Health Insurance (self employed) is such a joke.
We pay around $3500 a month for 4 people
Son went to the ER after a bike crash, no major tests or scans, basic blood work and exam. There an hour.
They billed $2800 ON TOP on a $500 co-pay and our insurance covered $568
It's so easy to see how medical bills bankrupt people. I am $9,000 OUT OF POCKET PLUS $3500 a month SO FAR in 2026 - maddening