POINTBANK BREAKFAST LOCATED AT THE LITTLE ELM BRANCH! Bringing insightful business tips to the small business owners in Denton County. Little Elm at 60: Honoring our Past, Building Our Future Mayor Curtis Cornelious Mayor of Little Elm 8AM TUESDAY, June 23rd, 2026 2103 E Eldorado Pkwy, Little Elm Co-Hosted with the Little Elm Chamber of Commerce WE WILL BE ABLE TO SEAT THE FIRST 25 ATTENDEES Please RSVP at pointbank.com/business-break… BY YOUR ATTENDANCE YOU ARE IN AGREEMENT WITH "By attending this event, you are attesting you are generally in good health (not displaying any symptoms of COVID, such as fever or body aches, and have not been in close contact which would require CDC-recommended quarantine). Additionally, you understand that even with wearing a face covering and by practicing responsible social distancing, there are still chances of potentially being exposed to the COVID-19 virus. Furthermore, you fully acknowledge the liability associated with those risks lies with you. If you cannot, in good conscience, attest to your general well-being and/or if you do not wish to accept the possible risks, you are advised not to enter the event venue and/or strongly urged to depart the premises. You hereby release, waive and forever discharge Point Bank of any and all liability." Remember: There will be additional opportunities to socialize/network in the near future. Member FDIC

Thank you to everyone who joined us for our Business Breakfast in Lewisville this week. We were honored to hear from Bobbie Mitchell, Denton County Commissioner Precinct 3, who reminded us that "Your Vote is Your Voice." We appreciate the opportunity to bring local leaders and businesses together for meaningful dialogue and collaboration. Join us next time! Dates and RSVP: pointbank.com/business-break… Member FDIC

POINTBANK BUSINESS BREAKFAST LOCATED AT THE FLOWER MOUND BRANCH! Bringing insightful business tips to the small business owners in Denton County. Social Secrets Playbook Simon Trask CEO Profit Hiker 8AM THURSDAY June 25th, 2026 4920 LONG PRAIRIE RD. FLOWER MOUND Please RSVP at pointbank.com/business-break… BY YOUR ATTENDANCE YOU ARE IN AGREEMENT WITH "By attending this event, you are attesting you are generally in good health (not displaying any symptoms of COVID, such as fever or body aches, and have not been in close contact which would require CDC-recommended quarantine). Additionally, you understand that even with wearing a face covering and by practicing responsible social distancing, there are still chances of potentially being exposed to the COVID-19 virus. Furthermore, you fully acknowledge the liability associated with those risks lies with you. If you cannot, in good conscience, attest to your general well-being and/or if you do not wish to accept the possible risks, you are advised not to enter the event venue and/or strongly urged to depart the premises. You hereby release, waive and forever discharge Point Bank of any and all liability." Remember: There will be additional opportunities to socialize/network in the near future. Member FDIC

YOU'RE INVITED TO A NETWORKING COFFEE HOSTED AT OUR CORINTH BRANCH! Bringing insightful business tips to the small business owners in Denton County. Minimize Stress. Maximize Success. Dr. Erica Jowett 8AM WEDNESDAY, June 17th, 2026 PointBank - Corinth Branch 3971 FM 2181 Corinth, TX 76210 Please RSVP at pointbank.com/business-break… BY YOUR ATTENDANCE YOU ARE IN AGREEMENT WITH "By attending this event, you are attesting you are generally in good health (not displaying any symptoms of COVID, such as fever or body aches, and have not been in close contact which would require CDC-recommended quarantine). Additionally, you understand that even with wearing a face covering and by practicing responsible social distancing, there are still chances of potentially being exposed to the COVID-19 virus. Furthermore, you fully acknowledge the liability associated with those risks lies with you. If you cannot, in good conscience, attest to your general well-being and/or if you do not wish to accept the possible risks, you are advised not to enter the event venue and/or strongly urged to depart the premises. You hereby release, waive and forever discharge PointBank of any and all liability." Remember: There will be additional opportunities to socialize/network in the near future. Member FDIC

YOU'RE INVITED TO A BUSINESS BREAKFAST HOSTED AT OUR PILOT POINT BRANCH COMMUNITY CENTER! Pilot Point 1st Responders Appreciation Breakfast and Police & Fire Dept. Updates Chief Matthews (Pilot Point Police Department) Chief Hudson (Pilot Point Fire Department) Bringing insightful business tips to the small business owners in Denton County. 8AM WEDNESDAY, June 24th, 2026 739 E LIBERTY ST PILOT POINT Please RSVP at pointbank.com/business-break… BY YOUR ATTENDANCE YOU ARE IN AGREEMENT WITH "By attending this event, you are attesting you are generally in good health (not displaying any symptoms of COVID, such as fever or body aches, and have not been in close contact which would require CDC-recommended quarantine). Additionally, you understand that even with wearing a face covering and by practicing responsible social distancing, there are still chances of potentially being exposed to the COVID-19 virus. Furthermore, you fully acknowledge the liability associated with those risks lies with you. If you cannot, in good conscience, attest to your general well-being and/or if you do not wish to accept the possible risks, you are advised not to enter the event venue and/or strongly urged to depart the premises. You hereby release, waive and forever discharge PointBank of any and all liability." Remember: There will be additional opportunities to socialize/network in the near future. Member FDIC

We were honored to accept the Texas Bankers Foundation Cornerstone Award at the 2026 Awards Luncheon during the Texas Bankers Association's Annual Convention in Dallas. This recognition celebrates our "All In For Education" program and our ongoing commitment to supporting school districts across Denton County. Thank you to the Texas Bankers Association for this honor and for recognizing the importance of community investment through education. Pictured (left to right): Bowden Jones, Jr., Chair of the Texas Bankers Foundation; Jonathan David, President of PointBank; Chris Furlow, President and CEO of the Texas Bankers Association Photo credit: @texasbankers TBA Member FDIC

2026 Best of Denton County Nominations are HERE! PointBank appreciates your support for: Best Business Bank Best Business Networking Best Local Business Best Personal Finance Bank Best Mortgage Company Best Mortgage Loan Banker - Debra Miller (NMLS # 110503) Thank you! Click here to nominate for your favorite businesses: bestofdentoncounty.com Member FDIC

POINTBANK BREAKFAST LOCATED AT THE LEWISVILLE BRANCH! Bringing insightful business tips to the small business owners in Denton County. “Your Vote is Your Voice” Bobbie Mitchell Denton County Commissioner Precinct 3 8AM THURSDAY, June 11th, 2026 915 W MAIN ST LEWISVILLE, TX 75067 WE WILL BE ABLE TO SEAT THE FIRST 40 ATTENDEES Please RSVP at pointbank.com/business-break… BY YOUR ATTENDANCE YOU ARE IN AGREEMENT WITH "By attending this event, you are attesting you are generally in good health (not displaying any symptoms of COVID, such as fever or body aches, and have not been in close contact which would require CDC-recommended quarantine). Additionally, you understand that even with wearing a face covering and by practicing responsible social distancing, there are still chances of potentially being exposed to the COVID-19 virus. Furthermore, you fully acknowledge the liability associated with those risks lies with you. If you cannot, in good conscience, attest to your general well-being and/or if you do not wish to accept the possible risks, you are advised not to enter the event venue and/or strongly urged to depart the premises. You hereby release, waive and forever discharge PointBank of any and all liability." Remember: There will be additional opportunities to socialize/network in the near future. Member FDIC

POINTBANK IS HOSTING AN IN-PERSON BUSINESS BREAKFAST AT THE DENTON SOUTH LOCATION! Bringing insightful business tips to the small business owners in Denton County. What The Small Business Development Center Can Do For You Suresh Iyengar Business Advisor Small Business Development Center of North Central Texas 8AM TUESDAY, June 16th, 2026 Denton South Community Room 525 South I-35E, Denton, TX 76205 Please send RSVP to Aaron Benedict at abenedict@pointbank.com BY YOUR ATTENDANCE YOU ARE IN AGREEMENT WITH "By attending this event, you are attesting you are generally in good health (not displaying any symptoms of COVID, such as fever or body aches, and have not been in close contact which would require CDC-recommended quarantine). Additionally, you understand that even with wearing a face covering and by practicing responsible social distancing, there are still chances of potentially being exposed to the COVID-19 virus. Furthermore, you fully acknowledge the liability associated with those risks lies with you. If you cannot, in good conscience, attest to your general well-being and/or if you do not wish to accept the possible risks, you are advised not to enter the event venue and/or strongly urged to depart the premises. You hereby release, waive and forever discharge PointBank of any and all liability." Remember: There will be additional opportunities to socialize/network in the near future. Member FDIC

POINTBANK BUSINESS BREAKFAST LOCATED AT THE FLOWER MOUND BRANCH! Bringing insightful business tips to the small business owners in Denton County. Minimize Stress – Maximize Success Dr. Erica Jowett 8AM THURSDAY May 28th, 2026 4920 LONG PRAIRIE RD. FLOWER MOUND Please RSVP to Shannon Black at sblack@pointbank.com or Jubrettia Davidson at jdavidson@pointbank.com BY YOUR ATTENDANCE YOU ARE IN AGREEMENT WITH "By attending this event, you are attesting you are generally in good health (not displaying any symptoms of COVID, such as fever or body aches, and have not been in close contact which would require CDC-recommended quarantine). Additionally, you understand that even with wearing a face covering and by practicing responsible social distancing, there are still chances of potentially being exposed to the COVID-19 virus. Furthermore, you fully acknowledge the liability associated with those risks lies with you. If you cannot, in good conscience, attest to your general well-being and/or if you do not wish to accept the possible risks, you are advised not to enter the event venue and/or strongly urged to depart the premises. You hereby release, waive and forever discharge Point Bank of any and all liability." Remember: There will be additional opportunities to socialize/network in the near future. Member FDIC

Thank you to everyone who joined us for our recent Business Breakfast in Aubrey featuring Justin Grass, Community Engagement Specialist with Denco 911! We enjoyed learning more about our local 911 system, including innovative technology and features many people may not know about. We appreciate everyone who attended and helped make it a great morning of community connection and conversation. We look forward to seeing you at our next Business Breakfast! pointbank.com/business-break… Member FDIC

Congratulations to Alfredo Cedillo, our Lewisville Account Executive, on being named Rookie of the Year by the Lewisville Area Chamber of Commerce! We’re proud to see the hard work, community involvement, and dedication recognized. Thank you for making such a positive impact through your engagement, support, and contributions to both the Chamber and our community. Member FDIC

Thank you to everyone who attended this morning’s Business Breakfast at our Lewisville branch for the Business Community Town Hall with Ben Bumgarner, Texas House Representative 63rd District. We appreciate the opportunity to connect, collaborate, and discuss topics important to our business community. Member FDIC

YOU'RE INVITED TO A BUSINESS BREAKFAST HOSTED AT OUR PILOT POINT BRANCH COMMUNITY CENTER! Bringing insightful business tips to the small business owners in Denton County. Senate Legislative Updates State Senator Brent Hagenbuch Texas District 30 Senator 8AM WEDNESDAY, May 27th, 2026 739 E LIBERTY ST PILOT POINT Please send RSVP to Lisa Cave at lcave@pointbank.com BY YOUR ATTENDANCE YOU ARE IN AGREEMENT WITH "By attending this event, you are attesting you are generally in good health (not displaying any symptoms of COVID, such as fever or body aches, and have not been in close contact which would require CDC-recommended quarantine). Additionally, you understand that even with wearing a face covering and by practicing responsible social distancing, there are still chances of potentially being exposed to the COVID-19 virus. Furthermore, you fully acknowledge the liability associated with those risks lies with you. If you cannot, in good conscience, attest to your general well-being and/or if you do not wish to accept the possible risks, you are advised not to enter the event venue and/or strongly urged to depart the premises. You hereby release, waive and forever discharge PointBank of any and all liability." Remember: There will be additional opportunities to socialize/network in the near future. Member FDIC

YOU'RE INVITED TO A NETWORKING COFFEE HOSTED AT OUR CORINTH BRANCH! Bringing insightful business tips to the small business owners in Denton County. “Social Secrets: The ultimate social media content plan for any brand” Simon Trask CEO Profit Hiker 8AM WEDNESDAY, May 20th, 2026 PointBank - Corinth Branch 3971 FM 2181 Corinth, TX 76210 Please RSVP to Jane Swoboda at Jswoboda@pointbank.com BY YOUR ATTENDANCE YOU ARE IN AGREEMENT WITH "By attending this event, you are attesting you are generally in good health (not displaying any symptoms of COVID, such as fever or body aches, and have not been in close contact which would require CDC-recommended quarantine). Additionally, you understand that even with wearing a face covering and by practicing responsible social distancing, there are still chances of potentially being exposed to the COVID-19 virus. Furthermore, you fully acknowledge the liability associated with those risks lies with you. If you cannot, in good conscience, attest to your general well-being and/or if you do not wish to accept the possible risks, you are advised not to enter the event venue and/or strongly urged to depart the premises. You hereby release, waive and forever discharge PointBank of any and all liability." Remember: There will be additional opportunities to socialize/network in the near future. Member FDIC

We had a great time hosting our Business Breakfast at the Argyle branch this week. A big thank you to Kystal Yates for her insightful presentation on “Navigating Risk with AI.” It was a pleasure to connect and network with our local business community. And, thank you to everyone who joined us! We hope to see YOU at our next event! For more information, visit pointbank.com/business-break… Member FDIC

POINTBANK BREAKFAST LOCATED AT THE LEWISVILLE BRANCH! Bringing insightful business tips to the small business owners in Denton County. Business Community Town Hall Ben Bumgarner Texas House Representative 63rd District 8AM THURSDAY, May 14th, 2026 915 W MAIN ST LEWISVILLE, TX 75067 WE WILL BE ABLE TO SEAT THE FIRST 40 ATTENDEES Please RSVP to Alfredo Cedillo at acedillo@pointbank.com BY YOUR ATTENDANCE YOU ARE IN AGREEMENT WITH "By attending this event, you are attesting you are generally in good health (not displaying any symptoms of COVID, such as fever or body aches, and have not been in close contact which would require CDC-recommended quarantine). Additionally, you understand that even with wearing a face covering and by practicing responsible social distancing, there are still chances of potentially being exposed to the COVID-19 virus. Furthermore, you fully acknowledge the liability associated with those risks lies with you. If you cannot, in good conscience, attest to your general well-being and/or if you do not wish to accept the possible risks, you are advised not to enter the event venue and/or strongly urged to depart the premises. You hereby release, waive and forever discharge PointBank of any and all liability." Remember: There will be additional opportunities to socialize/network in the near future. Member FDIC

Another successful closing completed. Our team recently financed a $2,900,000 commercial loan, helping move a local project forward. It’s a great example of how community-focused lending can provide tailored solutions and keep projects progressing close to home. Proud to support the vision and momentum of businesses in our community. Member FDIC

A thriving community is built on strong local businesses. When they flourish, our entire area grows stronger. We take great pride in providing the financial foundation that helps these hard-working neighbors stay focused on what they do best. If you’re looking for a bank that values your vision as much as you do, come see us or apply online now pointbank.com/business-loans…! Member FDIC

We were honored to attend the Mayors’ Prayer Breakfast this week at Lakeland Baptist Church. It was a beautiful opportunity to pause, join our voices with local leaders, and lift up our community in prayer. We returned to the office with refreshed hearts and a renewed commitment to serve our neighbors well. Member FDIC