), or check made out to the org (not individuals). • Request receipts and review annual reports/tax filings (e.g., Form 990 in the US). • Check watchdog sites like Charity Navigator or GuideStar for financial transparency. For organizations: • Strong internal controls: Segregate duties (e.g., one person collects, another records/deposits), dual approvals, regular audits, and cash-handling policies. • Use electronic payments and reputable processors. • Background checks, oversight of high-access roles, and whistleblower protections. This kind of skimming is unfortunately common enough that fraud experts and associations (like ACFE) highlight it regularly. Transparency and accountability are the best defenses. If you suspect it in a specific case, reporting to authorities or the organization’s board/auditors is key.​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​“

“How Democrats use a well-documented form of internal fraud often called “skimming” (or cash skimming/off-the-books theft) in the nonprofit and fundraising world. It refers to insiders—employees, volunteers, treasurers, executives, or fundraisers—diverting a portion of incoming donations, fees, or contributions before they are fully recorded, acknowledged, or reported as revenue. The organization (and donors) may never see the full “gross” amount, while the skimmer pockets the difference for personal use. theaaci.com How It Typically Works: • Cash or check donations: An employee or volunteer collects cash/checks (e.g., from mail, events, door-to-door, or tills) but doesn’t issue a receipt or log the full amount. They pocket part or all of it before it hits the books. This is “off-books” fraud with little audit trail. theaaci.com • Manipulation of records: Recording only a portion of a donation, diverting checks to a personal or fake account, under-ringing sales at charity shops/thrift stores, or creating fictitious adjustments/voids. nonprofitquarterly.org • Higher-level schemes: Executives or treasurers transferring funds to personal accounts, submitting inflated expenses, or misusing restricted donations. In political committees, treasurers have embezzled large sums from campaign funds. notus.org • Professional fundraisers: Some retain high percentages (sometimes 30–50% of raised funds), which can blur into excessive skimming if not transparent. ko.ag.ny.gov This differs from legitimate fees (e.g., payment processor cuts or hired fundraiser commissions) because it’s unauthorized and hidden. Real-World Examples: • A nonprofit president personally solicited donations and skimmed over $4 million over 15 years; it was only caught when a successor contacted a donor who thought they had never given. theaaci.com • Charity shop volunteers/employees under-ringing sales or pocketing cash—losses in the millions across some organizations. mirror.co.uk • Political cases: Treasurers embezzling hundreds of thousands to millions from campaign committees for personal use (e.g., credit cards, luxuries). notus.org • High-profile embezzlement: Executives at charities diverting millions for luxury living, sometimes pushing organizations near bankruptcy. archive.ph Nonprofits are a common target for occupational fraud (second only to some other sectors in some studies), often due to trust in insiders, weak controls, and cash-heavy operations. legacy.acfe.com Why It Happens and Its Impact: Motives include greed, financial pressure, or opportunity (trusted access poor oversight). It erodes donor trust, reduces funds for the mission, and can lead to legal consequences (prison, repayment orders) for perpetrators. Organizations may face audits, IRS issues, or loss of credibility. ex.hhs.se Prevention Tips… For donors: • Give directly via the organization’s verified website, credit card (with statements), or check made out to the org (not individuals). • Request receipts and review annual reports/tax filings (e.g., Form 990 in the US). • Check watchdog sites like Charity Navigator or GuideStar for financial transparency. For organizations: • Strong internal controls: Segregate duties (e.g., one person collects, another records/deposits), dual approvals, regular audits, and cash-handling policies. • Use electronic payments and reputable processors. • Background checks, oversight of high-access roles, and whistleblower protections. This kind of skimming is unfortunately common enough that fraud experts and associations (like ACFE) highlight it regularly. Transparency and accountability are the best defenses. If you suspect it in a specific case, reporting to authorities or the organization’s board/auditors is key.​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​“

“How Democrats use a well-documented form of internal fraud often called “skimming” (or cash skimming/off-the-books theft) in the nonprofit and fundraising world. It refers to insiders—employees, volunteers, treasurers, executives, or fundraisers—diverting a portion of incoming donations, fees, or contributions before they are fully recorded, acknowledged, or reported as revenue. The organization (and donors) may never see the full “gross” amount, while the skimmer pockets the difference for personal use. theaaci.com How It Typically Works: • Cash or check donations: An employee or volunteer collects cash/checks (e.g., from mail, events, door-to-door, or tills) but doesn’t issue a receipt or log the full amount. They pocket part or all of it before it hits the books. This is “off-books” fraud with little audit trail. theaaci.com • Manipulation of records: Recording only a portion of a donation, diverting checks to a personal or fake account, under-ringing sales at charity shops/thrift stores, or creating fictitious adjustments/voids. nonprofitquarterly.org • Higher-level schemes: Executives or treasurers transferring funds to personal accounts, submitting inflated expenses, or misusing restricted donations. In political committees, treasurers have embezzled large sums from campaign funds. notus.org • Professional fundraisers: Some retain high percentages (sometimes 30–50% of raised funds), which can blur into excessive skimming if not transparent. ko.ag.ny.gov This differs from legitimate fees (e.g., payment processor cuts or hired fundraiser commissions) because it’s unauthorized and hidden. Real-World Examples: • A nonprofit president personally solicited donations and skimmed over $4 million over 15 years; it was only caught when a successor contacted a donor who thought they had never given. theaaci.com • Charity shop volunteers/employees under-ringing sales or pocketing cash—losses in the millions across some organizations. mirror.co.uk • Political cases: Treasurers embezzling hundreds of thousands to millions from campaign committees for personal use (e.g., credit cards, luxuries). notus.org • High-profile embezzlement: Executives at charities diverting millions for luxury living, sometimes pushing organizations near bankruptcy. archive.ph Nonprofits are a common target for occupational fraud (second only to some other sectors in some studies), often due to trust in insiders, weak controls, and cash-heavy operations. legacy.acfe.com Why It Happens and Its Impact: Motives include greed, financial pressure, or opportunity (trusted access poor oversight). It erodes donor trust, reduces funds for the mission, and can lead to legal consequences (prison, repayment orders) for perpetrators. Organizations may face audits, IRS issues, or loss of credibility. ex.hhs.se Prevention Tips… For donors: • Give directly via the organization’s verified website, credit card (with statements), or check made out to the org (not individuals). • Request receipts and review annual reports/tax filings (e.g., Form 990 in the US). • Check watchdog sites like Charity Navigator or GuideStar for financial transparency. For organizations: • Strong internal controls: Segregate duties (e.g., one person collects, another records/deposits), dual approvals, regular audits, and cash-handling policies. • Use electronic payments and reputable processors. • Background checks, oversight of high-access roles, and whistleblower protections. This kind of skimming is unfortunately common enough that fraud experts and associations (like ACFE) highlight it regularly. Transparency and accountability are the best defenses. If you suspect it in a specific case, reporting to authorities or the organization’s board/auditors is key.​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​“

“How Democrats use a well-documented form of internal fraud often called “skimming” (or cash skimming/off-the-books theft) in the nonprofit and fundraising world. It refers to insiders—employees, volunteers, treasurers, executives, or fundraisers—diverting a portion of incoming donations, fees, or contributions before they are fully recorded, acknowledged, or reported as revenue. The organization (and donors) may never see the full “gross” amount, while the skimmer pockets the difference for personal use. theaaci.com How It Typically Works: • Cash or check donations: An employee or volunteer collects cash/checks (e.g., from mail, events, door-to-door, or tills) but doesn’t issue a receipt or log the full amount. They pocket part or all of it before it hits the books. This is “off-books” fraud with little audit trail. theaaci.com • Manipulation of records: Recording only a portion of a donation, diverting checks to a personal or fake account, under-ringing sales at charity shops/thrift stores, or creating fictitious adjustments/voids. nonprofitquarterly.org • Higher-level schemes: Executives or treasurers transferring funds to personal accounts, submitting inflated expenses, or misusing restricted donations. In political committees, treasurers have embezzled large sums from campaign funds. notus.org • Professional fundraisers: Some retain high percentages (sometimes 30–50% of raised funds), which can blur into excessive skimming if not transparent. ko.ag.ny.gov This differs from legitimate fees (e.g., payment processor cuts or hired fundraiser commissions) because it’s unauthorized and hidden. Real-World Examples: • A nonprofit president personally solicited donations and skimmed over $4 million over 15 years; it was only caught when a successor contacted a donor who thought they had never given. theaaci.com • Charity shop volunteers/employees under-ringing sales or pocketing cash—losses in the millions across some organizations. mirror.co.uk • Political cases: Treasurers embezzling hundreds of thousands to millions from campaign committees for personal use (e.g., credit cards, luxuries). notus.org • High-profile embezzlement: Executives at charities diverting millions for luxury living, sometimes pushing organizations near bankruptcy. archive.ph Nonprofits are a common target for occupational fraud (second only to some other sectors in some studies), often due to trust in insiders, weak controls, and cash-heavy operations. legacy.acfe.com Why It Happens and Its Impact: Motives include greed, financial pressure, or opportunity (trusted access poor oversight). It erodes donor trust, reduces funds for the mission, and can lead to legal consequences (prison, repayment orders) for perpetrators. Organizations may face audits, IRS issues, or loss of credibility. ex.hhs.se Prevention Tips… For donors: • Give directly via the organization’s verified website, credit card (with statements), or check made out to the org (not individuals). • Request receipts and review annual reports/tax filings (e.g., Form 990 in the US). • Check watchdog sites like Charity Navigator or GuideStar for financial transparency. For organizations: • Strong internal controls: Segregate duties (e.g., one person collects, another records/deposits), dual approvals, regular audits, and cash-handling policies. • Use electronic payments and reputable processors. • Background checks, oversight of high-access roles, and whistleblower protections. This kind of skimming is unfortunately common enough that fraud experts and associations (like ACFE) highlight it regularly. Transparency and accountability are the best defenses. If you suspect it in a specific case, reporting to authorities or the organization’s board/auditors is key.​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​“

“How Democrats use a well-documented form of internal fraud often called “skimming” (or cash skimming/off-the-books theft) in the nonprofit and fundraising world. It refers to insiders—employees, volunteers, treasurers, executives, or fundraisers—diverting a portion of incoming donations, fees, or contributions before they are fully recorded, acknowledged, or reported as revenue. The organization (and donors) may never see the full “gross” amount, while the skimmer pockets the difference for personal use. theaaci.com How It Typically Works: • Cash or check donations: An employee or volunteer collects cash/checks (e.g., from mail, events, door-to-door, or tills) but doesn’t issue a receipt or log the full amount. They pocket part or all of it before it hits the books. This is “off-books” fraud with little audit trail. theaaci.com • Manipulation of records: Recording only a portion of a donation, diverting checks to a personal or fake account, under-ringing sales at charity shops/thrift stores, or creating fictitious adjustments/voids. nonprofitquarterly.org • Higher-level schemes: Executives or treasurers transferring funds to personal accounts, submitting inflated expenses, or misusing restricted donations. In political committees, treasurers have embezzled large sums from campaign funds. notus.org • Professional fundraisers: Some retain high percentages (sometimes 30–50% of raised funds), which can blur into excessive skimming if not transparent. ko.ag.ny.gov This differs from legitimate fees (e.g., payment processor cuts or hired fundraiser commissions) because it’s unauthorized and hidden. Real-World Examples: • A nonprofit president personally solicited donations and skimmed over $4 million over 15 years; it was only caught when a successor contacted a donor who thought they had never given. theaaci.com • Charity shop volunteers/employees under-ringing sales or pocketing cash—losses in the millions across some organizations. mirror.co.uk • Political cases: Treasurers embezzling hundreds of thousands to millions from campaign committees for personal use (e.g., credit cards, luxuries). notus.org • High-profile embezzlement: Executives at charities diverting millions for luxury living, sometimes pushing organizations near bankruptcy. archive.ph Nonprofits are a common target for occupational fraud (second only to some other sectors in some studies), often due to trust in insiders, weak controls, and cash-heavy operations. legacy.acfe.com Why It Happens and Its Impact: Motives include greed, financial pressure, or opportunity (trusted access poor oversight). It erodes donor trust, reduces funds for the mission, and can lead to legal consequences (prison, repayment orders) for perpetrators. Organizations may face audits, IRS issues, or loss of credibility. ex.hhs.se Prevention Tips… For donors: • Give directly via the organization’s verified website, credit card (with statements), or check made out to the org (not individuals). • Request receipts and review annual reports/tax filings (e.g., Form 990 in the US). • Check watchdog sites like Charity Navigator or GuideStar for financial transparency. For organizations: • Strong internal controls: Segregate duties (e.g., one person collects, another records/deposits), dual approvals, regular audits, and cash-handling policies. • Use electronic payments and reputable processors. • Background checks, oversight of high-access roles, and whistleblower protections. This kind of skimming is unfortunately common enough that fraud experts and associations (like ACFE) highlight it regularly. Transparency and accountability are the best defenses. If you suspect it in a specific case, reporting to authorities or the organization’s board/auditors is key.​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​“

“How Democrats use a well-documented form of internal fraud often called “skimming” (or cash skimming/off-the-books theft) in the nonprofit and fundraising world. It refers to insiders—employees, volunteers, treasurers, executives, or fundraisers—diverting a portion of incoming donations, fees, or contributions before they are fully recorded, acknowledged, or reported as revenue. The organization (and donors) may never see the full “gross” amount, while the skimmer pockets the difference for personal use. theaaci.com How It Typically Works: • Cash or check donations: An employee or volunteer collects cash/checks (e.g., from mail, events, door-to-door, or tills) but doesn’t issue a receipt or log the full amount. They pocket part or all of it before it hits the books. This is “off-books” fraud with little audit trail. theaaci.com • Manipulation of records: Recording only a portion of a donation, diverting checks to a personal or fake account, under-ringing sales at charity shops/thrift stores, or creating fictitious adjustments/voids. nonprofitquarterly.org • Higher-level schemes: Executives or treasurers transferring funds to personal accounts, submitting inflated expenses, or misusing restricted donations. In political committees, treasurers have embezzled large sums from campaign funds. notus.org • Professional fundraisers: Some retain high percentages (sometimes 30–50% of raised funds), which can blur into excessive skimming if not transparent. ko.ag.ny.gov This differs from legitimate fees (e.g., payment processor cuts or hired fundraiser commissions) because it’s unauthorized and hidden. Real-World Examples: • A nonprofit president personally solicited donations and skimmed over $4 million over 15 years; it was only caught when a successor contacted a donor who thought they had never given. theaaci.com • Charity shop volunteers/employees under-ringing sales or pocketing cash—losses in the millions across some organizations. mirror.co.uk • Political cases: Treasurers embezzling hundreds of thousands to millions from campaign committees for personal use (e.g., credit cards, luxuries). notus.org • High-profile embezzlement: Executives at charities diverting millions for luxury living, sometimes pushing organizations near bankruptcy. archive.ph Nonprofits are a common target for occupational fraud (second only to some other sectors in some studies), often due to trust in insiders, weak controls, and cash-heavy operations. legacy.acfe.com Why It Happens and Its Impact: Motives include greed, financial pressure, or opportunity (trusted access poor oversight). It erodes donor trust, reduces funds for the mission, and can lead to legal consequences (prison, repayment orders) for perpetrators. Organizations may face audits, IRS issues, or loss of credibility. ex.hhs.se Prevention Tips… For donors: • Give directly via the organization’s verified website, credit card (with statements), or check made out to the org (not individuals). • Request receipts and review annual reports/tax filings (e.g., Form 990 in the US). • Check watchdog sites like Charity Navigator or GuideStar for financial transparency. For organizations: • Strong internal controls: Segregate duties (e.g., one person collects, another records/deposits), dual approvals, regular audits, and cash-handling policies. • Use electronic payments and reputable processors. • Background checks, oversight of high-access roles, and whistleblower protections. This kind of skimming is unfortunately common enough that fraud experts and associations (like ACFE) highlight it regularly. Transparency and accountability are the best defenses. If you suspect it in a specific case, reporting to authorities or the organization’s board/auditors is key.​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​“

“How Democrats use a well-documented form of internal fraud often called “skimming” (or cash skimming/off-the-books theft) in the nonprofit and fundraising world. It refers to insiders—employees, volunteers, treasurers, executives, or fundraisers—diverting a portion of incoming donations, fees, or contributions before they are fully recorded, acknowledged, or reported as revenue. The organization (and donors) may never see the full “gross” amount, while the skimmer pockets the difference for personal use. theaaci.com How It Typically Works: • Cash or check donations: An employee or volunteer collects cash/checks (e.g., from mail, events, door-to-door, or tills) but doesn’t issue a receipt or log the full amount. They pocket part or all of it before it hits the books. This is “off-books” fraud with little audit trail. theaaci.com • Manipulation of records: Recording only a portion of a donation, diverting checks to a personal or fake account, under-ringing sales at charity shops/thrift stores, or creating fictitious adjustments/voids. nonprofitquarterly.org • Higher-level schemes: Executives or treasurers transferring funds to personal accounts, submitting inflated expenses, or misusing restricted donations. In political committees, treasurers have embezzled large sums from campaign funds. notus.org • Professional fundraisers: Some retain high percentages (sometimes 30–50% of raised funds), which can blur into excessive skimming if not transparent. ko.ag.ny.gov This differs from legitimate fees (e.g., payment processor cuts or hired fundraiser commissions) because it’s unauthorized and hidden. Real-World Examples: • A nonprofit president personally solicited donations and skimmed over $4 million over 15 years; it was only caught when a successor contacted a donor who thought they had never given. theaaci.com • Charity shop volunteers/employees under-ringing sales or pocketing cash—losses in the millions across some organizations. mirror.co.uk • Political cases: Treasurers embezzling hundreds of thousands to millions from campaign committees for personal use (e.g., credit cards, luxuries). notus.org • High-profile embezzlement: Executives at charities diverting millions for luxury living, sometimes pushing organizations near bankruptcy. archive.ph Nonprofits are a common target for occupational fraud (second only to some other sectors in some studies), often due to trust in insiders, weak controls, and cash-heavy operations. legacy.acfe.com Why It Happens and Its Impact: Motives include greed, financial pressure, or opportunity (trusted access poor oversight). It erodes donor trust, reduces funds for the mission, and can lead to legal consequences (prison, repayment orders) for perpetrators. Organizations may face audits, IRS issues, or loss of credibility. ex.hhs.se Prevention Tips… For donors: • Give directly via the organization’s verified website, credit card (with statements), or check made out to the org (not individuals). • Request receipts and review annual reports/tax filings (e.g., Form 990 in the US). • Check watchdog sites like Charity Navigator or GuideStar for financial transparency. For organizations: • Strong internal controls: Segregate duties (e.g., one person collects, another records/deposits), dual approvals, regular audits, and cash-handling policies. • Use electronic payments and reputable processors. • Background checks, oversight of high-access roles, and whistleblower protections. This kind of skimming is unfortunately common enough that fraud experts and associations (like ACFE) highlight it regularly. Transparency and accountability are the best defenses. If you suspect it in a specific case, reporting to authorities or the organization’s board/auditors is key.​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​“

“How Democrats use a well-documented form of internal fraud often called “skimming” (or cash skimming/off-the-books theft) in the nonprofit and fundraising world. It refers to insiders—employees, volunteers, treasurers, executives, or fundraisers—diverting a portion of incoming donations, fees, or contributions before they are fully recorded, acknowledged, or reported as revenue. The organization (and donors) may never see the full “gross” amount, while the skimmer pockets the difference for personal use. theaaci.com How It Typically Works: • Cash or check donations: An employee or volunteer collects cash/checks (e.g., from mail, events, door-to-door, or tills) but doesn’t issue a receipt or log the full amount. They pocket part or all of it before it hits the books. This is “off-books” fraud with little audit trail. theaaci.com • Manipulation of records: Recording only a portion of a donation, diverting checks to a personal or fake account, under-ringing sales at charity shops/thrift stores, or creating fictitious adjustments/voids. nonprofitquarterly.org • Higher-level schemes: Executives or treasurers transferring funds to personal accounts, submitting inflated expenses, or misusing restricted donations. In political committees, treasurers have embezzled large sums from campaign funds. notus.org • Professional fundraisers: Some retain high percentages (sometimes 30–50% of raised funds), which can blur into excessive skimming if not transparent. ko.ag.ny.gov This differs from legitimate fees (e.g., payment processor cuts or hired fundraiser commissions) because it’s unauthorized and hidden. Real-World Examples: • A nonprofit president personally solicited donations and skimmed over $4 million over 15 years; it was only caught when a successor contacted a donor who thought they had never given. theaaci.com • Charity shop volunteers/employees under-ringing sales or pocketing cash—losses in the millions across some organizations. mirror.co.uk • Political cases: Treasurers embezzling hundreds of thousands to millions from campaign committees for personal use (e.g., credit cards, luxuries). notus.org • High-profile embezzlement: Executives at charities diverting millions for luxury living, sometimes pushing organizations near bankruptcy. archive.ph Nonprofits are a common target for occupational fraud (second only to some other sectors in some studies), often due to trust in insiders, weak controls, and cash-heavy operations. legacy.acfe.com Why It Happens and Its Impact: Motives include greed, financial pressure, or opportunity (trusted access poor oversight). It erodes donor trust, reduces funds for the mission, and can lead to legal consequences (prison, repayment orders) for perpetrators. Organizations may face audits, IRS issues, or loss of credibility. ex.hhs.se Prevention Tips… For donors: • Give directly via the organization’s verified website, credit card (with statements), or check made out to the org (not individuals). • Request receipts and review annual reports/tax filings (e.g., Form 990 in the US). • Check watchdog sites like Charity Navigator or GuideStar for financial transparency. For organizations: • Strong internal controls: Segregate duties (e.g., one person collects, another records/deposits), dual approvals, regular audits, and cash-handling policies. • Use electronic payments and reputable processors. • Background checks, oversight of high-access roles, and whistleblower protections. This kind of skimming is unfortunately common enough that fraud experts and associations (like ACFE) highlight it regularly. Transparency and accountability are the best defenses. If you suspect it in a specific case, reporting to authorities or the organization’s board/auditors is key.​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​“

“How Democrats use a well-documented form of internal fraud often called “skimming” (or cash skimming/off-the-books theft) in the nonprofit and fundraising world. It refers to insiders—employees, volunteers, treasurers, executives, or fundraisers—diverting a portion of incoming donations, fees, or contributions before they are fully recorded, acknowledged, or reported as revenue. The organization (and donors) may never see the full “gross” amount, while the skimmer pockets the difference for personal use. theaaci.com How It Typically Works: • Cash or check donations: An employee or volunteer collects cash/checks (e.g., from mail, events, door-to-door, or tills) but doesn’t issue a receipt or log the full amount. They pocket part or all of it before it hits the books. This is “off-books” fraud with little audit trail. theaaci.com • Manipulation of records: Recording only a portion of a donation, diverting checks to a personal or fake account, under-ringing sales at charity shops/thrift stores, or creating fictitious adjustments/voids. nonprofitquarterly.org • Higher-level schemes: Executives or treasurers transferring funds to personal accounts, submitting inflated expenses, or misusing restricted donations. In political committees, treasurers have embezzled large sums from campaign funds. notus.org • Professional fundraisers: Some retain high percentages (sometimes 30–50% of raised funds), which can blur into excessive skimming if not transparent. ko.ag.ny.gov This differs from legitimate fees (e.g., payment processor cuts or hired fundraiser commissions) because it’s unauthorized and hidden. Real-World Examples: • A nonprofit president personally solicited donations and skimmed over $4 million over 15 years; it was only caught when a successor contacted a donor who thought they had never given. theaaci.com • Charity shop volunteers/employees under-ringing sales or pocketing cash—losses in the millions across some organizations. mirror.co.uk • Political cases: Treasurers embezzling hundreds of thousands to millions from campaign committees for personal use (e.g., credit cards, luxuries). notus.org • High-profile embezzlement: Executives at charities diverting millions for luxury living, sometimes pushing organizations near bankruptcy. archive.ph Nonprofits are a common target for occupational fraud (second only to some other sectors in some studies), often due to trust in insiders, weak controls, and cash-heavy operations. legacy.acfe.com Why It Happens and Its Impact: Motives include greed, financial pressure, or opportunity (trusted access poor oversight). It erodes donor trust, reduces funds for the mission, and can lead to legal consequences (prison, repayment orders) for perpetrators. Organizations may face audits, IRS issues, or loss of credibility. ex.hhs.se Prevention Tips… For donors: • Give directly via the organization’s verified website, credit card (with statements), or check made out to the org (not individuals). • Request receipts and review annual reports/tax filings (e.g., Form 990 in the US). • Check watchdog sites like Charity Navigator or GuideStar for financial transparency. For organizations: • Strong internal controls: Segregate duties (e.g., one person collects, another records/deposits), dual approvals, regular audits, and cash-handling policies. • Use electronic payments and reputable processors. • Background checks, oversight of high-access roles, and whistleblower protections. This kind of skimming is unfortunately common enough that fraud experts and associations (like ACFE) highlight it regularly. Transparency and accountability are the best defenses. If you suspect it in a specific case, reporting to authorities or the organization’s board/auditors is key.​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​“