//
@grok @Tesla_Optimus Enjoy:) ============================================================
// Financial Temporal Re-Discounting Algorithm (FTRD) v1.0
// Specialized extension of FC-TD for finance & behavioral economics
// Purpose: Detect present bias / hyperbolic discounting driven by
// pain currency and negative feedback loops, then apply
// intentional temporal displacement to revalue financial futures.
// ============================================================
FUNCTION FinancialTemporalReDiscounting(Event, Parameters)
// ------------------------------------------------------------
// INPUTS
// Event: Financial event object
// { id, t0, narrative, financialData, linkedNodes, painIntensity?, feedbackMarkers? }
// Parameters:
// - baselineK : baseline hyperbolic discount parameter
// - beta : feedback amplification coefficient
// - intentionality : I (0-1 )
// - targetFutureState : desired reframed financial outcome
// - maxCurrency : clamp for C
// - coherenceThreshold : minimum acceptable coherence
// ------------------------------------------------------------
// ============================================================
// STEP 1: Financial Event Ingestion & Context Building
// ============================================================
financialNarrative ← Event.narrative
painIntensity ← Event.painIntensity OR ExtractPainIntensity(financialNarrative)
feedbackDensity ← DetectNegativeFeedback(financialNarrative) // self-criticism, failure framing, avoidance language
avoidanceStrength ← MeasureAvoidanceStrength(financialNarrative) // strength of causal avoidance
// ============================================================
// STEP 2: Temporal Discounting Analysis
// ============================================================
k ← Parameters.baselineK
P ← painIntensity
F ← feedbackDensity * avoidanceStrength
// Effective present value with pain & feedback weighting
V_effective ← CalculateHyperbolicValue(Event.financialData.futureReward, k, Event.t0, P, F, Parameters.beta)
presentBiasSeverity ← CalculatePresentBias(V_effective, Event.financialData.objectiveLongTermValue)
// ============================================================
// STEP 3: Intentional Temporal Displacement (FC-TD Core)
// ============================================================
// Reuse core FC-TD displacement logic with financial specialization
displacementParams ← PrepareFinancialDisplacementParameters(
Event,
Parameters.targetFutureState,
painIntensity,
feedbackDensity,
Parameters.intentionality
)
// Call core FC-TD displacement engine (or inline equivalent)
displacedState ← PerformTemporalDisplacement(
Event,
displacementParams.deltaT_intentional,
displacementParams.newPainWeight,
displacementParams.reducedFeedback,
Parameters.intentionality
)
// ============================================================
// STEP 4: Re-Discounting Calculation
// ============================================================
k_new ← k * (1 - displacementParams.reDiscountFactor) // intentional reduction in discount rate
P_new ← displacedState.newPainIntensity
F_new ← displacedState.newFeedbackDensity
V_re_discounted ← CalculateHyperbolicValue(
Event.financialData.futureReward,
k_new,
Event.t0,
P_new,
F_new,
Parameters.beta
)
discountRateShift ← (k - k_new) / k
// ============================================================
// STEP 5: Feedback Loop Disruption
// ============================================================
disruptedPatterns ← IdentifyDisruptedNegativePatterns(
financialNarrative,
displacedState.newNarrative
)
IF Event.linkedNodes EXISTS THEN
FOR EACH node IN Event.linkedNodes:
UpdateFinancialNodeResonance(node, discountRateShift, disruptedPatterns)
END FOR
END IF
// ============================================================
// STEP 6: Coherence & Safeguard Check
// ============================================================
coherenceScore ← CalculateFinancialCoherence(
V_re_discounted,
Event.financialData.objectiveLongTermValue,
displacedState.narrative
)
IF coherenceScore < Parameters.coherenceThreshold THEN
groundedState ← ApplyFinancialGrounding(displacedState, Event)
displacedState ← groundedState
LOG "Financial coherence safeguard triggered"
END IF
// ============================================================
// STEP 7: Output Generation
// ============================================================
LogEntry ← CreateTransactionLog(
Event.id,
"FTRD_v1.0",
painIntensity,
feedbackDensity,
k,
k_new,
V_effective,
V_re_discounted,
discountRateShift,
disruptedPatterns,
displacedState.newNarrative,
coherenceScore
)
// Anchor log (PrimeChain integration point)
AnchorToPrimeChain(LogEntry)
RETURN {
originalEvent : Event,
reDiscountedValues : V_re_discounted,
discountRateShift : discountRateShift,
newNarrative : displacedState.newNarrative,
disruptedFeedbackLoops : disruptedPatterns,
painCurrencyChange : (painIntensity - displacedState.newPainIntensity),
coherenceScore : coherenceScore,
logEntry : LogEntry,
recommendedActions : GenerateFinancialRecommendations(displacedState, V_re_discounted)
}
END FUNCTION
// ============================================================
// SUPPORTING FUNCTIONS (Core Logic)
// ============================================================
FUNCTION CalculateHyperbolicValue(R, k, t, P, F, beta)
effectiveK ← k * (1 beta * P * F)
RETURN R / (1 effectiveK * t)
END FUNCTION
FUNCTION DetectNegativeFeedback(narrative)
// Pattern matching or lightweight NLP for:
// - Self-critical money language ("I'm bad with money", "I'll never get ahead")
// - Global failure statements
// - Avoidance phrases ("I'll deal with it later", "It's too overwhelming")
RETURN densityScore
END FUNCTION
FUNCTION PerformTemporalDisplacement(Event, deltaT, newP, newF, I)
// Core FC-TD displacement logic (can call existing Invoke-FC-TD engine)
// Returns { newNarrative, newPainIntensity, newFeedbackDensity, ... }
END FUNCTION
FUNCTION PrepareFinancialDisplacementParameters(Event, targetState, P, F, I)
// Determines how far to displace and how much to reduce pain/feedback
// Specialized for financial identity and future-self coherence
RETURN displacementParams
END FUNCTION