🧵 Bitcoin & Inheritance Tax (IHT): The Silent Threat No One Talks About You’ve stacked sats for years. You’ve protected yourself from inflation. You’ve got cold storage dialled in. But what happens after you’re gone? Let’s talk about how the UK’s IHT regime could devour your Bitcoin stack — and what you can do about it 👇 Bitcoin is treated as property in the UK. That means it forms part of your estate when you die — just like cash, shares, and houses. The current inheritance tax threshold is £325,000. Anything above that? Taxed at 40%. Yes, forty. Most Bitcoiners will breach the threshold. Bitcoiners tend to be long-term thinkers. You may hold 1 BTC, 5 BTC, maybe more. At £500k/BTC (soon?) even a single coin puts you above the nil-rate band. This isn't a tax for the wealthy anymore. It's a tax for anyone holding conviction. HMRC doesn’t care if your family can access it. If you die and your BTC is locked behind keys no one else has, that’s your problem. HMRC will still assess its fair market value and apply 40% tax. Lost coins? No excuse. They expect a plan. So how do you protect your stack from the state? ✅ Write a will ✅ Share key access securely ✅ Consider using legal wrappers Let’s look at a few… Use a UK company to hold Bitcoin. You can own the company, but gift shares over time (or on death) using Business Property Relief. Hold the BTC at company level, pass shares to your kids tax-free. 2 years of qualifying ownership? Potentially zero IHT. Start planning early. You can gift up to £3k per year tax-free. Larger gifts can become exempt if you survive 7 years. The earlier you plan, the more freedom you have. Don’t wait until it’s too late to hand over access — or to reduce your exposure. IHT is the one tax that can quietly take half your Bitcoin. Not when you sell it. Not when you spend it. But when you die — often with no warning and no plan. Let’s make that a thing of the past. TL;DR – Bitcoin = property – Property = IHT risk – IHT = 40% above £325k – Company shares, early gifting = your shield Plan like you HODL: for the long term. 🔁 RT this thread if you care about multi-generational Bitcoin planning. 📩 DM me if you want to explore corporate strategies tailored to you. #Bitcoin #IHT #UKtax #InheritancePlanning #StackSatsSmart

You don’t need to be glued to a screen 24/7 to build Bitcoin knowledge. Just plug in the right tools, stay curious, and stay consistent. Follow me for more resources that fit your lifestyle. #BitcoinTools #BitcoinForBeginners #StackSatsSmart