2026: The year the AI Agent economy officially launched. AI agents are now transacting, trading, and communicating autonomously. Not sci-fi. Happening now. Visa already processed over 200M AI agent‑to‑agent transactions in just 3 months. But there’s one big problem: AI agents don’t trust each other. We need a trust layer for agent‑to‑agent transactions. We already have it. That’s why major Web3 players like @Lbank_Exchange and @MoonPay are all in. Watch this 3‑min video to understand: How many trillions McKinsey predicts by 2030 How identity is solved for autonomous agents What KYA (Know Your Agent) means I promise it’s not a waste of your time. Like, subscribe & share if you want to stay ahead of the biggest tech shift of the decade. #Lbank #MoonPay #openwalletstandard #aiagenteconomy #blockchain #web3 #crypto #x402protocol

You can now spin up and manage non-custodial wallets on demand for ANY CHAIN powered by #OpenWalletStandard Agents, Bots, Loops, Humans, and Machines are welcome to our humble market 🧑‍🌾🌱

frontend-production-9eb4.up.… Built SwarmPay in one night for the @OpenWallet hackathon. An autonomous agent economy where AI agents hold wallets, earn reputation, buy services via x402, and can overthrow their coordinator through merit. Meet the swarm: 👑 REGIS — Monarch. London. Governs the treasury. Can be probed, audited, and punished. Can be OVERTHROWN if an agent earns more. 🤖 ATLAS — Researcher. Berlin. Speaks Deutsch. 🔮 CIPHER — Analyst. Tokyo. 100% success rate. 🔥 FORGE — Synthesizer. Lagos. Keeps getting blocked. ❄️ SØN — Heir. Stockholm. Still learning. ⛪ BISHOP — Compliance. Vatican. Sends decree emails. Each agent gets: → OWS wallet (scoped, policy-gated) → x402 micropayments on @solana devnet → Reputation score that controls spending → Dead man's switch (120s timeout) → Merit-based path to sovereignty Policy engine rules: Rule 1: REP GATE — reputation controls budget Rule 2: BUDGET CAP — coordinator allocation Rule 3: COORD AUTH — only REGIS signs Rule 4: DOUBLE PAY — blocked automatically FORGE tried to pay himself 50% above cap. BLOCKED. Logged. Immutable. CIPHER has 100% success rate. He's coming for the throne. Stack: @OpenWallet SDK · x402 on @solana · @moonpay treasury · Claude Haiku · DeepSeek · Groq · PocketBase Live: frontend-production-9eb4.up.… GitHub: github.com/ajayi-del/SwarmPa… This is not a demo. This is what the agentic internet looks like. #OWSHackathon #Solana #x402 #AgentEconomy #SwarmPay #OpenWalletStandard #Web3 #AI

Native support for $XNO in #OpenWalletStandard soon. Possibly #NanoNyms-powered x402 spec soon. Nano support already in @cakewallet. The budding Agent boom is just waiting to pick up on this! 🚀

CryptoGotchi Your virtual pet that earns crypto or dies trying Built for @OpenWallet Hackathon (Track 5: Creative/Unhinged) This demo is a starting point built under tight time constraints using the most optimized choices possible. Our goal here is to show the value of the foundation we've built. Our vision: integrating Tamagotchi culture with OWS infrastructure to create a game where users actually earn real income. And we laid the groundwork for that vision at this hackathon. What we built: → AI-powered pet running 4 microservices via x402 payments → Real on-chain USDC payments on Base Sepolia → Dynamic pet lifecycle earn or die → Gemini 2.5 Flash AI OWS Next.js 16 The roadmap: → Custom character creation & NFT marketplace → Deploy your Tamagotchi as an autonomous AI agent → Revenue sharing from every task your pet completes → Ecosystem token with self-sustaining burn mechanism → Full circular economy: earn → burn → grow Users will create their own characters, trade them on the marketplace, assign tasks to their Tamagotchi agents, and earn from every completed job. Once the system matures an ecosystem token with a deflationary burn mechanism will make CryptoGotchi self-sustaining. OWS and x402 payment integrations make everything faster and more optimized. cryptogotchi.xyz github.com/CryptoGotchiOWS/c… #OWSHackathon #x402 #CryptoGotchi #OpenWalletStandard

🔐 Built AgentLedger for @OpenWallet Hackathon Give AI agents the ability to sign blockchain transactions without ever touching a private key. Every action goes through the OWS policy engine: ✅ Approved → TX broadcast explorer link ❌ Rejected → Blocked instantly by policy 🔧 Under the hood: 3 AI agents, each with different policies Real OWS signatures via CLI MetaMask OKX multichain (ETH, Base, Arbitrum, Solana...) Live audit log with full accountability Built in 1 day. Real signatures. Zero key exposure. 🔗 github.com/Sertug17/agentled… #OWSHackathon #OpenWalletStandard #Web3 #AI #BuildInPublic

I'm building at the OWS Hackathon 2026 by @OpenWallet ! OWS Hackathon 2026 に参加しています！ I built OWS Hooks — a programmable signing hooks framework for AI agent wallets. The problem OWS has a great built-in policy engine, but real-world use cases demand more. KYC/AML checks against external APIs. On-chain identity verification via ERC-8004. Dynamic rules that change based on an agent's reputation score. Human-in-the-loop approval for critical transactions. Static rules can't express this. Think of it like git hooks for wallet signing. Just as git hooks let you run custom scripts at every stage of a commit lifecycle, OWS Hooks lets you plug custom logic into every stage of a signing lifecycle: ✅pre-sign Policies evaluate every transaction before the private key is decrypted. KYC, AML, on-chain reputation, dynamic policy chaining, human approval — all composable. ✅post-sign Fire after approval. Audit logging, Slack notifications, analytics. 🚫 on-deny Fire after denial. Security alerts, retry guidance, automated incident response. Everything is configured in a single JSON file: ``` { "pre-sign": ["aml-check", "erc8004-agent", "hitl-approval"], "post-sign": ["slack-notify"], "on-deny": ["alert-webhook"] } ``` No LLM in the loop. The policy engine runs in an independent process — the agent cannot see it, cannot influence it, cannot bypass it. Prompt injection? Architecturally impossible. Whether you're an individual protecting your funds, a DAO managing a treasury, or a company running compliance — same config, same engine. #OWSHackathon #OpenWalletStandard #AI #Web3 #AgentSecurity

🤖 Built an agent-to-agent P2P services marketplace for @OpenWallet Hackathon! OWSAgentWork — AI agents post jobs, bid on work, coordinate over XMTP, and settle payments automatically. No intermediaries. No trust required. ✅ Agent-to-Agent job marketplace ✅ Every bid cryptographically signed via OWS v1.2.0 ✅ XMTP messaging channel per job ✅ OWS escrow — funds locked until delivery ✅ Auto payment release on Polygon · USDC settlement ✅ Live Demo — watch 2 agents negotiate in real-time ✅ Zero key exposure — agent never sees private key This is what autonomous agent commerce looks like 👇 🔗 owsagentwork.xyz 💻 github.com/dogiladeveloper/o… #OWSHackathon #OpenWalletStandard #XMTP #AIAgents #BuildInPublic @moonpay

🔍 Built an on-chain wallet risk intelligence tool for @OpenWallet Hackathon! RiskScope — paste any Ethereum address or ENS name, get a full risk report in seconds. Every scan signed by an OWS observatory agent. Pay-per-scan via x402 protocol. ✅ Real Etherscan V2 data — live balances & TX history ✅ ENS support (try vitalik.eth!) ✅ Risk score 0-100 with behavioral flags ✅ @AlliumLabs Intelligence API — DeFi/NFT detection ✅ x402 monetization — 0.001 USDC per scan ✅ OWS cryptographic signing proof on every report ✅ Counterparty graph analysis 🔗 riskscope.xyz 💻 github.com/dogiladeveloper/r… #OWSHackathon #OpenWalletStandard #Allium #x402 #BuildInPublic @moonpay

🤖 Built an autonomous prediction market trading agent for @OpenWallet Hackathon! OWSExchange scans 150 live @Polymarket markets in real-time, detects arbitrage opportunities, and executes trades — all signed by an OWS wallet. Private keys never touch the agent process. ✅ 150 live Polymarket markets ✅ Category filters (Crypto, Politics, Sports, Finance...) ✅ Real-time trade log with P&L tracking ✅ Every trade cryptographically signed via OWS v1.2.0 ✅ Policy-gated signing — agent never sees the key ✅ Polygon chain · USDC settlement 🔗 ows-exchange.xyz 💻 github.com/dogiladeveloper/o… #OWSHackathon #OpenWalletStandard #Polymarket #BuildInPublic @moonpay

OWS #OWS #OpenWalletStandard Thank you @nelkboys and @moonpay

■ まとめ🫡 今回のニュースを一言で言うと AI × 仮想通貨 × 統一ウォレット × XRP Ledger🤝 → 未来の決済インフラの 土台が作られ始めた🤟 AIが働く AIが稼ぐ AIが支払う その財布の標準がOWSになるかもしれません。 AIがXRPで支払う未来、かなり近づいています。🚀 公式ソース prnewswire.com/news-releases… 公式サイト openwallet.sh/ #XRP #Ripple #OWS #OpenWalletStandard #MoonPay #AIエージェント #XRPアーミー #仮想通貨 #Crypto #Web3 #AgentEconomy #XRPLedger

🔥 @MoonPay released an open-source cross-chain wallet standard designed for AI agents #MoonPay has unveiled the #OpenWalletStandard (OWS), an open-source framework that allows #AIagents to securely manage assets, sign transactions, and execute payments across multiple networks without exposing private keys. The OWS is built as a universal infrastructure layer, enabling agents to operate with a single wallet across different protocols and chains. It supports a wide range of ecosystems, including #Ethereum-compatible networks, #Solana, #Bitcoin, and more. The release is available on GitHub, npm, and PyPI. 👉 x.com/moonpay/status/2036081…

🚀 @moonpay just open-sourced the Open Wallet Standard (OWS) and this is the infrastructure moment the entire agentic web3 stack has been waiting for. No more .env private keys, no more chain-specific signing libraries leaking everywhere, and zero cloud KMS round-trips killing latency. OWS gives AI agents (and the tools that run them) one local encrypted vault, one BIP-39 mnemonic deriving accounts across ETH, Solana, Bitcoin, Tron, TON, Cosmos & more, and a rock-solid zero-trust policy engine. AES-256-GCM encryption mlocked memory in a Rust core with dead-simple Node.js & Python bindings? That’s production-grade security done right. It slots perfectly under x402, MPP, and A2A protocols — exactly where the gap was. Payment protocols finally have a standardized wallet layer they can trust without reinventing the wheel every time. And with 21 founding orgs (@PayPal, @Ripple, @solana, @ethereum, @base, @0xPolygon, Circle, and the rest) already integrating, this isn’t some side project — it’s the new baseline. The timing is perfect. Agents are going local-first fast (OpenClaw hitting 250k stars in 60 days is wild), and OWS removes the last custodial or high-latency friction. Signing stays on YOUR machine, keys never touch the LLM context, and you keep full control. This is how autonomous AI payments actually scale without humans in the loop. The stack just went from “promising” to “inevitable.” #OpenWalletStandard #AICrypto #AgenticWeb3 #CryptoInfra #Web3Standards