Chief Digital Officer @libertylending_ | Managing Partner @commonoceanvc | Digital Transformation to Support Financial Wellbeing

Joined May 2009
38 Photos and videos
21 Jan 2025
Arguably the most vital component of #companyculture and what should be the core stepping stone to better progress is #employeewellness. When you concentrate here, you’ll see your company #culture improve more likely than not. @Forbes forbes.com/sites/rhettpower/…
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9 Jan 2025
The behavior of your teams and their habits will ultimately reflect the culture you’ve put into place. A strong organizational culture = good behaviors repeated at scale.
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8 Jan 2025
A growth of 332% is staggering and will open some eyes. Added flexibility and tracking with virtual credit cards make the business case very clear to middle-market companies. From all industries, it seems. @pymnts
12 Dec 2024
Middle-market companies are turning to virtual credit cards to manage working capital more effectively. Adoption is set to grow 322% in the next year, with CFOs leveraging their flexibility and enhanced spend tracking to navigate economic uncertainty. hubs.ly/Q02_rp800
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8 Jan 2025
#Economic conditions are forcing customers to make tough decisions. There are simple purchases they must make to keep their families fed and even a roof over their heads. While this is not the case for everyone, it is a stark reality for many Americans. #BNPL
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8 Jan 2025
It’s something that has given rise to BNPL. Credit card interest rates can be crippling. With companies and services offering #BNPL with interest-free options, this makes a ton of sense for some families.
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8 Jan 2025
This visual courtesy of @Softjourn shows some of the key motivating factors here. As long as budgets remain tight for Americans, there’s a prime avenue for financial institutions to expand their offerings while also supporting people in a big way.
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19 Dec 2024
Taking a calculated approach to feedback is important. We’re not talking about tearing people down or being overly critical. Open dialogue and conversations. Leaders especially have to look for this feedback. @McKinsey #Leadership #Feedback
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18 Dec 2024
Technology keeps becoming more sophisticated. Naturally, consumers are going to experience learning curves and even frustrations could set in. That’s why we in the financial technology space or anywhere else have to work to make their jobs easier. #Technology #Fintech
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17 Dec 2024
Yep. This is what leaders have to understand. If you make “mandates” they’ll ultimately always be met with friction. A true buy-in takes more than just forcing people to follow your new rules. @HarvardBiz
Culture is like the wind. When it is blowing in your direction it makes for smooth sailing. When it is blowing against you, everything is more difficult. s.hbr.org/3cyssWC
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15 Dec 2024
I loved this #QuoteoftheDay from @McKinsey where Stephen Schwarzman highlights the value of analyzing our mistakes. The growth of our culture starts with learning from mistakes and filling in the gaps. No good comes from acting like they’re not there. #Culture #CompanyCulture
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14 Dec 2024
Fintech investment is not what it once was but taking a look at Q3 investment from this year, it’s promising to see how the U.S. is pushing through the year strong. #Fintech 🇺🇸 @Fintech_Global
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13 Dec 2024
#Mastercard wants to introduce a “numberless card.” More specifically “to replace the need for manual card entry and one-time passwords with tokenization and biometric authentication at online checkout by 2030.” Could it work? The short answer is yes. paymentsdive.com/news/master…
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22 Nov 2024
.@money2020 is a “pay attention moment” each year for the fintech industry and for this year’s event, we can see why. In #Vegas, several fintech startups stood out. #Fintech #Technology #Money2020 fintechfutures.com/techwire/…
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21 Nov 2024
Paper checks seem outdated but over half of Americans in 2023 still used them for a transaction at one point or another. Not just on the individual level but for organizations too who still commonly use checks. This usage means #fraud closely follows. paymentsjournal.com/amid-pay…
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20 Nov 2024
X, formerly known as Twitter, had bold plans to become a “payments super app.” Something that we’ve yet to see from one of the largest social platforms out there. However, it looks like those plans are being put on hold due to a new legal battle. @pymnts pymnts.com/legal/2024/musks-…
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19 Nov 2024
“Surround yourself with people who tell you what you need to know. Not just what you want to hear.” Very, very important point to make when it comes to #leadership.
Leaders with good judgment listen for what’s unsaid. They surround themselves with people who will tell them what they need to know — not what they want to hear. And they think carefully about the risks of implementation — even for small projects. s.hbr.org/3buBYK4
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30 Oct 2024
Poor internal financial management and processes can easily doom a business. Not something they want to allow to linger. @pymnts
17 Oct 2024
With rising invoice volumes, outdated manual accounts receivable processes are putting companies' financial health at risk. A new PYMNTS Intelligence’s report reveals most U.S. firms face cash flow and forecasting challenges due to these outdated systems. hubs.ly/Q02TQ3Nh0
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30 Oct 2024
Your people and your dynamic culture can be the most powerful driving force of your business. Sustainable and competitive businesses are fueled by great talent and people 💪 #PeopleFirst #Talent #BusinessTransformation
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10 Oct 2024
We cringe at past mistakes and failures but we sometimes have to give them a hard look. They’ll be what helps us avoid future failures and lead us to greater success. @HarvardBiz
Too often, we don’t want to revisit the past, especially if it contains uncomfortable missteps. But looking carefully at those mistakes is exactly what can help you productively move forward. s.hbr.org/3XWZmaH
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