A widow is questioning PhilHealth policies after her husband who contributed for over 25 years was denied benefits—including coverage for their hospital bill worth nearly ₱200,000.
In a June 12 Facebook post, Maria Lourdes Sulit said her husband, Marvin, died from a brain hematoma on June 4 after their family failed to raise the money needed for an emergency operation.
The procedure would have cost up to ₱4 million, with hospitals requiring at least a ₱1 million deposit.
“[W]e had no choice but to wait for Marvin to die,” Sulit said.
Hours after his death, Sulit sought assistance from PhilHealth, but was told her husband was ineligible for benefits because he had been confined for less than 24 hours.
“My husband had just died. How could he not be eligible?” she said, adding that even the ₱7,800 resuscitation package was denied because they “did not authorize” it. The bill listed items such as an Ambu bag used to assist breathing.
Nevertheless, it ultimately couldn’t save Marvin, as “the surgery he urgently needed was never performed.”
She urged the state insurer to review and change its policy, especially since her husband was a “lifelong member” who “paid faithfully throughout his working years.”
“[W]e do not deserve this… it was so unfair,” she said. “[T]his is our hard earned money.”
Her post went viral, drawing sympathy and fueling anger online.
In a June 14 statement, PhilHealth said it has reached out to the family and is coordinating with the hospitals involved as it explores possible support.
PhilHealth membership is mandatory under the Universal Health Care Law, which automatically enrolls all Filipinos to provide financial support for healthcare.
The case raises questions about a system that requires universal membership but may still leave contributors without support at critical moments.
✍️: John Lloyd Aleta, 📸: Maria Lourdes Sulit/Facebook
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