10 countries. One journey. Endless adventure. From jungles that take your breath away to neon-lit cities that never sleep… From street food that explodes with unforgettable flavors to festivals that make history come alive… @ASEAN isn’t just a place. It’s a discovery waiting for you. Watch the full journey 👇.

I'm $628,000 in debt... and $260,000 of it is student loans from four different degrees. Caller: I'm $628,000 in debt. I have a mortgage, $260,000 in student loans, and $33,000 in credit card debt. I'm struggling to figure out the fastest way out. Dave Ramsey: $260,000 in student loans? What did you study? Caller: I have four degrees. An associate's degree, a bachelor's degree, and two master's degrees. Dave Ramsey: Four degrees? It sounds like you were sold a promise. The promise that if you kept collecting degrees, success would eventually show up. Caller: ... Dave Ramsey: Somewhere along the way, people convinced you that more education automatically meant more income. So when it didn't work, you went back for another degree. And then another. Now you're carrying a quarter-million dollars in student loans. Caller: That's fair. Dave Ramsey: Education is valuable. But debt doesn't care how many diplomas are hanging on your wall. At some point, the goal has to stop being collecting credentials and start being building wealth.

Caller: My boss passed away and left me $1.25 million in his will. Dave Ramsey: Wow. That's life-changing money. Caller: I don't know what to do next. Dave Ramsey: Then do nothing fast. If someone is rushing you, stop. If you feel pressure to invest immediately, stop. The biggest mistakes happen when people move too quickly with money they've never had before. Build a circle of trusted advisors. Learn. Ask questions. Then make decisions. Protecting the money comes before growing it.

I'm not a MILLIONAIRE. I'm a BILLIONAIRE. Interviewer: How old were you when you became a millionaire? Anastasia: I'm not a millionaire. Interviewer: No? Anastasia: I'm a billionaire. Interviewer: Seriously? How did that happen? Anastasia: I believed in something nobody else believed in. Eyebrows. Interviewer: And everyone supported you? Anastasia: Nobody did. The bank didn't believe in me. My landlord didn't believe in me. Even my husband didn't think it would become a real business. Interviewer: What made you keep going? Anastasia: Because I believed in it. Not them. Me. Interviewer: What's the biggest lesson from building a billion-dollar company? Anastasia: Watch your cash flow. Protect your profit. Reinvest everything. I drove a $200 car while building my business. Every dollar went back into growth. Interviewer: And now? Anastasia: I'm a billionaire. But I still work like I can't pay next month's rent. Interviewer: Why? Anastasia: Because money buys freedom. Not fulfillment.

Caller: I won $22 million in the lottery. Dave Ramsey: Who knows about it? Caller: My wife and one sibling. That's it. Dave Ramsey: Not even your kids? Caller: No. I don't want them growing up as waiters. Dave Ramsey: Waiters? Caller: Waiting for me to die so they can inherit the money. I want them to build something of their own first. Figure out who they are. Find their purpose. Create their own success. Dave Ramsey: So you'll tell them eventually? Caller: Absolutely. Just not yet. I'd rather they know how to earn money before they know how much money I have. Dave Ramsey: That's wisdom. A sudden fortune can change a family. Sometimes protecting your children means protecting them from the money itself.

About a year ago, during a podcast interview, Elon Musk's son climbed onto his lap and completely stole the show. At one point, Elon called him "mini me." Then came a moment that seemed like random baby talk. When SpaceX came up, the little guy said: "Before SpaceX..." And later added: "...just do whatever we want." The host jokingly asked if his assessment was correct. His response? "Yes." At the time, it sounded like the kind of thing a child says when they're sitting in a room full of adults. Most people laughed and moved on. But looking back after everything that's happened with SpaceX, it's funny how those few words hit differently now. Probably just a kid talking. Or maybe the youngest insider in the room accidentally dropped a hint and nobody noticed.

My husband won $1 MILLION over a random scratch off ticket. Caller: My husband stopped at a gas station, bought a random scratch-off ticket, and won $1 million. Dave Ramsey: You're kidding. Caller: We're still in shock. He came home and couldn't even get the words out. Dave Ramsey: So what happens now? Caller: We took the lump sum. After everything, we expect to receive a little over $400,000. Dave Ramsey: The first thing I'd do is stop taking financial advice from Google. Caller: Really? Dave Ramsey: Absolutely. When you're dealing with life-changing money, internet research isn't a financial plan. Before you make a single move, sit down with a qualified tax professional. Learn exactly what you owe. Learn exactly what you have. Then make decisions from facts, not guesses. Caller: So don't rush? Dave Ramsey: Exactly. The lottery changed your bank account overnight. That doesn't mean you need to change your life overnight.

The NFT space has problems, but one never stopped bothering me until recently And by recently, I mean, until I found @5th_Kingdom Most projects stop at ownership. You mint. You hold. And your NFT stops at being PFP, like a good number I have had But 5th Kingdom struck me in an entirely different way: A living digital world built on Solana, where your NFT becomes more than a PFP but it becomes your identity, progression, and influence within the Kingdom. #5thKingdomThreadContest @Bellickkruz @5th_Kingdom

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