In a previous video we explained the unemployment crisis and how the economy is not growing fast enough to absorb young people who need to work. While the outlook for employment is not positive, you can do something about it: Start buying local. Let me know what you think and download the free @AltronFinTech AFHRI Q1 2025 report here: eu1.hubs.ly/H0nRkxG0 #AFHRI #SimplifyingFinTechComplexity

If you are lucky enough to have a job, the good news is that your salary has probably been increasing. The @AltronFinTech Household Resilience Index shows real salary increases have risen sharply since the beginning of 2024. Unfortunately, we are not seeing a decrease in unemployment figures, this is very worrying, and further widening the levels of inequality in South Africa. Follow this link to download the free AFHRI Q1 2025 report: eu1.hubs.ly/H0nRkxG0 #AFHRI #SimplifyingFinTechComplexity #Partnered

Networking, good coffee and valuable insights @PIPC2025 #Payments #PASA @AltronFinTech #SimplifyingFintechComplexity

I have been reviewing the latest @AltronFinTech Household Resilience Index which again raises the debate of whether our interest rates are too high. If you are a saver, high interest rates are great, they reward people with money in bank accounts. But it does not reward investors. Let me know what you think. Click on the link to download the free report: eu1.hubs.ly/H0nRkxG0 #AFHRI #SimplifyingFinTechComplexity #partnered

In a previous video we looked at how inflation has been coming down, and the positive impact that will have on household finances. But low inflation is not going to solve our economic problems. We need economic growth and jobs – lots more jobs. Unfortunately, many of the economic indicators are not looking positive. For more information, you can download the @AltronFinTech Household Resilience Index for free by clicking on the link below. eu1.hubs.ly/H0kZnkj0 #AFHRI #SimplifyingFinTechComplexity #Partnered

Two Pot withdrawals have given us a short-term boost, but will it come at a longer-term cost? What I am interested to see is the impact this will have on debt to disposable income in the next published Household Resilience Index. If people have used the Two Pot to reduce debt and along with further interest rate cuts, it could swing in the favour of the consumer. But longer-term this is going to impact how much money people have at retirement. The @AltronFinTech Household Resilience Index measures the current financial resilience of households and as you can see from the graph in this video, there has been a significant spike in household financial resilience in the fourth quarter of 2024 - which coincides with the implementation of the Two Pot retirement system. Download the latest report here: eu1.hubs.ly/H0kZnkj0 #AFHRI #SimplifyingFinTechComplexity #Partnered

While it may not seem like it, inflation is declining. This doesn't mean that the price of your groceries or clothing will reduce, but it does mean that the prices are not going to increase quite as fast. So why is inflation falling? Download the latest @AltronFinTech Household Resilience Index here to learn more: eu1.hubs.ly/H0kZnkj0 #AFHRI #SimplifyingFinTechComplexity #Partnered

What is happening to our property market? In a previous video I discussed the impact of high interest rates on the economy, but the high interest rates have also had a very negative impact on household finances and property prices. As you can see from the @AltronFinTech Household Resilience Index, household debt costs as a percentage of income have risen dramatically, which is why we all feel so much poorer. And this is impacting on new bond applications and house prices. Find the full 2024 Q3 Altron FinTech Household Resilience Index here: eu1.hubs.ly/H0hrSbP0 #AFHRI #simplifyingfintechcomplexity #propertymarket #partnered

Are our interest rates too high? Despite lower growth forecasts and contained inflation, the Reserve Bank decided not to reduce interest rates any further at this stage which is only adding to household pressures. This is because our real interest rate has actually increased and I explain it in more detail in this video. Find the @AltronFinTech Household Resilience Index here: eu1.hubs.ly/H0hrSbP0 #AFHRI #SimplifyingFinTechComplexity #Partnered

What does the Altron FinTech HRI measure and what is it telling us? I have spoken before about some of the interesting insights from the @AltronFinTech Household Resilience Index. I have had some questions about what this index is, and what does it tell us about the health of our household finances. Read more in the full report here: eu1.hubs.ly/H0hrSbP0 #AFHRI #SimplifyingFinTechComplexity #Partnered

Over the last 2 weeks I've been sharing some depressing slides about our economy, jobs and interest rates from the Altron FinTech Household Resilience Index. But the good news, according to the Index, things are getting better. Household resilience is picking up! This is the final video, based on insights from the @AltronFinTech Household Resilience Index. Access the full report here: eu1.hubs.ly/H0dy-r40 #AFHRI #SimplifyingFinTechComplexity #Partnered

When it comes to the health of household finances, I think we all know the impact that higher interest rates had on our pockets, but this graph in the @AltronFinTech Household Resilience Index shows the complete collapse of new mortgage applications. You can access the full report here: eu1.hubs.ly/H0dy-r40 #AFHRI #SimplifyingFinTechComplexity #Partnered

This is the first in a series of 3 videos reflecting on the economy and household finances, based on insights from the @AltronFinTech Household Resilience Index. You can access the full report here: eu1.hubs.ly/H0dy-r40 #AFHRI #SimplifyingFinTechComplexity #Partnered

Our team working hard at Seamless Africa! Discover how we're delivering safe, secure, and reliable, payment solutions tailored to your needs. Stop by our booth and let’s talk about how we can support your business growth. #SeamlessAfrica #SimplifyingFintechComplexity

Take on tomorrow this women’s month 🏋🏽‍♀️ #SimplifyingFinTechComplexity 👩🏾‍💻

Bridging the worlds of FinTech and HealthTech! Excited for Altron's collaboration, redefining the future of finance and healthcare. #AltronInnovation #SimplifyingFinTechComplexity

During our roadshow with #RASA the team travelled over 1000km and saw over 60 restaurants and shops. Keep following for the next Altron FinTech and RASA roadshow! #SimplifyingFinTechComplexity