🇮🇹🇮🇹Tiber68🎻🎷 retweeted
“Normativa europea PSD2 e l'art. 62 del Codice del Consumo: non si possono applicare sovrapprezzi per l’utilizzo di strumenti di pagamento elettronico.”
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giovanni cunti retweeted
Jun 17
Regulation Matters. Trust Matters 🇪🇺
Operating under the MiCA framework and PSD2 standards, Gate Europe is committed to providing a transparent and compliant crypto experience for eligible users across Europe
Your gateway to regulated crypto
Register Here: gate.com/en-eu/signup
#GateEU #MiCA #PSD2 #CryptoCompliance #EU
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Czym jest otwarta bankowość i jak chroni nas przed pętlą zadłużenia? 👉 salon24.pl/u/romansommer/150…
😉Warto to wiedzieć!
#RomanSommer #PSD2 #OtwartaBankowosc #bezpieczenstwo #Finanse #Pozyczki @Salon24pl @ftfinancenews
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Εδώ το ολιγοπώλιο των τραπεζών μαζί την ανοχή της @BankofGreece δεν τηρούν την ευρωπαϊκή οδηγία πληρωμών PSD2 πχ στα θέματα απάτης. Κάνουν ο,τι θέλουν !
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Jun 17
U all need to study my Quants if u want to make in this space - no other way around.
Stop following larps, fake kol's, infofi gurus and stick with a GOATS
@Luc100k is one of the CHADS to follow and learn from.
BTW - @Backpack hodl holy Trinity of Licenses necessary to operate in EU 👇
"🇪🇺 Europe — launching soon. And Europe is where it gets special. We hold the full regulatory trinity that almost no other exchange has assembled in one place:
– MiCAR licence — regulated crypto spot
– MiFID II licence — regulated crypto perps, real stocks, and stock perps
– PSD2 licence — regulated payments"
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Jun 15
🚨 4 FINANCIAL CONTOURS OF THE NEW WORLD AND THEIR LAWS
The world is not just being divided by currencies.
The world is being divided into financial pipelines 🧩
And each pipeline is getting its own legal framework.
🇺🇸 1. THE UNITED STATES — THE DOLLAR CONTOUR
Infrastructure:
▪️Fedwire
▪️CHIPS
▪️ACH
▪️FedNow
▪️U.S. banks
▪️dollar stablecoins
Legal framework:
▪️Federal Reserve Act
▪️Regulation J
▪️UCC / U.S. commercial law
▪️GENIUS Act
▪️CLARITY Act
▪️SEC / CFTC / FinCEN
What this means in simple words:
The United States is building a digital financial system around the dollar.
Fedwire and FedNow are the banking infrastructure of the dollar.
The GENIUS Act is the legal framework for dollar stablecoins.
The CLARITY Act is an attempt to separate what is a digital commodity and what is a security.
The point:
🇺🇸 USA = dollar Federal Reserve banks stablecoins SEC/CFTC
America wants to keep the dollar as the main asset of the digital world.
🇪🇺 2. EUROPE — THE EURO CONTOUR
Infrastructure:
▪️TARGET Services
▪️T2
▪️TIPS
▪️T2S
▪️ECMS
▪️digital euro
▪️European banks
▪️licensed crypto companies
Legal framework:
▪️MiCA
▪️DORA
▪️PSD2 / PSD3
▪️SEPA Regulation
▪️TARGET Guideline
▪️Digital Euro Regulation
▪️EBA / ESMA / ECB
What this means in simple words:
Europe is building a tightly regulated digital market.
MiCA is the rulebook for crypto companies, exchanges, stablecoins and tokens.
DORA is about the digital resilience of banks and financial companies.
PSD2 / PSD3 are about payments, fintech and open banking.
TARGET is the euro settlement pipeline.
The point:
🇪🇺 Europe = euro ECB TARGET MiCA digital euro
Europe does not want to simply ban crypto.
Europe wants to push it into a licensed banking framework.
🇨🇳 3. CHINA AND PARTNERS — THE CBDC CONTOUR
Infrastructure:
▪️mBridge
▪️mBridge Ledger
▪️digital yuan
▪️digital dirham
▪️digital baht
▪️central bank CBDCs
▪️commercial banks of partner countries
Legal framework:
▪️central bank laws of participating countries
▪️PBOC rules for the digital yuan
▪️HKMA regulations
▪️central bank rules of the UAE and Thailand
▪️AML / KYC / currency control
▪️intergovernmental CBDC agreements
What this means in simple words:
mBridge is not a crypto market.
It is a closed settlement system for central bank digital money.
Here, a person does not hold an asset directly through private keys.
Central banks and banks move digital currencies inside a controlled ledger.
The point:
🇨🇳 China and partners = CBDC mBridge central banks closed ledger
China is not building a crypto market.
China is building a digital state-banking pipeline for settlements between countries.
🌐 4. OPEN CRYPTO — THE BLOCKCHAIN CONTOUR
Infrastructure:
▪️Bitcoin
▪️Ethereum
▪️Cardano
▪️XRP Ledger
▪️Stellar
▪️Algorand
▪️Solana
▪️DeFi
▪️DEX
▪️self-custody wallets
▪️Ledger / MetaMask
Legal framework:
▪️in Europe — MiCA
▪️in the United States — CLARITY Act / SEC / CFTC
▪️for U.S. stablecoins — GENIUS Act
▪️for AML — FATF Travel Rule
▪️for exchanges — VASP / CASP licenses
▪️for taxes — national tax regimes
What this means in simple words:
Crypto is a separate contour.
It is not Fedwire.
Not TARGET.
Not mBridge.
Crypto works through open blockchain networks, where the asset moves not through a bank, but through the network.
But governments are trying to wrap this open contour with laws:
▪️where a license is required
▪️where KYC is required
▪️where taxes apply
▪️where reporting is required
▪️where stablecoins are controlled
▪️where the line is between a token and a security
The point:
🌐 Crypto = open networks private keys digital ownership
Governments cannot cancel the idea of blockchain itself.
But they can regulate the entry and exit points:
exchanges, banks, stablecoins, taxes and licenses.
🔥 THE MAIN STRUCTURE
🇺🇸 USA:
dollar pipeline
Fedwire / FedNow / GENIUS Act / CLARITY Act
🇪🇺 Europe:
euro pipeline
TARGET / Digital Euro / MiCA / DORA / PSD3
🇨🇳 China and partners:
CBDC pipeline
mBridge / digital yuan / central bank rules
🌐 Crypto:
open blockchain pipeline
Bitcoin / Cardano / XRP / Ethereum / DeFi / self-custody
⚠️ IMPORTANT POINT
CBDC and crypto are not the same thing.
CBDC is digital money of the state.
Stablecoin is a digital dollar or euro inside private infrastructure, but under the law.
Crypto is digital ownership inside an open network.
That is why the battle is not just about coins.
It is a battle for the architecture of money.
Who writes the law builds the gates.
Who controls the pipeline controls the capital flow.
Who owns the keys owns the asset.
🧩 THE POINT, STRAIGHT
The new financial world will be divided into 4 layers:
🇺🇸 dollar under U.S. law
🇪🇺 euro under EU law
🇨🇳 CBDC under the central banks of China and its partners
🌐 crypto under the global battle of regulators
That is why MiCA, the GENIUS Act, the CLARITY Act, the Digital Euro and mBridge are parts of one big puzzle.
These are not separate news stories.
This is the construction of a new monetary architecture of the world.
COURSE “LEDGER — COLD CRYPTO WALLET | METAMASK”
mredgarcross.com/
PRIVATE VIP CHAT “PORTFOLIO 2030”
t.me/MREDGARCROSS_BOT
ALL COURSES AND LINKS
mredgarcross.com/
This material is for informational and analytical purposes only and is not financial advice.
#MiCA #GENIUSAct #CLARITYAct #mBridge #CBDC #DigitalEuro #Fedwire #TARGET #Blockchain #Crypto #Bitcoin #Cardano #XRP #Ethereum #DigitalMoney #Finance #Geopolitics
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Jun 15
La normativa PSD2 convierte a la UE en una puta dictadura.
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Jun 15
We need an open banking standard similar to EU's PSD2 and the Canadian CDBA. Then all accredited third parties can integrate into consumer banking and process financial data and payments on their users' behalf. @AyyaMDV I believe you guys began some ambitious work in this direction in 2020. Does anyone know what happened to that project?
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