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A thread on how to evaluate MFI stocks (that most retail investors skip): The 4 metrics that actually matter 🧵 Thread: 1. GNPA trend (not level) Don't just look at whether GNPA is 3% or 5%. Look at theDIRECTION. CREDIT ACCESS: 4.76% → 3.17% in 12 months ✅ UTKARSH: 11% → 7.7% in one quarter ✅ Falling GNPA with rising disbursements = green flag. This is the signal. 2. Cost of borrowing vs peers MFIs borrow wholesale to lend retail. Lower borrowing cost = higher NIM = higher ROA. CREDITACC borrows at 9.2% (CRISIL AA-) Average peer borrows at 10.0–10.5%. That 80 bps difference compounds over a Rs 29,000 Cr book = Rs 230 Cr annual advantage. #NiftySmallcap #IndianStocks #Multibagger #StockMarket #NBFC #MFI #EquityResearch
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Replying to @brettdash_
google will destroy them in AI integration; it’s inevitable now. thedirection is clear, Simpler -> more adaptation -> more data better AI -> cutting edge intelligenc
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14 Oct 2025
NGC 2440 NGC 2440 is another planetary nebula ejected by a dying star, but it has a much more chaotic structure than NGC 2346. The central star of NGC 2440 is one of the hottest known, with a surface temperature near 200,000 degrees Celsius. The complex structure of the surrounding nebula suggests to some astronomers that there have been periodic oppositely directed outflows from the central star, somewhat similar to that in NGC2346, but in the case of NGC 2440 these outflows have been episodic, and in different directions during each episode. The nebula is also rich in clouds of dust, some of which form long, dark streaks pointing away fromthe central star. In addition to the bright nebula, which glows becauseof fluorescence due to ultraviolet radiation from the hot star, NGC 2440 is surrounded by a much larger cloud of cooler gas which is invisible in ordinary light but can be detected with infrared telescopes. NGC 2440 lies about 4,000 light-years from Earth in thedirection of the constellation Puppis. The Hubble Heritage team made this image from observations of NGC 2440acquired by Howard Bond (STScl) and Robin Ciardullo (Penn State). NASA/ESA and The Hubble Heritage Team (AURA/STScI #racetospaceth #SERASpace #space #galaxy #nasa
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✈️Spin Recovery Made Simple: Remember P.A.R.E. Most training aircraft are designed to beinherently stable, making spin recovery easier. But if youever enter a spin, reactingquickly and correctly is critical. 🧠 That's where the acronymP.A.R.E. comes in — a proven step-by-step method to recover from a spin: 🔻P – Power * Reduce throttleimmediately * 💥 Power worsens spin characteristics * 🌀 Can cause a flatter, faster rotation #ReduceThrottle #PowerOff ➖A – Ailerons * Keepailerons neutral * ⚠️ Avoid rolling inputs — they can worsen the spin * Maintain balance, don’t fight the roll #AileronsNeutral #SpinSafety ↩️R – Rudder * Identify thedirection of spin * Applyfull opposite rudder smoothly * ✋ Hold input until the rotation stops #OppositeRudder #StopTheSpin ⬇️E – Elevator * Once rotation stops,release back pressure * Push elevatorforward to neutral * 🛑 Don’t overdo it — gentle input avoids secondary stalls #BreakTheStall #NeutralElevator ✅Recovery Phase * After rotation stops and stall breaks: * Returnrudder to neutral * Gradually pull back tolevel flight * Avoid sharp pitch-up — risk ofsecondary stall #SpinRecovery #StaySmooth 📌Final Tips * 🧘 Stay calm — avoid panic * 📖 Always follow your aircraft’sPOH/AFM for model-specific recovery procedures * 🚨 Practice with an instructor in a controlled environment 📸 by fb/Aviation Academy
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Replying to @ElonMuskNews47
To b e honest I support what you have achieved with your businesses and if you start your own party. I don't support what you did with DODGE but we all know that was at theDirection of TRUMP
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Replying to @JeremyNguyenPhD
no the only two thart move clockwise are the ones horizonyally in the middle thedirection switches either before or at the others actually the three arrows were 2/3 redundant
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31 Dec 2024
7月…Family 8月…アイチュウライブ 9月…リベミュリリイベ、ペダステOST、バスツ、劣等生乙川 10月…筋肉祭、リベステ天竺、ヒプステGC、OOOOPEN、川井くんバーイベ 11月…追憶のアンブレラ、THEDIRECTION、endlessSHOCK、リベステ不離還ノ會 12月…刃牙、バグステ上映会、ghost、Ver.2.5、アイステ
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⭕ آلبوم the direction یشینگ که فقط توی پلتفرم های چینی منتشر شده بود امروز توی بقیه پلتفرم ها هم در دسترس قرار گرفت #lay #yixing @layzhang #thedirection open.spotify.com/album/4KpY6…

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YIXING 's #THEDIRECTION is now available on #SPOTIFY
#TheDirection is already available in some countries Hopefully it will be available everywhere soon especially on YIXING 's SPOTIFY 🙏
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#TheDirection is already available in some countries Hopefully it will be available everywhere soon especially on YIXING 's SPOTIFY 🙏
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Replying to @BTW8892
Are you going to ignore that Zibs was initially looking in thedirection of Pelech at the start of this video or are you going to play victim for the fan base
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The Monetary Policy Committee (MPC) is set to meet on Wednesday, 3rd April 2024, to review theoutcome of its previous policy decisions and recent economic developments, and to decide on thedirection of the Central Bank Rate (CBR). We expect the MPC to maintain the Central Bank Rate(CBR) at the current rate of 13.00% with their decision mainly being supported by: i.The ease in y/y inflation in March 2024 to 5.7%, from 6.3% recorded in January 2024 marking the seventh consecutive month that inflation has fallen within the CBK. ii. The need to maintain the recent appreciation of Shilling and stabilize it from volatility as other Central Banks maintain high rates, is expected to remain a key factor in maintaining the CBR rate elevated. iii.There is also the need to give the new rates time to have further effect on the economy. Whilethere have been some effects in the discussed metrics, more time would make the hiked ratesmuch more effective, Among a host of other factors that you can find on our MPC note here: lnkd.in/d72eqydQ

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全くわからないけども、Lauvとの新曲 #RB2U の後にはレイ個人のアルバムが出るんだろうと思ってるんだけどそれもわからない どちらにせよ中国ではリリースされてる #TheDirection 含くむ新譜来てください🙏🏼
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腾讯音乐由你榜weibo “张艺兴の新曲は1年を通して1000万人以上が聴いた シングル「BREATHE」の新曲総合得点は最高位TOP6入りを果たし、张艺兴は【年間最優秀シンガーソングライター】の栄誉に輝き、アルバム「D.N.A」は【年間最優秀アルバム】「THEDIRECTION」が【EPオブザイヤー】の栄誉に輝いた”
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$MDB Breakout and faded away. “Three out of four stocks follow thedirection of general market”- Bill
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23-12-29張藝興工作室微博更新:#張藝興2023大航海巡演##LAY TheDirection #LAYZHANG #ZhangYixing #張藝興 #LAY #yixing #레이 #レイ #장이씽 #อี้ชิง #張藝興 @layzhang instagram.com/reel/C1byhA3pE…

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26 Dec 2023
23-12-26張藝興微博更新:“黑大帅”又来了 #LAY TheDirection #LAYZHANG #ZhangYixing #张艺兴 #LAY #yixing #레이 #レイ #장이씽 #อี้ชิง #張藝興 @layzhang
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In light of the fact there's a criminal investigation under way don't you think maybe your biased reporting might be construed as contempt and risks influencing thedirection of the investigators.
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🎣 Don't miss @TheDirectionTV with #MarkStowe and #bassfishing legend #TommyMartin on Sam Rayburn! Tune in Sunday, 5 pm EST on the #PursuitChannel and look for ad spots from @NDOneCall and #MissouriOneCall on #SafeDigging. #OneCallConcepts #TheDirection #BassFishing #SamRayburn
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🎣 Don't miss @TheDirectionTV with #MarkStowe and #bassfishing legend #TommyMartin on Sam Rayburn! Tune in Sunday, 5 pm EST on the #PursuitChannel and look for ad spots from @NDOneCall and #MissouriOneCall on #SafeDigging. #OneCallConcepts #TheDirection #BassFishing #SamRayburn
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