Excess Protection is made of two parts: The Insurer sets a Compulsory excess based on model, make, age and condition of your car. Voluntary excess is the amount you willingly agree to pay on top of the Compulsory excess. #InsuranceExclusions

Excess Protection: is the amount you agree to pay towards a claim. This amount is paid upfront to kick start a claim. The excess will be refunded to you if you are found not at fault of a liability e.g you did not cause an accident. #InsuranceExclusions