Must watch x.com/DividendGrowth/status/… #valueinvestor #longterminvesting #StockMarket

Indian markets are going to tank !

Delhi Dehradun Highway Reality. Perfectly summarised, must watch !!

Modi saw the Middle East and thought, "Perfect time for an Israel trip". Trump just declared a 'Golden Age', but our Cabinet is doing the real heavy lifting: renaming Kerala to 'Keralam'. Thank god, all our crises are solved. #Keralam #GlobalNews

Trump claims he stopped an India-Pak nuclear war, then slaps a 126% tariff on our solar panels. But don’t worry, our Govt is handling the REAL threat: banning 5 ‘obscene’ OTT apps you didn’t even know existed. Sleep tight, citizens.

Big Scenes!!

Rajeev Jain, CEO, Bajaj Finance, on Q3 Concall on the Impact of AI – “AI listened to 2 Cr calls, converted voice to text, and gave us data. Text-to-data conversion happened for 5.2 lakh customers. As a result, we generated 100,000 new offers for which we did not have information earlier. “This capability did not exist in Q1 and Q2. It just got deployed. We’ll be able to listen to 100 million calls next year,” said Jain. He added that loan disbursements through AI-powered call centres stood at about Rs 1,600 crore. That’s ~ 10% of the Rs 16,545 Cr of disbursals in Q3FY26 Data converting -- data from those calls led to another INR 325 crores of volumes. So, this is just our first attempt. Over the next six months, Bajaj Finance plans to invest heavily in its agents. The company expects to have more than 800 autonomous agents across sales, operations, HR, IT, risk, and DMS in the next fiscal. Similarly, in terms of 100% of videos are now generated by us using AI, 100% of banners are generated using AI, 2.7 lakh videos were generated, and 1.2 lakh banners were generated. At the customer engagement level, we have 11 AI text BOTs that are live that engage with the customer. So rather than sending dumb SMSs for 11 products now, we have an AI text BOT, which allows you to engage, interact, and respond to your queries. The company has 26 products. All 26 will be live between April and May'26. So, there will be no communication that we'll be sending, which will not have a -- whether service or sales, which will not have a conversational BOT embedded in it. At the branch and point of sale, existing customers face match that we're doing, we did 46 million face matches to ensure this is the same customer, if it's an ETB customer who had actually principally come in, giving us much better control over identity. Customer onboarding in terms of document -- ensuring that auto-fill of the document happens, whether it's a PAN card or an Aadhaar. There are 43 such documents that the company has now mapped, which an image extracts with a 95% - 96% accuracy and populate data in our platforms, delivering significant productivity for our employees. Auto quality check of documents is now 41%. As we sharpen the model, it will take us to between 85% and 90% over a period of the next 15-odd months On technology development, we are clearly seeing between 25% - 45% efficiencies emerging in terms of the development process, depending on whether it's a legacy platform, then the benefit is much lower, or rather, I would say, none. But if it's a digital infrastructure, then the efficiencies can be as high as 45% - 47%. So significant work is being done. Src – Q3 Concall, no reco

“Radhakishan Damani told me that Trading is basically Momentum. Vadhare vadhare levanu” “Just as - If a thief gets caught on road and everyone is slapping him, you can also give him 2-3 slaps. But ensure you are the 1st to run after slapping him.”😂 - Late Rakesh Jhunjhunwala

Now choose your Best #PSUBank after full comparison of these data ;

PPFAS flexicap changes for October 2025 are out Cash: 25.31% on 1.25 lakh Crore AUM Reduce: HCL tiny bit Added: banks/ ITC/ M&M, all pharma positions, Powergrid and EID The end #Onefund #ppfas, bloody boring fund

Maruti lost huge market share whereas Tata motors doubled and M&M tripled their market share. Hyundai too losing.

Which one will you prefer? #LG #Havells #Dixon

Gold prices don’t rise unidirectionally, it has long draw downs too

IPOs: Through Parag Parikh's Lens @PPFAS

Sam Altman to ChatGPT

📈 Dubai's magnetic pull continues to strengthen, especially for Asian businesses! The Dubai International Chamber has reported a phenomenal H1 2025, with Asian firms constituting a significant 58% of multinational companies attracted to the emirate. This isn't just a number; it's a powerful testament to Dubai's growing role as a vital global business nexus. 🌏 Let's unpack what this means: 1️⃣ **Strategic Geographical Advantage:** Asia's economic might is undeniable. Dubai's strategic location bridges East and West, offering Asian companies unparalleled access to markets in the Middle East, Africa, and Europe. It's a natural gateway for expansion. 🗺️ 2️⃣ **Robust Business Ecosystem:** Dubai has meticulously cultivated an environment designed for growth. This includes world-class infrastructure, efficient logistics, a business-friendly regulatory framework, tax efficiencies, and a diverse, skilled talent pool. These factors are critical for companies looking to establish or expand their international footprint. 🏢💡 3️⃣ **Diversification & Growth Drivers:** For Dubai, this influx of Asian MNCs fuels its ongoing economic diversification efforts. It brings in foreign direct investment (FDI), creates high-value jobs, fosters innovation, and strengthens various sectors from trade and logistics to finance and technology. It’s a win-win! 💪 4️⃣ **Deepening Trade & Cultural Ties:** The increasing presence of Asian firms naturally deepens trade corridors and cultural exchanges between Dubai and various Asian economies. This fosters a more dynamic and interconnected global economy, with Dubai at the heart of these connections. 🤝 5️⃣ **Future Outlook:** This trend underscores Dubai's ambition to be a leading global hub. By continuously enhancing its appeal to international businesses, especially from fast-growing regions like Asia, Dubai is solidifying its position as a preferred destination for commerce, innovation, and talent. Expect to see more strategic partnerships and cross-continental collaborations in the years to come! 🚀 What are your thoughts on Dubai's rising appeal to Asian multinational companies? Share below! 👇 #Dubai #GlobalBusiness #AsianMarkets #FDI #EconomicGrowth

The Panama Canal, a vital artery for global trade, has been grappling with an unprecedented drought, leading to significant disruptions that have reverberated across the world's supply chains. While recent conditions have shown some improvement, the crisis earlier in 2023 and early 2024 highlighted the critical vulnerability of this essential waterway. Here's a deep dive into the situation: 1. 💧 **The Root Cause:** The intense drought was primarily driven by lower-than-average rainfall, exacerbated by the El Niño weather phenomenon, making 2023 one of the driest years on record for the Canal's watershed. Climate change is seen as a major underlying factor, intensifying these weather patterns. 2. 🚢 **Severe Restrictions & Their Impact:** At its peak, the drought forced the Panama Canal Authority (ACP) to implement drastic measures. These included significant reductions in daily vessel transits, sometimes as low as 24 per day, and severe draft restrictions (how deep a ship can sit in the water). This led to: * **Massive Queues:** Hundreds of ships were left waiting, creating unprecedented backlogs. * **Skyrocketing Costs:** Shipping rates surged as demand for limited slots soared, and surcharges were added. * **Extended Transit Times:** Ships faced long delays or were forced to take alternative, much longer routes around the Cape of Good Hope or through the Suez Canal, adding weeks to journeys and burning more fuel. 3. 📉 **Global Supply Chain Ripple Effects:** The disruptions sent shockwaves through global supply chains. Industries from retail to manufacturing faced delays in receiving goods, impacting inventory management and production schedules. This directly contributed to higher freight costs, which in turn put upward pressure on consumer prices and inflation worldwide. The unpredictability of transit times made logistics planning a nightmare for businesses. 4. ✅ **Recent Relief, But Caution Ahead:** Encouragingly, recent reports indicate that increased rainfall in 2024 has led to an improvement in water levels in Gatun Lake, the primary reservoir for the Canal. The ACP has been gradually easing some restrictions, allowing more daily transits and increasing the maximum draft. This brings welcome relief to the shipping industry. 5. 🌍 **The Long-Term Picture:** Despite the recent positive developments, the underlying challenge of water scarcity remains. The Canal's long-term resilience against future droughts is a critical concern. The ACP is actively exploring long-term solutions, including potential projects to secure additional water sources and adapt infrastructure to changing climatic conditions. The possibility of seasonal draft restrictions during the 2025 dry season still looms. This period has underscored how interconnected global trade is and how climate variability can directly impact economic stability. Businesses are now re-evaluating their supply chain resilience and considering diversification to mitigate future risks. What are your thoughts on how businesses and governments should prepare for similar climate-induced disruptions in critical trade routes? #PanamaCanal #GlobalShipping #SupplyChain #ClimateChange #GlobalEconomy #Trade #Logistics

BIG NEWS for India's Green Future! 🚀 PeakAmp, an innovative Indian startup, has successfully secured ₹12 Crore in seed funding to supercharge its EV battery circularity solutions! 🔋 This is a massive step towards building a sustainable electric vehicle ecosystem in India. Let's dive deep into why this matters! 👇 So, what exactly does 'EV battery circularity' mean? 🤔 Simply put, PeakAmp is focused on extending the life of electric vehicle batteries through various stages. This includes expert repair to keep them running longer, repurposing them for second-life applications (like grid energy storage or powering homes!), and ultimately, efficient recycling to recover valuable materials. ♻️ It's all about maximizing resource efficiency and minimizing waste. Why is this crucial for India? 👇 As our nation accelerates its adoption of electric vehicles, the sheer volume of batteries entering the market grows exponentially. Managing this influx sustainably is paramount. PeakAmp's approach aims to significantly reduce our reliance on fresh raw materials, cut down environmental impact, and build a truly self-reliant and sustainable energy future for India. Imagine a future where every EV battery gets a second, third, or even fourth life! 🇮🇳 This investment isn't just about PeakAmp; it's a powerful vote of confidence in India's burgeoning deep-tech and clean energy startup ecosystem. It signifies a collective push towards Aatmanirbhar Bharat (self-reliant India) in critical sectors like electric mobility and energy storage. Such initiatives are key to achieving our ambitious climate goals and fostering local innovation. 🌱 With this substantial seed funding, PeakAmp is poised to scale its operations, advance its research and development, and bring innovative, cost-effective solutions to the market faster. This move will not only create new jobs but also solidify India's position as a leader in green technology. What are your thoughts on the future of EV battery recycling and repurposing in India? Share below! 👇 #EVMobility #Sustainability #IndianStartups #MakeInIndia

The European Union has delivered a landmark antitrust order to Apple, compelling the tech giant to significantly open up its historically closed ecosystem to rivals. 🇪🇺 This move, rooted in the EU's Digital Markets Act (DMA), marks a pivotal moment for competition in the digital sphere and could reshape how consumers interact with their devices and services. Here's a deep dive into what this means: 1. **The Core of the Order** ⚖️: EU antitrust regulators have explicitly ordered Apple to grant rival manufacturers of smartphones, headphones, and virtual reality headsets access to its proprietary technology. This is a direct challenge to Apple's long-standing control over its hardware and software integration. 2. **Digital Markets Act (DMA) in Action** 🎯: Apple was designated as a "gatekeeper" under the DMA for its iOS operating system, the App Store, and the Safari browser back in September 2023. This designation subjects Apple to stringent rules aimed at fostering fair competition and preventing anti-competitive practices. The latest order is a direct consequence of these regulations. 3. **Two Key Directives** 📜: * **Technology Access**: The first order mandates Apple to allow competitors to access its technology, paving the way for greater interoperability. This could mean easier integration for third-party accessories and devices within the Apple ecosystem. * **Interoperability for Developers**: The second order establishes a detailed process and timeline for Apple to address interoperability requests from app developers. This aims to break down barriers for smaller developers and promote a more open app market. The European Commission is actively assisting Apple by detailing the measures required for enabling interoperability with iOS for third-party apps. 4. **Apple's Stance** 🍎: Unsurprisingly, Apple has not taken this lying down. The company has expressed strong disagreement with the EU's directives, reportedly blasting the antitrust regulators and initiating a legal challenge against the order. Apple has been vocal about its concerns regarding security, privacy, and user experience, which it argues could be compromised by opening up its ecosystem. 5. **What This Means for Consumers & Rivals** 🛍️: * **More Choice**: For consumers, this could eventually lead to more choices in accessories, services, and even app stores, potentially fostering innovation and competitive pricing. * **Level Playing Field**: For rival tech companies and app developers, it means a more level playing field, potentially reducing Apple's dominant position and opening new avenues for growth. * **Innovation**: The pressure to compete on features and quality, rather than ecosystem lock-in, could spur new waves of innovation across the tech industry. 6. **The Road Ahead** ⏳: The EU has not just issued an order but has also provided specific instructions on how Apple should comply. Regulators are prepared to launch an investigation if they find that Apple has not followed through on the order. This saga is far from over, and its outcome will have significant implications for how global tech giants operate. This is a monumental step in the EU's efforts to rein in the power of large tech companies and promote a more open and competitive digital economy. #EUAntitrust #DigitalMarketsAct #Apple #TechRegulation #GlobalEconomy

🚨 Breaking News: China Ignites New Front in Tech War with Dual Semiconductor Probes! 🚨 Beijing has just launched significant investigations into the U.S. semiconductor sector, a move that's sure to send ripples across global markets and further intensify the ongoing tech rivalry. 🌍 This isn't just a minor skirmish; it's a strategic escalation just days before high-level trade talks between U.S. Treasury Secretary Scott Bessent and Chinese Vice Premier He Lifeng in Madrid. Here's a deep dive into what's happening and why it matters: 👇 1️⃣ **The Dual Probes Explained:** * **Anti-Dumping Investigation:** China's Ministry of Commerce is probing imports of certain U.S.-made **analog integrated circuit (IC) chips**. Companies like Texas Instruments (TXN) and Analog Devices (ADI) are specifically mentioned as potentially impacted. This probe aims to determine if these chips are being sold in China below fair market value, harming local manufacturers. If found guilty, punitive tariffs could follow. This investigation is expected to last about a year, with a possible six-month extension. * **Anti-Discrimination Inquiry:** Simultaneously, China is investigating alleged "anti-discrimination measures" by the U.S. against its integrated circuit sector. This is a direct challenge to the various U.S. export controls and restrictions that Beijing claims are designed to "contain and suppress" its development of advanced computing chips and AI industries. This probe typically concludes within three months. 2️⃣ **Context: A Tit-for-Tat Escalation:** * This isn't happening in a vacuum. China's announcement comes immediately after the U.S. added 23 more China-based companies to its "entity list," restricting their access to American technology. It’s a classic tit-for-tat dynamic in the escalating U.S.-China tech war. * For years, the U.S. has focused on limiting China's access to advanced semiconductors and chipmaking equipment, citing national security concerns (e.g., CHIPS Act, export controls). Beijing views these actions as protectionist and discriminatory, aiming to stifle its technological ambitions. 3️⃣ **Why the Timing is Crucial:** * Launching these probes just before crucial trade talks in Madrid signals China's intent to use trade investigations as diplomatic leverage. It puts pressure on the U.S. to potentially make concessions or face further trade friction. * Semiconductors are at the heart of the U.S.-China dispute, representing not just economic competition but a battle for technological supremacy and geopolitical influence. 4️⃣ **Potential Implications:** * **Global Supply Chains:** Any tariffs or restrictions imposed could further disrupt the intricate global semiconductor supply chain, potentially leading to higher costs for electronics manufacturers worldwide, given China's role in assembly. * **U.S. Tech Companies:** Major American chipmakers, especially those in the analog IC space, could see reduced market access or face increased operational costs in China. This could impact their revenue and profitability. * **Market Volatility:** Investors are bracing for increased volatility, particularly for semiconductor stocks (e.g., NVDA, AMD, INTC, TXN, ADI, QCOM, MU, MRVL, SOX). The uncertainty creates a challenging environment for investment strategies. * **Geopolitical Tensions:** This move underscores the fragility of tech interdependence and could accelerate a "bifurcation of global tech standards," forcing companies to choose sides in an increasingly polarized market. 5️⃣ **What to Watch Next:** * **Madrid Talks:** All eyes will be on the upcoming meetings between Bessent and He in Madrid. Will these probes be a bargaining chip, or will they harden positions further? * **Probe Outcomes:** The findings of these investigations and the retaliatory measures China might implement will be critical. * **Industry Response:** How will major U.S. and international semiconductor firms adapt their strategies to navigate this heightened geopolitical risk? The tech war continues to evolve, creating complex challenges and opportunities across the global economy. Stay tuned! #USChinaTechWar #Semiconductors #GlobalTrade #Geopolitics

Congress demands cancellation of RBI's Nariman Point land deal, alleging Rs 1,800 crore loss.