🚨 How to Prep for the New VAMP (Visa Acquirer Monitoring Program)
⚠️ Rolls out tomorrow – enforcement delayed until Oct 1... but don’t sleep on it.
💳 TLDR : Visa is cracking down on high-risk merchants & acquirers, but there is pushback in the high risk space (myself included) to make VAMP more favorable to merchants and acquirers. More updates to come as I know them.
Here’s how not to lose your payment processing 🔽
🔥 Mission-Critical List:
📊 Know Your Numbers
• Monitor fraud non-fraud disputes weekly
• Targets:
◦ < 1.5% by Oct 2025
◦ < 0.9% by Jan 2026
• Use tools like
@Stripe Radar, Midigator, or
@disputifier
💡 Ditch Sketchy Billing Practices
• No vague descriptors (e.g. “ONLINE1234”)
• Use clear names, support emails, and transparent trial terms
🧠 Rethink “High-Risk” Offers
• Free trials where client is opted in automatically
• High AOV rebills or worthless 'low value' rebills to be a part of a club for future discount?
👉 Clean them up. Keep confusion low, disputes lower
📞 Strengthen Customer Support
• Chatbots, WhatsApp, VAs = must
• Goal: <2 hour response time
• Use RDR/CDRN to deflect chargebacks now
🔐 Fraud Prevention Isn’t Optional
• Use AVS, 3DS, IP Geolocation, Device Fingerprinting
• Run clean, verified traffic
• Visa expects proactive fraud defense now
👩💻 Train Your Team / VAs
• Spot red flags
• Escalate fast
• Prevent issues before they turn into chargebacks
✅ Stay ahead of it now — or risk blowing up your merchant account and Visa profile.
Want a non-biased risk review or full stack audit?
👉 DM me or hit us up at
compaytence.com
#VAMP #Visa #Payments #HighRisk #MerchantProcessing #Chargebacks #Ecommerce #Fintech